Comparison

DHOFAR ISLAMIC vs Surrah App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DHOFAR ISLAMIC

Manage your finances and access banking services conveniently and securely. Perform transactions, locate branches, and pay bills on the go. Offers a user-friendly experience in English and Arabic.

Highlights
  • Self-registration
  • Account services
  • Funds transfers
  • Mobile wallet
  • Cardless cash withdrawal
  • Utility payments
  • Branch & ATM locator
Features
Read full description

Dhofar Islamic Mobile Banking App allows customers and non-customer to enjoy the features available offers convenience and Security to its users by either availing the mobile banking Services or/and Wallet services. The App offers axiomatic user experience along with many new features in English & Arabic making it the best of its kind. The App allow customers for self-registration by using the ATM card Details to access their accounts from cell phones or tablet devices free of charge, allowing them to check their account balances, locate ATM’s, CDM’s, and branches, pay bills and transfer funds 24 hours a day, 7 days a week. Features: Self-Registration: Quick and easy way of registration. Login by Password only: simplified login concept. Account Services: Comprehensive information on customer accounts. Funds Transfers: Ability to transfer amounts to own accounts, third parties within Dhofar Islamic or to any Bank in Oman. Instant transfer: Enjoy transferring funds immediately to any bank in Oman in any day at any time. Mobile Wallet: Transfer money instantly by using a mobile Number. Card less cash: Withdraw cash from the nearest Dhofar Islamic ATM using your App alone. Mobile Top-up: Users can reload their prepaid mobile number on the go to continually stay connected with (Oman Mobile, Ooredoo, FRiENDi, Renna). Utility Payments: Pay your Mobile, Landline, Internet, water and Electricity bills with local utility providers Branch, ATM, CDM Locator: find and get directions to the nearest service point of Dhofar Islamic Islamic services in very interactive and easy way. Service Request: Immediate Cheque book request without visiting the branch. Athan Timings: Stay updated with the Athan timings of major cities in Oman. Qiblah Direction: find Qiblah direction wherever you go. Others Features: Product Information, Exchange Rates, Deposit Rates, Mudarabah Weightages, Offers, Contact Us مرحباً بكم في تجربة جديدة! يوفر تطبيق ظفار الإسلامي للخدمات المصرفية عبر الهاتف النقال الراحة والأمن لمستخدميه من الزبائن المسجلين و غير المسجلين . كما يوفر التطبيق للمستخدم تجربة لا تُضاهى إضافةً إلى العديد من الميزات الجديدة باللغتين الإنجليزية والعربية إما من خلال الإستفادة من الخدمات المصرفية عبر الهاتف النقال أو من خدمات المحفظة الإلكترونيه مما يجعله الأفضل من نوعه. يسمح التطبيق للزبائن بالتسجيل الذاتي بإستخدام بيانات بطاقة الصراف الآلي للوصول إلى حساباتهم من الهواتف النقالة أو أجهزة الكمبيوتر الذكية مجانا، وامكانية التحقق من أرصدة حساباتهم، وتحديد مواقع أجهزة الصراف الآلي، وأجهزة الإيداع النقدي، ومواقع الفروع، ودفع الفواتير، وتحويل الأموال على مدار الساعة، وطوال أيام الأسبوع. المميزات: التسجيل الذاتي: طريقة سريعة وسهلة للتسجيل. تسجيل الدخول عن طريق كلمة المرور فقط: طريقة مبسطة لتسجيل الدخول. خدمات الحساب: معلومات شاملة عن حسابات الزبائن. تحويل الأموال: القدرة على تحويل المبالغ بين حسابات الزبون أو أي طرف ثالث ضمن زبائن ظفار الإسلامي أو إلى أي بنك آخر داخل سلطنة عُمان. التحويل الفوري: استمتع بالتحويل الفوري للأموال إلى أي بنك داخل سلطنة عُمان في أي يوم وأي وقت. المحفظة الإلكترونية: تحويل الأموال فورياً بإستخدام رقم الهاتف النقال. الحصول على النقد بدون الحاجة لاستعمال بطاقة صراف آلي: تمتع بميزة سحب النقود من أقرب صراف الآلي تابع لظفار الإسلامي فقط بإستخدام التطبيق. تعبئة رصيد الهاتف النقال: يمكن للمستخدمين إعادة تعبئة رصيد الهاتف النقال للبقاء على تواصل مستمر لكل من شبكات عُمان موبايل، وأوريدو، وفرندي، ورنه. سداد الفواتير: امكانية دفع فواتير الهاتف النقال، والهاتف الثابت، والإنترنت، والمياه والكهرباء محلياً. تحديد أقرب فرع، وجهاز صراف آلي، وجهاز إيداع نقدي: العثور على أقرب فرع أو جهاز صراف آلي مع امكانية الحصول على الاتجاهات إلى أقرب مركز خدمة لظفار الإسلامي للخدمات الإسلامية بطريقة تفاعلية وسهلة للغاية. طلب الخدمة: طلب دفتر شيكات فوري دون زيارة الفرع. أوقات الاذان: عرض مواقيت الاذان للمدن الرئيسية بالسلطنة. اتجاه القبلة: إيجاد اتجاه القبلة أينما ذهبت. ميزات أخرى: عرض معلومات حول المنتجات، وأسعار الصرف، ومعدلات الأرباح على الودائع، ونسب أرباح المضاربة، والعروض، أو التواصل معنا.

About

Surrah App

This app helps you master your money by tracking expenses, managing budgets, and setting savings goals. It offers insights into spending habits, subscription management, and shared financial spaces. Supports multiple currencies and includes bank-level security.

Highlights
  • Smart expense tracking with receipt attachment
  • Customizable budget creation and progress monitoring
  • Savings goal setting and milestone tracking
  • Subscription management with payment reminders
  • Financial insights and spending analytics
  • Shared financial spaces for household management
  • Multi-currency support with automatic conversion
  • Biometric security (Face ID/Touch ID)
Features
Read full description

Take Control of Your Finances with Surrah Surrah is your all-in-one personal finance companion designed to help you master your money. Whether you're tracking daily expenses, managing budgets, or saving for your dreams. - Smart Expense Tracking Record expenses in seconds with categorized tracking. Attach receipts, add notes, and never lose sight of where your money goes. - Budgets That Work Create custom budgets for different spending categories. Track your progress with visual gauges and stay within your limits. Allocate income directly to budgets and watch your financial discipline grow. - Savings Goals Dream big and save smart. Set savings goals with target amounts and deadlines. Track your progress and celebrate when you reach your milestones. - Subscription Tracker Never be caught off guard by recurring payments. Track all your subscriptions in one place with payment reminders. - Powerful Insights Understand your spending habits with beautiful analytics. View daily averages, top categories, spending trends, and monthly projections. - Shared Spaces Manage household finances together. Create shared spaces for family, roommates, or projects. Everyone stays in sync. - Multi-Currency Support Perfect for GCC residents and global citizens. Supports SAR, AED, KWD, USD, EUR, and 30+ currencies with automatic conversion. - Bank-Level Security Your data stays private with Face ID and Touch ID protection. Biometric lock keeps your finances secure. - Beautiful & Bilingual Elegant design in both English and Arabic. RTL support with a native experience in your preferred language. Terms and Conditions: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

DHOFAR ISLAMIC3 screens
Surrah App4 screens

Verdict

The call

The clearest difference is review sentiment: Surrah App at 100% against DHOFAR ISLAMIC's 50%. Surrah App also leads on rating (5.0 vs 3.2) and update cadence (every 8 days vs monthly). DHOFAR ISLAMIC's advantage is in-app purchases (none vs 3) and ratings volume (5 vs 1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Surrah App sells 3 in-app purchases, starting at $2.99 per 7 days. DHOFAR ISLAMIC asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Surrah App holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: DHOFAR ISLAMIC has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 50% of DHOFAR ISLAMIC's written reviews are positive against 100% of Surrah App's.

UpkeepUpdate frequency

DHOFAR ISLAMIC ships an update monthly, Surrah App every 8 days. Both last shipped on October 24, 2026.

Scorecard7 real differences · 3 level
DHOFAR ISLAMIC versus Surrah App: the parameters behind the verdict, then further details
ParameterDHOFAR ISLAMICSurrah App
PriceFreeFree
Rating3.2 (5 ratings)5.0 (1 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings5 — better1
Update frequencyMonthlyEvery 8 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS16.6 — better26
Further details — not scored
Size212 MB73 MB
Age rating4+4+
DeveloperBANK DHOFAR SAOGAmjad Alsulimani

Customer experience

DHOFAR ISLAMIC

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Surrah App

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

DHOFAR ISLAMIC

No in-app purchases

3 purchases

Surrah App

Subscriptions3
  • Surrah +3 Days trial$2.997 Days
  • Surrah +14 Days trial$4.991 Month
  • Surrah +1 Month trial$59.991 Year

Questions

Is DHOFAR ISLAMIC free?
DHOFAR ISLAMIC is free to download, with no in-app purchases.
Is Surrah App free?
Surrah App is free to download, with in-app purchases available.
Which has better reviews, DHOFAR ISLAMIC or Surrah App?
Surrah App is rated higher. DHOFAR ISLAMIC averages 3.2 out of 5 from 5 ratings, while Surrah App averages 5.0 from 1 ratings.
Do DHOFAR ISLAMIC or Surrah App have ads?
Neither DHOFAR ISLAMIC nor Surrah App shows ads.
Which is updated more often, DHOFAR ISLAMIC or Surrah App?
DHOFAR ISLAMIC ships an update monthly, and Surrah App every 8 days. Most recently, DHOFAR ISLAMIC was updated on October 24, 2026 and Surrah App on October 24, 2026.

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