Comparison

Keep vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Keep

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Keep - это очень простое приложение для ведения личных финансов: - Приватность. Ваши деньги, это ваши деньги. Приложение не отправляет никаких данных на сервера. Это значит что если удалить данные приложения, то их нельзя восстановить. Но есть автоматическое создание резервной копии, который сохраняет данные приложения в ваш icloud. - Простое добавление расходов и доходов - Мультивалютность. Есть возможность вести учет с иностранными валютами а также делать конвертацию между счетами - Отчеты по категориям - История операций - Отображение мультивалютного баланса

About

Expense Tracker

This app helps you understand where your money goes by tracking expenses and income. It offers features like multi-currency support, subscription tracking, and category budgets, all while prioritizing user privacy with data stored locally.

Highlights
  • Multi-currency support
  • Subscription tracking
  • Category budgets
  • 100% privacy
  • Lightning-fast entry
  • CSV export
  • Face ID / Touch ID protection
Features
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Where does your money actually go? Why is your account empty at the end of the month? Spendo gives you answers in seconds. A simple, private, and honest way to control your finances—no complexity, no bank connections, no third-party services. Why Spendo over other apps? - Multi-currency support — Track accounts in dollars, euros, rubles, tenge. Perfect for travelers and expats. - Subscription tracking — See all your recurring expenses (Netflix, Spotify, etc.) in one place. - Category budgets — Set limits for groceries, transport, entertainment. Watch your progress in real-time. - 100% privacy — Your data stays on your device. No servers, no tracking, no compromises. - Lightning-fast entry — Add an expense in 3 seconds. No forms, no extra steps. What's inside: - Unlimited expense and income categories - Recurring transactions (subscriptions, salary, rent) - Multi-currency accounts (USD, EUR, RUB, KZT, and more) - Category budgets and overall budget tracking - Analytics and charts by period - CSV export - Face ID / Touch ID protection - Dark mode - Works offline — no internet required With Spendo, you will: - Finally understand where every dollar goes - Stop wasting money on things you don't need - Save for what truly matters - Gain financial peace of mind - No complexity. No stress. No questions. Download Spendo and take control of your money today. Basic features are free. Premium unlocks everything.

Screenshots

Keep4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Keep at none against Expense Tracker's 6. Keep also leads on iOS requirement (13.4 vs 17.0). Expense Tracker's advantage is update cadence (every 4 days vs every 6 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 6 in-app purchases, starting at $2.99 per month. Keep asks for nothing beyond the download.

UpkeepUpdate frequency

Keep ships an update every 6 months, Expense Tracker every 4 days. The most recent releases landed on September 24, 2026 and August 8, 2026 respectively.

Scorecard3 real differences · 7 level
Keep versus Expense Tracker: the parameters behind the verdict, then further details
ParameterKeepExpense Tracker
PriceFreeFree
Rating—5.0 (5 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—5 — better
Update frequencyEvery 6 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPod — betteriPhone
Requires iOS13.4 — better17.0
Further details — not scored
Size21 MB99 MB
Age rating4+4+
DeveloperAnton VasilevAkarys Turganbekuly

In-app purchases

None

Keep

No in-app purchases

6 purchases

Expense Tracker

Subscriptions4
  • Monthly plan$2.991 Month
  • Annual Plan$8.991 Year
  • Yearly plan$8.991 Year
Show 1 more
  • Yearly plan7 Days trial$17.991 Year
One-time2
  • Lifetime Plan$14.99
  • Lifetime Plan$29.99

Questions

Is Keep free?
Keep is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Keep or Expense Tracker have ads?
Neither Keep nor Expense Tracker shows ads.
Which is updated more often, Keep or Expense Tracker?
Keep ships an update every 6 months, and Expense Tracker every 4 days. Most recently, Keep was updated on September 24, 2026 and Expense Tracker on August 8, 2026.

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