My Net Worth Cloud vs PeFi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Net Worth Cloud
Track your financial net worth with easy updates and history viewing. All your data is securely saved to iCloud and accessible across your Apple devices.
- Track net worth
- Quickly update financial information
- View account history
- iCloud data backup
- Cross-device synchronization
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This application allows users to keep track of their net worth with screens that allow you to quickly update information. You can use this application to keep track of your money as you spend it, and to view the account history to see how the balance has changed over time. This application saves all of your data to your iCloud account for safekeeping. It makes that data available from all of your Apple devices. Please Note: This application doesn't access any web sites to automatically import your account history. It's a simple, but effective, net worth tracking application.
PeFi
This app helps you manage your personal finances by tracking income and expenses, organizing spending, and providing smart notifications to keep you focused on your financial goals. It guides users through financial literacy rules to help them save more money and build wealth through sound planning.
- Track cash, spending, and income
- Organize expenses by wallet
- Smart notification algorithm
- Global and wallet-specific limits
- Financial literacy guidance
- Add data quickly and easily
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PeFi - is the most advanced personal finance manager application. The main PeFi goal is to help you save more money by keeping basic finance literacy rules. Using finance literacy rules allows PeFi to manage and provide more relevant info and suggestions. PeFi will help you to track all your cash and organize all your spending and income. PeFi includes a smart notifications algorithm that allows you to stay in focus, control your financial state, and keep you close to your financial goals. The quickest and easiest ways to add new data and control existing income and expenses. Different tools to control and manage your wallets and reserves. PeFi includes global and wallet-related limits, which helps you stay notified when you add more expenses than expected. Organized finances = additional wealth. When your finances are organized, you can make the most out of the hard-earned assets you create through sounds short-term and long-term planning. And planning, no matter your income, can lead to additional wealth, allowing you to take care of all your responsibilities and those things that you dream of using that hard-earned money for like travel, a house, cars, retirement, helping others, "fun" things, and so much more! With PeFi organizing your finance become much easier than it was before. PeFi is not only a finance management tool. It's your personal finance manager who will guide you through the world and rules of financial literacy. Privacy policy: http://pefiapp.com/privacy-policy/ Terms of use: http://pefiapp.com/terms-of-use/
Screenshots
Verdict
The clearest difference is rating: My Net Worth Cloud at 4.9 against PeFi's 1.0. My Net Worth Cloud also leads on ratings volume (8 vs 1) and device support (4 vs 2). PeFi's advantage is ads (none vs shown) and iOS requirement (16.0 vs 26.0). On price, review sentiment, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Net Worth Cloud sells 3 one-off in-app purchases and PeFi sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
My Net Worth Cloud holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: My Net Worth Cloud has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
My Net Worth Cloud ships an update every 6 weeks, PeFi monthly. The most recent releases landed on July 7, 2026 and September 20, 2026 respectively.
| Parameter | My Net Worth Cloud | PeFi |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (8 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 8 — better | 1 |
| Update frequency | Every 6 weeks | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, Mac, Apple TV — better | iPhone, iPad |
| Requires iOS | 26.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 5 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | T4 Software, Inc. | Artem Iakovliev |
Customer experience
My Net Worth Cloud
PeFi
In-app purchases
My Net Worth Cloud
- Remove Ads$0.99
- Charting$1.99
- Allow Editing$2.99
PeFi
- Monthly Pro Subscription$2.991 Month
- 3-monthly Pro Subscription$5.993 Months
- Annual Pro Subscription7 Days trial$11.991 Year
Questions
Is My Net Worth Cloud free?
Is PeFi free?
Which has better reviews, My Net Worth Cloud or PeFi?
Do My Net Worth Cloud or PeFi have ads?
Which is updated more often, My Net Worth Cloud or PeFi?
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