UBTC Mobile Banking vs FFSMID
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBTC Mobile Banking
Manage your Union Bank & Trust accounts on the go. Check balances, review recent transactions, and easily transfer funds between your accounts directly from your mobile device.
- Check account balances
- Search recent transactions
- Transfer cash between accounts
- View latest account balance
- Transaction search by date, amount, or check number
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Start banking wherever you are with UBTC Mobile Banking! Available to all Union Bank & Trust Company mobile banking end users. UBTC Mobile Banking allows you to check balances and make transfers. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts.
FFSMID
Manage your finances on the go with this mobile banking app. Monitor accounts, deposit checks, make transfers, and pay bills securely from your device. Access features like Touch ID/Face ID for quick and safe logins.
- Monitor checking and savings accounts
- Deposit checks via photos
- Transfer funds between accounts
- View and manage bills
- Enable Touch ID/Face ID
- Set up account alerts
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Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts. Self Service Banking: - Secure Messaging - Stop Payments - Enable/ Disable Debit card - Manage Alerts - Manage External & Unlinked Accounts - Push Notifications
Screenshots
Verdict
The clearest difference is update cadence: UBTC Mobile Banking at monthly against FFSMID's every 3 months. On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for UBTC Mobile Banking against 4.7 for FFSMID. Both are backed by a comparable volume of ratings — 10 and 10 respectively.
UBTC Mobile Banking ships an update monthly, FFSMID every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | UBTC Mobile Banking | FFSMID |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (10 ratings) — better | 4.7 (10 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 10 | 10 |
| Update frequency | Monthly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 148 MB | 106 MB |
| Age rating | 4+ | 4+ |
| Developer | Union Bank & Trust Company Inc. | First Federal Savings of Middletown |
Customer experience
UBTC Mobile Banking
FFSMID
In-app purchases
UBTC Mobile Banking
No in-app purchases
FFSMID
No in-app purchases
Questions
Is UBTC Mobile Banking free?
Is FFSMID free?
Which has better reviews, UBTC Mobile Banking or FFSMID?
Do UBTC Mobile Banking or FFSMID have ads?
Which is updated more often, UBTC Mobile Banking or FFSMID?
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