Variant PW vs Penpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Variant PW
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Allows our clients to get anytime, anywhere access to there portfolio holdings, allocations, balances and performance. Provides contact information for your advisor at Variant Private Wealth.
Penpay
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Penpay offers dedicated support for all types of pension payments. You can do the following on our platform: - Fund your pension account - Fund someone else’s pension account (this could be your staff or even your friend). You can pay on a one-off or recurring basis. You can make payment through the following methods: - USSD - Card (local and international cards are accepted) - Virtual account transfer Etc. All you need is your RSA pin (you can enroll if you do not have one yet).
Screenshots
Verdict
The clearest difference is update cadence: Penpay at monthly against Variant PW's every 26 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Variant PW ships an update every 26 months, Penpay monthly. The most recent releases landed on October 6, 2026 and October 2, 2026 respectively.
| Parameter | Variant PW | Penpay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 26 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 62 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Variant Private Wealth, LLC | Awabah LTD |
In-app purchases
Variant PW
No in-app purchases
Penpay
No in-app purchases
