Comparison

My Net Worth Cloud vs PeFi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Net Worth Cloud

Track your financial net worth with easy updates and history viewing. All your data is securely saved to iCloud and accessible across your Apple devices.

Highlights
  • Track net worth
  • Quickly update financial information
  • View account history
  • iCloud data backup
  • Cross-device synchronization
Read full description

This application allows users to keep track of their net worth with screens that allow you to quickly update information. You can use this application to keep track of your money as you spend it, and to view the account history to see how the balance has changed over time. This application saves all of your data to your iCloud account for safekeeping. It makes that data available from all of your Apple devices. Please Note: This application doesn't access any web sites to automatically import your account history. It's a simple, but effective, net worth tracking application.

About

PeFi

This app helps you manage your personal finances by tracking income and expenses, organizing spending, and providing smart notifications to keep you focused on your financial goals. It guides users through financial literacy rules to help them save more money and build wealth through sound planning.

Highlights
  • Track cash, spending, and income
  • Organize expenses by wallet
  • Smart notification algorithm
  • Global and wallet-specific limits
  • Financial literacy guidance
  • Add data quickly and easily
Features
Read full description

PeFi - is the most advanced personal finance manager application. The main PeFi goal is to help you save more money by keeping basic finance literacy rules. Using finance literacy rules allows PeFi to manage and provide more relevant info and suggestions. PeFi will help you to track all your cash and organize all your spending and income. PeFi includes a smart notifications algorithm that allows you to stay in focus, control your financial state, and keep you close to your financial goals. The quickest and easiest ways to add new data and control existing income and expenses. Different tools to control and manage your wallets and reserves. PeFi includes global and wallet-related limits, which helps you stay notified when you add more expenses than expected. Organized finances = additional wealth. When your finances are organized, you can make the most out of the hard-earned assets you create through sounds short-term and long-term planning. And planning, no matter your income, can lead to additional wealth, allowing you to take care of all your responsibilities and those things that you dream of using that hard-earned money for like travel, a house, cars, retirement, helping others, "fun" things, and so much more! With PeFi organizing your finance become much easier than it was before. PeFi is not only a finance management tool. It's your personal finance manager who will guide you through the world and rules of financial literacy. Privacy policy: http://pefiapp.com/privacy-policy/ Terms of use: http://pefiapp.com/terms-of-use/

Screenshots

My Net Worth Cloud4 screens
PeFi4 screens

Verdict

The call

The clearest difference is rating: My Net Worth Cloud at 4.9 against PeFi's 1.0. My Net Worth Cloud also leads on ratings volume (8 vs 1) and device support (4 vs 2). PeFi's advantage is ads (none vs shown) and iOS requirement (16.0 vs 26.0). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Net Worth Cloud sells 3 one-off in-app purchases and PeFi sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

My Net Worth Cloud holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: My Net Worth Cloud has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

My Net Worth Cloud ships an update every 6 weeks, PeFi monthly. The most recent releases landed on July 7, 2026 and September 20, 2026 respectively.

Scorecard5 real differences · 5 level
My Net Worth Cloud versus PeFi: the parameters behind the verdict, then further details
ParameterMy Net Worth CloudPeFi
PriceFreeFree
Rating4.9 (8 ratings) — better1.0 (1 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings8 — better1
Update frequencyEvery 6 weeksMonthly — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Mac, Apple TV — betteriPhone, iPad
Requires iOS26.016.0 — better
Further details — not scored
Size5 MB58 MB
Age rating4+4+
DeveloperT4 Software, Inc.Artem Iakovliev

Customer experience

My Net Worth Cloud

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

PeFi

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

My Net Worth Cloud

One-time3
  • Remove Ads$0.99
  • Charting$1.99
  • Allow Editing$2.99
3 purchases

PeFi

Subscriptions3
  • Monthly Pro Subscription$2.991 Month
  • 3-monthly Pro Subscription$5.993 Months
  • Annual Pro Subscription7 Days trial$11.991 Year

Questions

Is My Net Worth Cloud free?
My Net Worth Cloud is free to download, with in-app purchases available.
Is PeFi free?
PeFi is free to download, with in-app purchases available.
Which has better reviews, My Net Worth Cloud or PeFi?
My Net Worth Cloud is rated higher. My Net Worth Cloud averages 4.9 out of 5 from 8 ratings, while PeFi averages 1.0 from 1 ratings.
Do My Net Worth Cloud or PeFi have ads?
My Net Worth Cloud shows ads; PeFi does not.
Which is updated more often, My Net Worth Cloud or PeFi?
My Net Worth Cloud ships an update every 6 weeks, and PeFi monthly. Most recently, My Net Worth Cloud was updated on July 7, 2026 and PeFi on September 20, 2026.

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