Comparison

Budget OK vs Money Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget OK

Easily track your income and expenses with a user-friendly interface. Set budgets, plan finances, and gain insights into your spending habits to improve your financial well-being. Supports all world currencies and offers detailed reports.

Highlights
  • Quickly add income and expenses
  • Set monthly and weekly budgets
  • View all accounts on one screen
  • Categorize expenses and income
  • Debt accounting
  • Export to CSV
Features
Read full description

Where does your money go every month? Budget OK gives you the answer. It is a personal finance and money management app that combines an expense tracker, a monthly budget planner and a bill organizer, so your household budget, spending, savings and debts fit on one screen. Personal budgeting only works when tracking takes seconds. In Budget OK you log a purchase in two taps: amount, category, done. Because entry is fast, you keep your money tracking going day after day, and your budget finally reflects reality instead of guesses. TRACK YOUR EXPENSES AND INCOME Record daily spending and income as they happen. Categories and subcategories such as groceries, cafes, transport and subscriptions show exactly how you spend your money. SEE YOUR FINANCIAL PICTURE Clear charts and reports break down your expenses by category and compare months. Spot the spending leaks, cut them, and free up cash for the things that matter. PLAN A MONTHLY BUDGET YOU CAN KEEP Set a spending limit for each category and watch the remaining balance through the month. Planning your income and expenses ahead turns budgeting from a chore into a habit. STAY ON TOP OF BILLS AND PAYMENTS Keep rent, utilities and recurring payments organized so every bill is paid on time and nothing surprises you at the end of the month. GROW YOUR SAVINGS, MANAGE YOUR DEBTS Track savings goals and debts next to your everyday money. Watching progress build is the easiest motivation to keep saving. ALL ACCOUNTS, WALLETS AND CURRENCIES Cash, cards and wallets live side by side, with multiple currencies for travel and transfers. Your accounting stays accurate wherever you spend. WHO IS BUDGET OK FOR? For families who want to run a shared household budget. For couples splitting rent and bills. For anyone who reaches the end of the month wondering where the paycheck went. And for everyone who has started expense tracking before and wants to finally stick with it: here your money management takes minutes a week. DETAIL WHEN YOU NEED IT Subcategories sharpen your expense tracking: not just "groceries", but supermarket and delivery separately. That is how your budget finds the costs that like to hide. READY IN ONE MINUTE No bank logins, no complicated setup, no forced sign-up. Open the app, log your first expense, done: your expense tracker works, your budget is in place, your financial planning begins. Your personal finances are yours: export your data anytime. Your financial records are stored securely, sync across devices and can be exported anytime. Budgeting, expense tracking and financial planning belong together, and Budget OK keeps them in one simple tool. People use it to answer one question: where did the money go? Rated 4.7 stars by users who finally see their full money picture. Start tracking today and take control of your personal finances. Privacy Policy: https://budgetok.app/privacy Terms of Use: https://budgetok.app/terms

About

Money Planner

Easily create spending plans for any period, track income and expenses, and analyze your financial habits. Gain control over your money, reduce debt, and build savings with intuitive tools and helpful insights.

Highlights
  • Budget planning for any period
  • Income and expense tracking
  • Customizable spending categories
  • Financial habit analysis
  • Spending notifications
  • Goal setting
Features
Read full description

Create a budget plan for a month, a week, a vacation, or any other period! Record expenses and income and analyze your spending with the Money Planner app. Money Planner is a free budget planner. It lets you create spending categories, build a budget plan for any period that works for you, and track expenses and income. You can easily create a monthly or weekly budget (or any custom period), add unlimited income and expense categories, better understand where you can save, and see where you can afford to spend more. With the free Money Planner app, tracking expenses and income becomes incredibly simple! Log every purchase—whether it’s a cup of espresso, an electricity bill, a car loan payment, or groceries—in just a couple of taps. No more complicated forms: just enter the amount. With Money Planner, you can easily plan your spending schedule and clearly see where your money goes. Budgeting has never been this convenient—your wallet will thank you! Planning a personal monthly budget is the key to financial stability and confidence in the future, and Money Planner will help you achieve it. With Money Planner, your income and expenses are always in sight. Here are a few reasons why creating a budget plan is important: Expense control: With a budget plan, you know exactly where your money goes, helping you avoid unnecessary spending. Debt reduction: A well-planned monthly budget helps allocate funds to pay off debts faster, easing the financial burden. Increased savings: By creating a monthly budget, you can easily set money aside and build a financial safety cushion. Achieving financial goals: A budget plan helps you confidently work toward major purchases or long-term investments. Reduced stress: A monthly budget eliminates financial uncertainty and gives you confidence in your finances. Responsible money management: Regular budgeting encourages a more mindful approach to money. Saving money: With a budget plan, you can find better deals and save on purchases. Preparedness for the unexpected: A budget plan includes reserve funds for unforeseen situations. Key features: Budget planning: Create a future budget using intuitive tools. Set financial goals and follow them to achieve the results you want. Income and expenses: Track all your spending and income in one place. Convenient categories and visualizations help you understand where your money goes. Spending and income plan management: Create and customize plans for different categories. The app helps you stick to your plans and avoid overspending. Expense control: Receive spending notifications and analyze your financial habits to cut unnecessary costs and save money. Download our budget planner and start taking control of your finances today. Managing and planning your money becomes easier and far more effective! Budget planner, budget plan; savings tracker, expense planning, financial analysis, money spending, finance—expenses and budget, 1Money, Monefy, CoinKeeper. Easy to use!

Screenshots

Budget OK4 screens
Money Planner4 screens

Verdict

The call

The clearest difference is in-app purchases: Money Planner at none against Budget OK's 9. Money Planner also leads on review sentiment (93% vs 73%) and iOS requirement (15.1 vs 17.0). Budget OK's advantage is ads (none vs shown) and ratings volume (230 vs 2). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget OK sells 7 in-app purchases, starting at $5.99 per month. Money Planner asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Budget OK holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Budget OK has 230 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 73% of Budget OK's written reviews are positive against 93% of Money Planner's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Budget OK ships an update monthly, Money Planner every 6 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard8 real differences · 2 level
Budget OK versus Money Planner: the parameters behind the verdict, then further details
ParameterBudget OKMoney Planner
PriceFreeFree
Rating4.7 (230 ratings) — better4.5 (2 ratings)
Positive reviews73.2% of reviews92.9% of reviews — better
Number of ratings230 — better2
Update frequencyMonthly — betterEvery 6 months
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.1 — better
Further details — not scored
Size62 MB57 MB
Age rating4+4+
DeveloperTimofei VoropaevTimur Galiakbarov

Customer experience

Budget OK

All ratings230 ratings
Positive92.2%
Neutral3.0%
Negative4.8%
Written reviews153 reviews
Positive73.2%
Neutral7.8%
Negative19.0%

Money Planner

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews14 reviews
Positive92.9%
Neutral7.1%
Negative0.0%

In-app purchases

7 purchases

Budget OK

Subscriptions5
  • Full access for a month2 variants$5.991 Month
  • Full access for a month7 Days trial$5.991 Month
  • Full access for 3 months7 Days trial$14.993 Months
Show 2 more
  • Full access for a year7 Days trial$34.991 Year
  • Year of premium subscription7 Days trial2 variants$34.991 Year
One-time2
  • Full discounted access$54.99
  • Full version$69.99
None

Money Planner

No in-app purchases

Questions

Is Budget OK free?
Budget OK is free to download, with in-app purchases available.
Is Money Planner free?
Money Planner is free to download, with no in-app purchases.
Which has better reviews, Budget OK or Money Planner?
Budget OK is rated higher. Budget OK averages 4.7 out of 5 from 230 ratings, while Money Planner averages 4.5 from 2 ratings.
Do Budget OK or Money Planner have ads?
Money Planner shows ads; Budget OK does not.
Which is updated more often, Budget OK or Money Planner?
Budget OK ships an update monthly, and Money Planner every 6 months. Most recently, Budget OK was updated on October 25, 2026 and Money Planner on October 24, 2026.

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