Comparison

Pilote Budget vs Plan & Multiply

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pilote Budget

This anonymous and confidential app helps you track your budget and calculate your remaining disposable income weekly and monthly. It's designed to prevent overspending by not connecting to your bank accounts, offering helpful internet links for additional financial information.

Highlights
  • Anonymous budget tracking
  • Calculate monthly disposable income
  • Calculate weekly disposable income
  • No bank account connection
  • Prevent overspending
  • Links to external financial info
Features
Read full description

Anonyme, gratuite et confidentielle, l'application Pilote Budget vous permet de faire le point sur votre budget et de calculer votre reste à vivre mensuel et hebdomadaire. Non connecté à vos comptes, c’est l’outil idéal pour ne pas dépenser plus que votre reste à vivre. Pour vous y aider, des liens renvoient vers des infos complémentaires sur Internet.

About

Plan & Multiply

This app helps you understand your true spending power by tracking planned expenses and remaining funds. It offers a private, bank-free budgeting experience with quick expense logging, automatic bill tracking, and net worth overview. Share budgets with a partner or run simulations offline.

Highlights
  • 100% bank connection-free
  • Log expenses in 3 seconds
  • Siri expense logging
  • Spot price hikes and duplicates
  • Share budgets with partner
  • Run multiple budgets
  • Offline use
Features
Read full description

Your balance isn't what you can spend. Plan & Multiply shows you what's really left to spend. It's a budget that adapts to you: what's already planned, what's left, month after month. Without judging you. WHAT YOU CAN DO • 100% without a bank connection — no passwords, no scraping, fully private and yours to control • Log an expense in 3 seconds — one tap, that's it • Open a new expense with Siri — "Add an expense to Plan & Multiply" • See your available money and allocate it in one tap — you decide, the app recalculates • See exactly what you can spend today — no more mental math • Spot price hikes and duplicate subscriptions — the app points them out • Share a budget with your partner — free, no account needed • Run several budgets in parallel — personal, shared, or a simulation • Track recurring bills that match themselves automatically — rent, Netflix, insurance • Build healthy habits month after month, at your own pace • Keep an overview of your net worth — the accounts and assets you add yourself • Split your budget in 3 — Bills, Daily, Projects, grown-up and simple • Use the app offline — everything is stored on your phone • Talk with Kim, a kind and discreet money coach — no ads, no data resale • Use the app in 6 languages — English, French, German, Spanish, Italian, Portuguese COUPLE SHARING Inviting a partner and both adding to a shared budget are free. With Premium, your shared space syncs automatically, and it only takes one of you to have Premium. 100% YOURS No bank connection. No scraping. No data resale. The app works offline. When you share or back up, your data travels and is stored encrypted. PREMIUM Premium unlocks: automatic couple sync for your shared space, analysis across several months, the amount at stake on subscription hikes and duplicates. For a first individual Premium subscription, a 14-day free trial if you're eligible: the exact length is shown before you confirm. Monthly or yearly — the price for your country is shown in the app and on your App Store page. No commitment, cancel anytime.

Screenshots

Pilote Budget4 screens
Plan & Multiply4 screens

Verdict

The call

The clearest difference is in-app purchases: Pilote Budget at none against Plan & Multiply's 4. Plan & Multiply's advantage is update cadence (every 4 days vs every 7 months) and review sentiment (69% vs 56%). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Plan & Multiply sells 4 in-app purchases, starting at $3.99 per month. Pilote Budget asks for nothing beyond the download.

UpkeepUpdate frequency

Pilote Budget ships an update every 7 months, Plan & Multiply every 4 days. Both last shipped on November 11, 2026.

Scorecard4 real differences · 6 level
Pilote Budget versus Plan & Multiply: the parameters behind the verdict, then further details
ParameterPilote BudgetPlan & Multiply
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews55.6% of reviews68.8% of reviews — better
Number of ratings—1 — better
Update frequencyEvery 7 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size26 MB114 MB
Age rating4+4+
DeveloperFinances et PedagogieTaliane Tchissambou

Customer experience

Pilote Budget

Written reviews36 reviews
Positive55.6%
Neutral33.3%
Negative11.1%

Plan & Multiply

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews16 reviews
Positive68.8%
Neutral6.3%
Negative25.0%

In-app purchases

None

Pilote Budget

No in-app purchases

4 purchases

Plan & Multiply

Subscriptions4
  • Monthly Premium14 Days trial$3.991 Month
  • For both of you — $8.99/mo7 Days trial$3.991 Month
  • Annual Premium — 2 Months Free14 Days trial$29.991 Year
Show 1 more
  • For both of you — $79.99/yr7 Days trial$44.991 Year

Questions

Is Pilote Budget free?
Pilote Budget is free to download, with no in-app purchases.
Is Plan & Multiply free?
Plan & Multiply is free to download, with in-app purchases available.
Do Pilote Budget or Plan & Multiply have ads?
Neither Pilote Budget nor Plan & Multiply shows ads.
Which is updated more often, Pilote Budget or Plan & Multiply?
Pilote Budget ships an update every 7 months, and Plan & Multiply every 4 days. Most recently, Pilote Budget was updated on November 11, 2026 and Plan & Multiply on November 11, 2026.

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