Comparison

Trata vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Trata

Features
Read full description

Trata is an expense tracker that just works. Track spending in seconds, understand where your money goes, and stay in control of your budget β€” all in a fast, clean interface. Add expenses in a couple of taps β€” your spending history by day and month is always at hand. See the real picture: compare time periods, explore monthly summaries, and drill down into categories all the way to individual purchases β€” in clear, readable charts. Curious where your money is actually going? Weekly and monthly insights have you covered: total spend, daily average, biggest and smallest purchases, top categories, and a live forecast against your monthly limit.ΒΉ Why Trata: - Lightning-fast expense tracking β€” no extra steps - Simple interface, zero clutter - Useful analytics by category, month, and custom period - Custom categories and subcategoriesΒΉ - Flexible settings: themes to match your style, a default tab, and remindersΒΉ Spend smarter. Understand more. No unnecessary complexity. ΒΉ Some features are available as part of a Pro subscription only. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Net Worth Tracker

Track your net worth privately with this local-first finance app. Monitor all your assets and liabilities, including crypto and investments, and visualize your financial growth over time. Plan for the future with projections and scenario planning.

Highlights
  • Unlimited free accounts for cash, crypto, and debt
  • Net-worth trend visualization
  • Live crypto and exchange rate updates
  • Asset allocation overview
  • What-if scenarios and retirement planner
  • Data export to CSV/JSON
  • Private, local-first data storage
Features
Read full description

Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE β€’ Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards β€’ Multi-currency with live exchange rates, shown in your home currency β€’ A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY β€’ Net worth trend and asset allocation at a glance β€’ A full activity ledger with search, so every deposit, transfer and payment is on record β€’ Savings goals with progress you can see PLAN AHEAD β€’ FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers β€’ Snapshot reminders so the trend never has gaps YOURS, ALWAYS β€’ CSV import with a column mapping step, so your spreadsheet comes with you β€’ Export to CSV, JSON or Markdown at any time. Backup and restore are free β€’ Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy

Screenshots

Trata4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Net Worth Tracker at none against Trata's 1. On price, update cadence, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Trata sells 1 in-app purchase, starting at $2.99 per month. Net Worth Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Trata ships an update fortnightly, Net Worth Tracker every 10 days. The most recent releases landed on September 15, 2026 and September 22, 2026 respectively.

Scorecard1 real difference Β· 7 level
Trata versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterTrataNet Worth Tracker
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyFortnightlyEvery 10 days β€” better
AdsNoNo
In-app purchasesYesNo β€” better
Monetizationβ€”Freemium
DevicesiPhone, iPad, iPod, Apple Watch β€” betteriPhone, iPad, Mac
Requires iOS18.018.0
Further details β€” not scored
Size12 MB67 MB
Age rating4+4+
DeveloperDmitry ShipinevJawahar Natarajan

In-app purchases

1 purchases

Trata

Subscriptions1
  • Trata Pro Monthly3 Days trial$2.991 Month
None

Net Worth Tracker

No in-app purchases

Questions

Is Trata free?
Trata is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with no in-app purchases.
Do Trata or Net Worth Tracker have ads?
Neither Trata nor Net Worth Tracker shows ads.
Which is updated more often, Trata or Net Worth Tracker?
Trata ships an update fortnightly, and Net Worth Tracker every 10 days. Most recently, Trata was updated on September 15, 2026 and Net Worth Tracker on September 22, 2026.

Other comparisons