Pilote Budget vs Plan & Multiply
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pilote Budget
This anonymous and confidential app helps you track your budget and calculate your remaining disposable income weekly and monthly. It's designed to prevent overspending by not connecting to your bank accounts, offering helpful internet links for additional financial information.
- Anonymous budget tracking
- Calculate monthly disposable income
- Calculate weekly disposable income
- No bank account connection
- Prevent overspending
- Links to external financial info
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Anonyme, gratuite et confidentielle, l'application Pilote Budget vous permet de faire le point sur votre budget et de calculer votre reste à vivre mensuel et hebdomadaire. Non connecté à vos comptes, c’est l’outil idéal pour ne pas dépenser plus que votre reste à vivre. Pour vous y aider, des liens renvoient vers des infos complémentaires sur Internet.
Plan & Multiply
This app helps you understand your true spending power by tracking planned expenses and remaining funds. It offers a private, bank-free budgeting experience with quick expense logging, automatic bill tracking, and net worth overview. Share budgets with a partner or run simulations offline.
- 100% bank connection-free
- Log expenses in 3 seconds
- Siri expense logging
- Spot price hikes and duplicates
- Share budgets with partner
- Run multiple budgets
- Offline use
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Your balance isn't what you can spend. Plan & Multiply shows you what's really left to spend. It's a budget that adapts to you: what's already planned, what's left, month after month. Without judging you. WHAT YOU CAN DO • 100% without a bank connection — no passwords, no scraping, fully private and yours to control • Log an expense in 3 seconds — one tap, that's it • Open a new expense with Siri — "Add an expense to Plan & Multiply" • See your available money and allocate it in one tap — you decide, the app recalculates • See exactly what you can spend today — no more mental math • Spot price hikes and duplicate subscriptions — the app points them out • Share a budget with your partner — free, no account needed • Run several budgets in parallel — personal, shared, or a simulation • Track recurring bills that match themselves automatically — rent, Netflix, insurance • Build healthy habits month after month, at your own pace • Keep an overview of your net worth — the accounts and assets you add yourself • Split your budget in 3 — Bills, Daily, Projects, grown-up and simple • Use the app offline — everything is stored on your phone • Talk with Kim, a kind and discreet money coach — no ads, no data resale • Use the app in 6 languages — English, French, German, Spanish, Italian, Portuguese COUPLE SHARING Inviting a partner and both adding to a shared budget are free. With Premium, your shared space syncs automatically, and it only takes one of you to have Premium. 100% YOURS No bank connection. No scraping. No data resale. The app works offline. When you share or back up, your data travels and is stored encrypted. PREMIUM Premium unlocks: automatic couple sync for your shared space, analysis across several months, the amount at stake on subscription hikes and duplicates. For a first individual Premium subscription, a 14-day free trial if you're eligible: the exact length is shown before you confirm. Monthly or yearly — the price for your country is shown in the app and on your App Store page. No commitment, cancel anytime.
Screenshots
Verdict
The clearest difference is in-app purchases: Pilote Budget at none against Plan & Multiply's 4. Plan & Multiply's advantage is update cadence (every 4 days vs every 7 months) and review sentiment (69% vs 56%). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Plan & Multiply sells 4 in-app purchases, starting at $3.99 per month. Pilote Budget asks for nothing beyond the download.
Pilote Budget ships an update every 7 months, Plan & Multiply every 4 days. Both last shipped on November 11, 2026.
| Parameter | Pilote Budget | Plan & Multiply |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 55.6% of reviews | 68.8% of reviews — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 7 months | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 26 MB | 114 MB |
| Age rating | 4+ | 4+ |
| Developer | Finances et Pedagogie | Taliane Tchissambou |
Customer experience
Pilote Budget
Plan & Multiply
In-app purchases
Pilote Budget
No in-app purchases
Plan & Multiply
- Monthly Premium14 Days trial$3.991 Month
- For both of you — $8.99/mo7 Days trial$3.991 Month
- Annual Premium — 2 Months Free14 Days trial$29.991 Year
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- For both of you — $79.99/yr7 Days trial$44.991 Year
Questions
Is Pilote Budget free?
Is Plan & Multiply free?
Do Pilote Budget or Plan & Multiply have ads?
Which is updated more often, Pilote Budget or Plan & Multiply?
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