KFH Secure Token vs Secret Text
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KFH Secure Token
Generate One-Time Passwords (OTPs) for secure login to banking applications. This utility enhances access to internet and mobile banking services.
- Generate One-Time Passwords (OTPs)
- Secure login for banking
- Access KFH Internet Banking
- Access KFH Mobile Banking
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This is an app where customer can use to generate a OTP that can be used later to login KFH Internet and Mobile banking applications.
Secret Text
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Secret Text is a secure text translator, not a chat app. Download free and use one contact with unlimited encryption, decryption and fingerprint verification. A one-time Pro purchase unlocks unlimited contacts. No trial or subscription is required. It encrypts your plaintext into ciphertext that you can copy and paste through any messaging app (iMessage, WhatsApp, Telegram, WeChat, etc.), and decrypts ciphertext back into plaintext on the other end. How it works: 1. Add a contact and complete a guided handshake to establish an encrypted session 2. Verify identity fingerprints through a trusted channel 3. Type your message -> tap "Encrypt & Copy" -> paste the ciphertext into any messenger 4. Receive ciphertext -> tap "Paste & Decrypt" -> read the plaintext Security: - End-to-end encryption powered by Signal Protocol (X3DH + Double Ratchet) - AES-256-CBC with HMAC-SHA256 for every message - Per-message forward secrecy: compromising one key cannot decrypt past or future messages - Out-of-order message decryption support - Identity fingerprint verification through a trusted channel - All keys are generated and stored locally on your device Features: - Works with any messaging platform, no need to switch apps - Guided handshake wizard with step-by-step instructions - Contact management with session status at a glance - One free contact; one-time Pro purchase for unlimited contacts - Supports English, Simplified Chinese, and Traditional Chinese - Available on iOS and macOS with cross-platform session compatibility - Dark mode support Your messages stay private, no matter which messenger you use. Privacy Policy: https://covalith.com/legal/apps/secret-text/privacy/ Terms of Use (Apple Standard EULA): https://www.apple.com/legal/macapps/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: KFH Secure Token at none against Secret Text's 2. KFH Secure Token also leads on iOS requirement (14.0 vs 17.0). Secret Text's advantage is update cadence (every 7 months vs every 14 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Secret Text sells 2 in-app purchases, starting at $3.99 per month. KFH Secure Token asks for nothing beyond the download.
KFH Secure Token ships an update every 14 months, Secret Text every 7 months. The most recent releases landed on October 2, 2026 and October 12, 2026 respectively.
| Parameter | KFH Secure Token | Secret Text |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (3 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 14 months | Every 7 months — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, Mac |
| Requires iOS | 14.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 16 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | AHLI UNITED BANK BSC (AUB) | 建忠 黎 |
In-app purchases
KFH Secure Token
No in-app purchases
Secret Text
- SecretText Premium3 Days trial$3.991 Month
- SecretText Premium3 Days trial$24.991 Year









