Simple Budget Envelopes vs Enveloop
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Budget Envelopes
Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.
- Unlimited digital envelopes
- Add/subtract funds easily
- Track remaining budget
- No sign-in required
- No in-app purchases
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An incredibly simple app, perfect for keeping track of how much money remains in your budget. Simple Budget Envelopes allows you to have as many envelopes as you need, then add or subtract as you receive or spend money. No in-app purchases. Yours to simply use as you like.
Enveloop
Manage your finances visually with digital envelopes that sync with your paychecks. Track funded, short, and overdue bills at a glance. Share budgets privately with family via iCloud.
- Visual envelope budgeting
- Automatic paycheck allocation
- Combined account summary
- Private family sharing via iCloud
- Customizable bill organization
- Transaction logging and audit trail
- On-device data storage
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Ditch subscription budgets. With Enveloop, every bill gets its own envelope on your phone. Fill them up each payday, and see at a glance which bills are covered, which are short, and which are past due. EVERY DOLLAR HAS A HOME Drop your bills into envelopes. Color-coded lights show which ones are covered, almost there, past due, or still empty. No spreadsheets. No guessing. PAYCHECK IN. BILLS HANDLED. Tell Enveloop when your paycheck lands. Each payday, it tops up every envelope based on what that bill needs. Set it up once, then forget about it. SEE EVERYTHING AT A GLANCE Got more than one account? Flip between them, or see a running total of your balance and what's left across all of them. BUDGET TOGETHER. PRIVATELY. Share a budget with anyone in your family. Everyone sees the same bills, and balances stay in sync. No extra sign-ups, no extra servers — it all goes through your iCloud. STAY ORGANIZED YOUR WAY Group bills into folders — Utilities, Subscriptions, Home — with your own icons and colors. Sort by what's due next, by size, or drag them into whatever order feels right. EVERY CHANGE. LOGGED. Every move is saved automatically. You can always look back and see what changed, when, and who did it. Withdrawals still waiting to clear the bank stay visible so nothing goes missing. YOUR DATA. YOUR DEVICE. Enveloop stores your budget on your device and, when iCloud is on, syncs it through your private iCloud account. Sharing goes through iCloud too. No middlemen, no tracking, no ads. Your money is your business. TRY FREE. UNLOCK FOREVER. Start with a 2-week free trial — everything's unlocked, no strings. After two weeks, keep Enveloop forever for $4.99. One-time. No subscriptions, no ads, no auto-renew surprises. Built for iPhone and iPad — looks sharp in dark mode, light mode, or both. Privacy Policy: https://kynossstudios.com/enveloop-privacy.html Support URL: https://kynossstudios.com/enveloop-support.html Marketing URL: https://kynossstudios.com/enveloop/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is price: Enveloop at Free against Simple Budget Envelopes's $0.99. Enveloop also leads on update cadence (weekly vs every 5 months) and rating (5.0 vs 4.6). Simple Budget Envelopes's advantage is in-app purchases (none vs 1) and ratings volume (115 vs 5). On ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Enveloop is free to download; Simple Budget Envelopes costs $0.99 up front. Enveloop sells 1 one-off in-app purchase. Simple Budget Envelopes asks for nothing beyond the download.
Enveloop holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Simple Budget Envelopes has 115 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 89% of Simple Budget Envelopes's written reviews are positive against 100% of Enveloop's.
Simple Budget Envelopes ships an update every 5 months, Enveloop weekly. The most recent releases landed on October 25, 2026 and October 17, 2026 respectively.
| Parameter | Simple Budget Envelopes | Enveloop |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 4.6 (115 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 88.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 115 — better | 5 |
| Update frequency | Every 5 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Best chart rank | #63 — better | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.1 |
| Further details — not scored | ||
| Size | 1 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Joseph Palmer | Steven Knauss |
Customer experience
Simple Budget Envelopes
Enveloop
Bugs and requests
Simple Budget Envelopes
Reported bugs
3 issues- New update whites out numbers and envelopes are blank
- App crashes when trying to open envelopes after an update
- White on white text in dark mode, making text entry impossible
Requested features
26 requests- Add a tutorial within the app
- Add a button to reset all envelope balances at once
- More color options for envelopes
- Ability to sort envelopes
- Running balance for each envelope
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- Ability to put dates on transactions
- Form field in envelopes to note budget amount from each paycheck
- Ability to customize envelopes with pictures
- Make the app shareable with a spouse
- Make sub-envelopes within an envelope
- Support multi-device syncing
- Option to list transactions newest to oldest
- Create a way to have envelopes start from scratch each month
- Add a date next to input items
- Ability to edit a transaction
- Sync across devices
- Change the color of envelopes
- Add a memo feature for transactions
- Add a budget limit for envelopes
- Create a transaction statement
- Ability to sync with a husband's app for real-time updates
- Display total amount budgeted vs total spent at the top
- Option for making notes on transactions
- Standard 'delete and reorder' UI
- Way to rename accounts
- Add a budget limit so users know what number to stay under
Enveloop
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Simple Budget Envelopes
No in-app purchases
Enveloop
- Enveloop$4.99
Questions
Is Simple Budget Envelopes free?
Is Enveloop free?
Which has better reviews, Simple Budget Envelopes or Enveloop?
Do Simple Budget Envelopes or Enveloop have ads?
Which is updated more often, Simple Budget Envelopes or Enveloop?
Other comparisons
