Comparison

DB Pay vs Cuentas Claras

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DB Pay

This app allows Deutsche Bank customers to make payments via Bizum, send and receive money instantly using only a mobile number, and manage their cards. You can also set limits for transfers and configure fingerprint login for convenience.

Highlights
  • Make payments via Bizum
  • Send and receive money instantly
  • Activate/deactivate cards
  • Set transfer and Bizum limits
  • Configure fingerprint login
Read full description

DB Pay es la aplicación que permite a los clientes de Deutsche Bank realizar pagos a través de Bizum. Con ella podrá: - Realizar pagos a través de Bizum. Solicite y envíe dinero a quien quiera, sin necesidad de conocer su número de cuenta. Sólo necesita su número de teléfono móvil y podrá enviar y recibir dinero de forma inmediata. - Activar y desactivar temporalmente sus tarjetas y decidir donde podrá utilizarlas. - Establecer un límite de importe para sus transferencias inmediatas y Bizum. - Configurar la conexión con huella para conectar rápida y cómodamente. Acceda con sus credenciales de banca online y empiece a utilizar la aplicación ahora. Si necesita más información, consulte el apartado de Ayuda dentro de Ajustes.

About

Cuentas Claras

Features
Read full description

Cuentas Claras splits the costs of a trip or a group and, when it is over, leaves you the memory: the trip report with the map of where you spent and the photo album. The accounts settled and the trip saved, in the same app. Note down what each person pays and the app works out instantly who owes whom, with the fewest payments needed to be square. WHAT MAKES IT DIFFERENT • Settling with double confirmation: whoever gets paid confirms they received it. No more "I already paid you" with nothing to show. • End-of-trip report: spending by category and by place, with a map. • Trip album: the receipt photos and the trip photos, in one document you can share or keep. • Receipt scanner: take a photo of the receipt and it stays with the expense. • Works offline. Note down the round at the beach bar with no signal and it syncs when you are back. WHAT IT IS FOR • Trips and getaways: hotels, meals, fuel and tickets. • Shared flat: rent, bills and the weekly shop, month by month. • Dinners, plans and events: split the bill in seconds. • Couples: the joint accounts, without arguments. FREE, REALLY • Unlimited expenses. No waiting and no daily caps. • Create groups and add people, even if they have no account and install nothing. • Splitting your way: equally, by percentage, exact amounts or per participant. • Several payers on the same expense. • Balances right away: who pays whom and how much. • Invite with a link over WhatsApp. • Reminders so everyone pays and confirms. PREMIUM • Trip report and album. • Map of spending by place, with a rating for each one. • Scanning and storing receipts. • Statistics by category. • Unlimited groups and automatic reminders. IN YOUR LANGUAGE Available in 11 languages: English, Spanish, Galician, Catalan, Basque, French, German, Italian, Portuguese, Arabic and Chinese. The app picks up your phone's language and you can change it whenever you like. PRIVACY Your data is yours. We comply with the GDPR and you can delete your account from inside the app. Start free and forget about who owes what. SUBSCRIPTION Cuentas Claras Premium: 5.99 EUR per year. It renews on its own unless you cancel at least 24 hours before the period ends. You can see it and cancel it whenever you want in your Apple account settings. Billing is handled by the App Store. Terms of Use (EULA): https://cuentasclaras.cc/terminos Privacy Policy: https://cuentasclaras.cc/privacidad

Screenshots

DB Pay4 screens
Cuentas Claras4 screens

Verdict

The call

The clearest difference is in-app purchases: DB Pay at none against Cuentas Claras's 1. DB Pay also leads on iOS requirement (13.0 vs 15.0). Cuentas Claras's advantage is update cadence (every 2 days vs every 7 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cuentas Claras sells 1 in-app purchase, starting at $4.99 per year. DB Pay asks for nothing beyond the download.

UpkeepUpdate frequency

DB Pay ships an update every 7 months, Cuentas Claras every 2 days. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 5 level
DB Pay versus Cuentas Claras: the parameters behind the verdict, then further details
ParameterDB PayCuentas Claras
PriceFreeFree
Positive reviews3.7% of reviews—
Update frequencyEvery 7 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size17 MB28 MB
Age rating4+4+
DeveloperDeutsche Bank AGFernando Ayllon Martiarena

In-app purchases

None

DB Pay

No in-app purchases

1 purchases

Cuentas Claras

Subscriptions1
  • Premium anual$4.991 Year

Questions

Is DB Pay free?
DB Pay is free to download, with no in-app purchases.
Is Cuentas Claras free?
Cuentas Claras is free to download, with in-app purchases available.
Do DB Pay or Cuentas Claras have ads?
Neither DB Pay nor Cuentas Claras shows ads.
Which is updated more often, DB Pay or Cuentas Claras?
DB Pay ships an update every 7 months, and Cuentas Claras every 2 days. Most recently, DB Pay was updated on October 24, 2026 and Cuentas Claras on October 31, 2026.

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