BTL M vs NUMO Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BTL M
Manage your daily banking operations remotely with this mobile application. Access account details, make transfers, order checks and cards, and track transactions. It also offers currency exchange rates and branch location services.
- Real-time account operation consultation
- Edit bank statements and reports
- Manage transfers and beneficiaries
- Order checkbooks and bank cards
- Track bank card transactions
- Simulate financing
- Consult currency exchange rates
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L’application BTL Mobile Banking vous offre toutes les fonctionnalités nécessaires pour la gestion de vos opérations bancaires quotidiennes à distance via votre mobile. L'application BTL Mobile Banking vous permet de: - Consulter en temps réel vos opérations sur compte. - Éditer vos extraits et vos relevés bancaires. - Consulter vos engagements, vos placements et vos impayés. - Effectuer vos virements et gérer vos bénéficiaires. - Commander un chéquier et consulter l'historique de vos commandes. - Commander une carte bancaire. - Suivre les transactions effectués par votre carte bancaire. - Simuler des financements. - Consulter les cours des devises. - Géolocaliser les agences BTL. - Demander l'assistance de votre chargé(e) en cas de besoin via votre messagerie.
NUMO Pay
This mobile payment app allows you to securely store your bank cards on your smartphone. Use it to shop at merchants with NUMO Pay POS devices, enjoying faster, more private transactions. Manage your cards, check balances, and view transaction history.
- Store bank cards securely
- Fast and easy mobile payments
- Enhanced privacy and security
- Check card balance and transaction history
- Activate/deactivate cards
- Accepts all bank cards
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نموباي: نمو باي هي طريقة الدفع المثالية عن طريق الهاتف النقال، حيت يمكنك تطبيق نمو باي من حفظ جميع بطاقاتك المصرفية على هاتفك الذكي واستخدام التطبيق للتسوق من المحلات والأسواق التي توفر أجهزة نقاط بيع شبكة نمو، مع المحافظة على كافة معلوماتك وبياناتك المصرفية بشكل آمن داخل التطبيق خلال عملية الدفع، كما يوفر التطبيق العديد من المزايا أهمها: • أسرع وأسهل من استخدام البطاقات المصرفية أو النقود. • يوفر الخصوصية والأمان. • يمكنك من معرفة رصيد البطاقة المصرفية وسجل الحركات السابقة على البطاقة. • يمكنك بالتحكم في البطاقة المصرفية (تفعيل / الغاء تفعيل). • يقبل جميع البطاقات المصرفية. • يمكنك من الدفع لدى كل المتاجر المحلية التي تملك أجهزة نقاط بيع شبكة نمو أو تطبيق نمو بزنس.
Screenshots
Verdict
The clearest difference is rating: BTL M at 4.5 against NUMO Pay's 3.3. BTL M also leads on iOS requirement (12.0 vs 15.6). NUMO Pay's advantage is ratings volume (93 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BTL M holds the better App Store score, 4.5 against 3.3. That said, the two scores are not equally well evidenced: NUMO Pay has 93 ratings behind it against 2, so its average is the more settled of the two.
BTL M ships an update every 2 months, NUMO Pay every 5 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | BTL M | NUMO Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) — better | 3.3 (93 ratings) |
| Positive reviews | — | 17.9% of reviews |
| Number of ratings | 2 | 93 — better |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 44 MB | 97 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Tuniso Libyenne | Moamalat Financial Services |
Bugs and requests
BTL M
Not enough reviews yet to summarise bugs or requests.
NUMO Pay
Reported bugs
24 issues- Registration is not working
- Couldn't register local cards or bank accounts
- Verification message added via SMS and app password
- Purchase transaction takes long
- SMS messages not received quickly
Show 19 moreShow fewer
- New Rakaz card not activating
- Purchase history deleted after last update
- QR code scanning causes app crash
- QR code scanning causes app crash
- Problem with last update: card names duplicated
- Card activation/deactivation feature not working
- Cannot add Republic card if it's the second card
- Cannot delete added card
- Cannot delete account
- App requires only 16 digits for card, but new Republic cards have 19
- Cannot add Al-Waha or Al-Aman cards
- Cannot add another card
- Cannot add Republic card
- Cannot delete expired card
- Card number incorrect error
- Transaction history not showing
- North Africa Bank card not activated
- North Trade card shows incorrect number
- Cannot verify some banks
Requested features
11 requests- Add NFC for iPhone
- Add NFC for iPhones
- Add NFC for iPhones
- Add NFC for iPhones
- Develop the program to accept chip cards
Show 6 moreShow fewer
- Add fingerprint authentication instead of OTP
- Add feature to activate/deactivate online purchases
- Add feature to activate/deactivate online purchases
- Add option to reset password
- Add card to wallet app
- Add virtual card issuance
In-app purchases
BTL M
No in-app purchases
NUMO Pay
No in-app purchases
