Budget OK vs Budget

Where does your money go every month? Budget OK gives you the answer. It is a personal finance and money management app that combines an expense tracker, a monthly budget planner and a bill organizer, so your household budget, spending, savings and debts fit on one screen. Personal budgeting only works when tracking takes seconds. In Budget OK you log a purchase in two taps: amount, category, done. Because entry is fast, you keep your money tracking going day after day, and your budget finally reflects reality instead of guesses. TRACK YOUR EXPENSES AND INCOME Record daily spending and income as they happen. Categories and subcategories such as groceries, cafes, transport and subscriptions show exactly how you spend your money. SEE YOUR FINANCIAL PICTURE Clear charts and reports break down your expenses by category and compare months. Spot the spending leaks, cut them, and free up cash for the things that matter. PLAN A MONTHLY BUDGET YOU CAN KEEP Set a spending limit for each category and watch the remaining balance through the month. Planning your income and expenses ahead turns budgeting from a chore into a habit. STAY ON TOP OF BILLS AND PAYMENTS Keep rent, utilities and recurring payments organized so every bill is paid on time and nothing surprises you at the end of the month. GROW YOUR SAVINGS, MANAGE YOUR DEBTS Track savings goals and debts next to your everyday money. Watching progress build is the easiest motivation to keep saving. ALL ACCOUNTS, WALLETS AND CURRENCIES Cash, cards and wallets live side by side, with multiple currencies for travel and transfers. Your accounting stays accurate wherever you spend. WHO IS BUDGET OK FOR? For families who want to run a shared household budget. For couples splitting rent and bills. For anyone who reaches the end of the month wondering where the paycheck went. And for everyone who has started expense tracking before and wants to finally stick with it: here your money management takes minutes a week. DETAIL WHEN YOU NEED IT Subcategories sharpen your expense tracking: not just "groceries", but supermarket and delivery separately. That is how your budget finds the costs that like to hide. READY IN ONE MINUTE No bank logins, no complicated setup, no forced sign-up. Open the app, log your first expense, done: your expense tracker works, your budget is in place, your financial planning begins. Your personal finances are yours: export your data anytime. Your financial records are stored securely, sync across devices and can be exported anytime. Budgeting, expense tracking and financial planning belong together, and Budget OK keeps them in one simple tool. People use it to answer one question: where did the money go? Rated 4.7 stars by users who finally see their full money picture. Start tracking today and take control of your personal finances. Privacy Policy: https://budgetok.app/privacy Terms of Use: https://budgetok.app/terms

Where does your money actually go each month? Budget shows you. No ads, no account needed. Log every expense, income, transfer, charge, or payment. Pick the account, pick the category, add an optional note. Set monthly limits per category, schedule recurring bills and paychecks, and save toward goals like vacation or an emergency fund. Everything you log lives on your phone, with no sign-in and no cloud sync. Answers to your money questions • Where did all my money go this month? • How much can I still spend on groceries before I'm over budget? • What's my current net worth? • When is my next bill due? • How much have I saved for vacation so far? • Did this account move up or down this month? Transactions • Expense, income, and transfer entries • Charge and payment entries for credit cards and loans • Required fields: amount, account, category, date • Optional note on every transaction • Edit or delete with a tap Accounts • Asset accounts: cash, checking, savings, investment • Liability accounts: credit cards, loans, lines of credit • Per-account name, color, and a toggle to include or exclude from your total • Balances roll up to a Net Worth total • Bars showing each account's share of the total • Archive retired accounts and restore them later Budgets • One-off budgets per expense category, per month • Recurring budget templates that renew every month • Progress bar with remaining or over-by amount • Tap a category to see the month's transactions • End a recurring budget on any month Recurring transactions • Daily, weekly, biweekly, semimonthly, monthly, or yearly cadence • Optional end date on every series • Upcoming entries appear on the home screen • Calendar shows projected and recorded entries with different markers Saving goals • Name, optional target, optional deadline • Presets: Vacation, Car, House, Wedding, Emergency Fund • Progress ring with percent complete and a Reached state • Deposits and withdrawals create linked transactions • See remaining amount, percent complete, and days to deadline Calendar • Month grid with markers on transaction days • Different markers for recorded and projected (recurring) entries • Tap a day to see that day's transactions and projections • Projected end-of-month balance at the top Stats • Expense breakdown by category for the active range • This Month or Last 6 Months toggle • 6-month income and expense bar chart • Income, Expense, and Net columns at the bottom • Tap any category in the legend to see its transactions Net Worth • Assets minus liabilities at the top • Month-to-date change since the start of the month • Line chart of net worth over time • Per-account asset and liability breakdowns More to explore • 28 hand-built themes • Daily reminder with quiet days • Cent-accurate math, no rounding errors • Translated into 39 languages Ad-free & private • No ads • All data stays on your device • No account required. Works completely offline Your money, your phone. Disclaimer This app is for personal money tracking and is not financial advice. All figures reflect what you log. Always verify against your bank or card statements.