Budget Planner vs Budgeting App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Planner
A straightforward budgeting and expense tracking application designed for simplicity. It allows users to create custom budgets, track income and transactions, and manage funds using an envelope system.
- Customizable budget titles
- Track income and transactions
- Envelope budgeting system
- Biweekly and monthly budget options
- Simple expense tracking
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Mellow is an easy to use budgeting or expense tracking app for those who like to keep things simple. It can be used for biweekly budgets, monthly budgets, expense tracking, envelopes and whatever else you can dream up. Plan. Titles for your individual budgets. Line Items. Anything added to your budget - transaction, allocation, or income. Income. Money you received. Always grouped in the income category. Transaction. An expense that’s deducted from your total income. Allocation. An allotment of money set aside for a specific purpose. Transactions can be added to allocations and the remaining amount is shown on the main budgeting screen. Allocations can be thought of as envelopes. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Budgeting App
Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.
- Sync across devices
- Customizable spending categories
- Flexible budget creation (weekly, monthly)
- Track income and expenses
- Automated recurring transactions
- Detailed spending analytics
- Multiple account management
- Savings and loan tracking
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The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]
Screenshots
Verdict
The clearest difference is update cadence: Budgeting App at weekly against Budget Planner's every 5 months. Budgeting App also leads on ratings volume (92 vs 24). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Planner sells 4 in-app purchases, starting at $2.99 per month and Budgeting App sells 7 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.6 for Budget Planner against 4.7 for Budgeting App. Both are backed by a comparable volume of ratings — 24 and 92 respectively. Written reviews are what separate them: 83% of Budget Planner's written reviews are positive against 79% of Budgeting App's.
Budget Planner ships an update every 5 months, Budgeting App weekly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | Budget Planner | Budgeting App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (24 ratings) | 4.7 (92 ratings) — better |
| Positive reviews | 83.3% of reviews — better | 78.9% of reviews |
| Number of ratings | 24 | 92 — better |
| Update frequency | Every 5 months | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 8 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Barton Cone | The Budgeting Company |
Customer experience
Budget Planner
Budgeting App
In-app purchases
Budget Planner
- Mellow Pro$2.991 Month
- Mellow Pro$14.991 Year
- Mellow Pro$2.99
- Mellow Pro$24.99
Budgeting App
- Pro (Monthly)$2.991 Month
- Lifetime Bank Sync Add-On (Monthly)$5.991 Month
- Pro Sync (Monthly)1 Month trial$9.991 Month
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- Pro (Annual)$26.491 Year
- Pro Sync (Annual)1 Month trial$89.991 Year
- The Budgeting App Pro Lifetime$33.99
- The Budgeting App Pro Lifetime$59.90
Questions
Is Budget Planner free?
Is Budgeting App free?
Which has better reviews, Budget Planner or Budgeting App?
Do Budget Planner or Budgeting App have ads?
Which is updated more often, Budget Planner or Budgeting App?
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