Comparison

Budget OK vs Keep

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget OK

Easily track your income and expenses with a user-friendly interface. Set budgets, plan finances, and gain insights into your spending habits to improve your financial well-being. Supports all world currencies and offers detailed reports.

Highlights
  • Quickly add income and expenses
  • Set monthly and weekly budgets
  • View all accounts on one screen
  • Categorize expenses and income
  • Debt accounting
  • Export to CSV
Features
Read full description

Where does your money go every month? Budget OK gives you the answer. It is a personal finance and money management app that combines an expense tracker, a monthly budget planner and a bill organizer, so your household budget, spending, savings and debts fit on one screen. Personal budgeting only works when tracking takes seconds. In Budget OK you log a purchase in two taps: amount, category, done. Because entry is fast, you keep your money tracking going day after day, and your budget finally reflects reality instead of guesses. TRACK YOUR EXPENSES AND INCOME Record daily spending and income as they happen. Categories and subcategories such as groceries, cafes, transport and subscriptions show exactly how you spend your money. SEE YOUR FINANCIAL PICTURE Clear charts and reports break down your expenses by category and compare months. Spot the spending leaks, cut them, and free up cash for the things that matter. PLAN A MONTHLY BUDGET YOU CAN KEEP Set a spending limit for each category and watch the remaining balance through the month. Planning your income and expenses ahead turns budgeting from a chore into a habit. STAY ON TOP OF BILLS AND PAYMENTS Keep rent, utilities and recurring payments organized so every bill is paid on time and nothing surprises you at the end of the month. GROW YOUR SAVINGS, MANAGE YOUR DEBTS Track savings goals and debts next to your everyday money. Watching progress build is the easiest motivation to keep saving. ALL ACCOUNTS, WALLETS AND CURRENCIES Cash, cards and wallets live side by side, with multiple currencies for travel and transfers. Your accounting stays accurate wherever you spend. WHO IS BUDGET OK FOR? For families who want to run a shared household budget. For couples splitting rent and bills. For anyone who reaches the end of the month wondering where the paycheck went. And for everyone who has started expense tracking before and wants to finally stick with it: here your money management takes minutes a week. DETAIL WHEN YOU NEED IT Subcategories sharpen your expense tracking: not just "groceries", but supermarket and delivery separately. That is how your budget finds the costs that like to hide. READY IN ONE MINUTE No bank logins, no complicated setup, no forced sign-up. Open the app, log your first expense, done: your expense tracker works, your budget is in place, your financial planning begins. Your personal finances are yours: export your data anytime. Your financial records are stored securely, sync across devices and can be exported anytime. Budgeting, expense tracking and financial planning belong together, and Budget OK keeps them in one simple tool. People use it to answer one question: where did the money go? Rated 4.7 stars by users who finally see their full money picture. Start tracking today and take control of your personal finances. Privacy Policy: https://budgetok.app/privacy Terms of Use: https://budgetok.app/terms

About

Keep

Read full description

Keep - это очень простое приложение для ведения личных финансов: - Приватность. Ваши деньги, это ваши деньги. Приложение не отправляет никаких данных на сервера. Это значит что если удалить данные приложения, то их нельзя восстановить. Но есть автоматическое создание резервной копии, который сохраняет данные приложения в ваш icloud. - Простое добавление расходов и доходов - Мультивалютность. Есть возможность вести учет с иностранными валютами а также делать конвертацию между счетами - Отчеты по категориям - История операций - Отображение мультивалютного баланса

Screenshots

Budget OK4 screens
Keep4 screens

Verdict

The call

The clearest difference is in-app purchases: Keep at none against Budget OK's 9. Keep also leads on iOS requirement (13.4 vs 17.0). Budget OK's advantage is update cadence (monthly vs every 6 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget OK sells 7 in-app purchases, starting at $5.99 per month. Keep asks for nothing beyond the download.

UpkeepUpdate frequency

Budget OK ships an update monthly, Keep every 6 months. The most recent releases landed on October 26, 2026 and September 24, 2026 respectively.

Scorecard3 real differences · 7 level
Budget OK versus Keep: the parameters behind the verdict, then further details
ParameterBudget OKKeep
PriceFreeFree
Rating4.7 (230 ratings) — better—
Positive reviews73.2% of reviews—
Number of ratings230 — better—
Update frequencyMonthly — betterEvery 6 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.013.4 — better
Further details — not scored
Size62 MB21 MB
Age rating4+4+
DeveloperTimofei VoropaevAnton Vasilev

In-app purchases

7 purchases

Budget OK

Subscriptions5
  • Full access for a month2 variants$5.991 Month
  • Full access for a month7 Days trial$5.991 Month
  • Full access for 3 months7 Days trial$14.993 Months
Show 2 more
  • Full access for a year7 Days trial$34.991 Year
  • Year of premium subscription7 Days trial2 variants$34.991 Year
One-time2
  • Full discounted access$54.99
  • Full version$69.99
None

Keep

No in-app purchases

Questions

Is Budget OK free?
Budget OK is free to download, with in-app purchases available.
Is Keep free?
Keep is free to download, with no in-app purchases.
Do Budget OK or Keep have ads?
Neither Budget OK nor Keep shows ads.
Which is updated more often, Budget OK or Keep?
Budget OK ships an update monthly, and Keep every 6 months. Most recently, Budget OK was updated on October 26, 2026 and Keep on September 24, 2026.

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