Comparison

UBTC Mobile Banking vs FFSMID

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBTC Mobile Banking

Manage your Union Bank & Trust accounts on the go. Check balances, review recent transactions, and easily transfer funds between your accounts directly from your mobile device.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer cash between accounts
  • View latest account balance
  • Transaction search by date, amount, or check number
Features
Read full description

Start banking wherever you are with UBTC Mobile Banking! Available to all Union Bank & Trust Company mobile banking end users. UBTC Mobile Banking allows you to check balances and make transfers. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts.

About

FFSMID

Manage your finances on the go with this mobile banking app. Monitor accounts, deposit checks, make transfers, and pay bills securely from your device. Access features like Touch ID/Face ID for quick and safe logins.

Highlights
  • Monitor checking and savings accounts
  • Deposit checks via photos
  • Transfer funds between accounts
  • View and manage bills
  • Enable Touch ID/Face ID
  • Set up account alerts
Features
Read full description

Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, and more! 
Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts. Self Service Banking: - Secure Messaging - Stop Payments - Enable/ Disable Debit card - Manage Alerts - Manage External & Unlinked Accounts - Push Notifications

Screenshots

UBTC Mobile Banking4 screens
FFSMID4 screens

Verdict

The call

The clearest difference is update cadence: UBTC Mobile Banking at monthly against FFSMID's every 3 months. On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for UBTC Mobile Banking against 4.7 for FFSMID. Both are backed by a comparable volume of ratings — 10 and 10 respectively.

UpkeepUpdate frequency

UBTC Mobile Banking ships an update monthly, FFSMID every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 9 level
UBTC Mobile Banking versus FFSMID: the parameters behind the verdict, then further details
ParameterUBTC Mobile BankingFFSMID
PriceFreeFree
Rating4.8 (10 ratings) — better4.7 (10 ratings)
Positive reviews—100.0% of reviews
Number of ratings1010
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size148 MB106 MB
Age rating4+4+
DeveloperUnion Bank & Trust Company Inc.First Federal Savings of Middletown

Customer experience

UBTC Mobile Banking

All ratings10 ratings
Positive90.0%
Neutral10.0%
Negative0.0%

FFSMID

All ratings10 ratings
Positive90.0%
Neutral10.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

UBTC Mobile Banking

No in-app purchases

None

FFSMID

No in-app purchases

Questions

Is UBTC Mobile Banking free?
UBTC Mobile Banking is free to download, with no in-app purchases.
Is FFSMID free?
FFSMID is free to download, with no in-app purchases.
Which has better reviews, UBTC Mobile Banking or FFSMID?
UBTC Mobile Banking is rated higher. UBTC Mobile Banking averages 4.8 out of 5 from 10 ratings, while FFSMID averages 4.7 from 10 ratings.
Do UBTC Mobile Banking or FFSMID have ads?
Neither UBTC Mobile Banking nor FFSMID shows ads.
Which is updated more often, UBTC Mobile Banking or FFSMID?
UBTC Mobile Banking ships an update monthly, and FFSMID every 3 months. Most recently, UBTC Mobile Banking was updated on November 2, 2026 and FFSMID on November 3, 2026.

Other comparisons