Comparison

房贷计算器 vs 网上国网

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

房贷计算器

This professional mortgage calculator handles commercial, provident fund, and combined loans. It supports both equal principal and interest, and equal principal repayment methods. Get real-time mortgage rate updates and access strategies for early repayment to optimize your loan plan.

Highlights
  • Commercial, provident fund, and combined loan calculations
  • Equal principal and interest repayment
  • Equal principal repayment
  • Early repayment strategies
  • Real-time mortgage rate updates
Features
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专业的房子贷款计算器来啦! 不管是商业贷款、公积金贷款还是组合贷款,不管是等额本息还是等额本金,一个工具全部搞定。更有提前还款攻略帮组你定制更有效的还款计划。实时更新房贷利率。 隐私政策:http://www.yangshuyao.top/privacy/agreement.html 用户协议(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

网上国网

"Access a unified online service portal by the national power grid company, offering streamlined and eco-friendly services for residents, businesses, electric vehicle owners, and renewable energy users. Enjoy convenient electricity management, payment, and inquiry services tailored for different user groups."

Features
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网上国网是国家电网有限公司官方统一线上服务入口,以“智能友好、精简高效、清新低碳”的设计,为居民、企事业、电动汽车、光伏等广大电力客户,提供线上办电、交费、账单查询、停电报修、找桩充电、光伏并网等一站式用电服务,实现办电用电“线上办、指尖办、自助办” 【居民客户】为居民客户提供交费、电量电费信息查询等常用功能,用能分析、电子发票等特色服务。关注TA,交费立减、交费立返、签到兑换电费优惠券等福利活动不错过! 【企事业客户】为店铺及企事业客户提供交费、办电、用电信息查询等常用功能,提供用电负荷、能效诊断等专业化服务。关注TA,企业办电更快捷,节能省钱有方法! 【电动汽车客户】为电动汽车客户提供站点查询、充电充值、个人桩接电等特色服务。关注TA,找桩充电不迷路! 【新能源客户】为光伏客户提供建站咨询、光伏新装、上网电费及补贴结算等特色服务。关注TA,光伏收益方便查!

Screenshots

房贷计算器4 screens
网上国网4 screens

Verdict

The call

The clearest difference is review sentiment: 房贷计算器 at 100% against 网上国网's 17%. 房贷计算器 also leads on rating (4.7 vs 3.8). 网上国网's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 房贷计算器 sells 2 in-app purchases, starting at $0.99 per month. 网上国网 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

房贷计算器 holds the better App Store score, 4.7 against 3.8. That said, the two scores are not equally well evidenced: 网上国网 has 321 ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 100% of 房贷计算器's written reviews are positive against 17% of 网上国网's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.

Scorecard6 real differences · 4 level
房贷计算器 versus 网上国网: the parameters behind the verdict, then further details
Parameter房贷计算器网上国网
PriceFreeFree
Rating4.7 (34 ratings) — better3.8 (321 ratings)
Positive reviews100.0% of reviews — better17.3% of reviews
Number of ratings34321 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.011.0 — better
Further details — not scored
Size20 MB432 MB
Age rating4+17+
DeveloperZhumadian Yicheng District Huatuo Internet Information Service Co., Ltd.国家电网有限公司客户服务中心

Customer experience

房贷计算器

All ratings34 ratings
Positive91.2%
Neutral2.9%
Negative5.9%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

网上国网

All ratings315 ratings
Positive69.2%
Neutral2.5%
Negative28.3%
Written reviews226 reviews
Positive17.3%
Neutral2.7%
Negative80.1%

Bugs and requests

房贷计算器

Not enough reviews yet to summarise bugs or requests.

网上国网

Reported bugs

4 issues
  • Login screen freezes
  • White screen issues
  • Inability to add new accounts
  • Incorrect electricity usage data

Requested features

4 requests
  • Improved data export options
  • Automatic peak/off-peak electricity tracking
  • Simplified login and payment process
  • Optimized performance for older devices

In-app purchases

2 purchases

房贷计算器

Subscriptions2
  • 月订阅$0.991 Month
  • 年订阅$4.991 Year
None

网上国网

No in-app purchases

Questions

Is 房贷计算器 free?
房贷计算器 is free to download, with in-app purchases available.
Is 网上国网 free?
网上国网 is free to download, with no in-app purchases.
Which has better reviews, 房贷计算器 or 网上国网?
房贷计算器 is rated higher. 房贷计算器 averages 4.7 out of 5 from 34 ratings, while 网上国网 averages 3.8 from 321 ratings.
Do 房贷计算器 or 网上国网 have ads?
房贷计算器 shows ads; 网上国网 does not.
Which is updated more often, 房贷计算器 or 网上国网?
房贷计算器 ships an update every 2 months, and 网上国网 every 2 months. Most recently, 房贷计算器 was updated on October 25, 2026 and 网上国网 on October 29, 2026.

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