Comparison

Paytent vs Jubilation

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paytent

Manage multiple bank accounts from different institutions in one place. Perform various transactions remotely, including fund transfers, bill payments, and airtime top-ups, anytime and anywhere.

Highlights
  • Link multiple bank accounts
  • Remote transactions
  • Fund transfers
  • Bill payments
  • Airtime top-up
  • Add beneficiaries
Features
Read full description

Payattitude Digital is a single mobile app that welcomes you to a world of convenience of linking multiple accounts in different banks for remote/distant transactions. The app grants you 24/7 access to a wide variety of transaction types directly from your mobile phone wherever you are. Benefits: • Link accounts in different banks • Withdraw and pay through third party securely • Funds transfer • Airtime top-up • Bills payment • Account Statements • Enables the addition of beneficiaries directly from phone book for airtime top-up • Save beneficiary details for future transactions and much more

About

Jubilation

Access your Jubilee Life accounts in real-time with this mobile banking application. Perform intrabank and interbank transfers, pay bills, and top up airtime. Available to all customers of Jubilee Life Mortgage Bank.

Highlights
  • Real-time account access
  • Jubilee to Jubilee transfers
  • Transfers to other banks
  • Bill payments
  • Cable TV payments
  • Airtime top-up
Read full description

Enjoy the Jubilation Mobile app from Jubilee Life Mortgage Bank and get real time access to all your Jubilee Life accounts. The service is available to all customers of Jubilee Life Mortgage Bank. Some of the services you can enjoy from this mobile banking application include: • Jubilee to Jubilee transfer (Intrabank) • Transfers to accounts in other banks in Nigeria (Interbank) • Bill Payments • Cable TV • Airtime

Screenshots

Paytent4 screens
Jubilation4 screens

Verdict

The call

The clearest difference is rating: Paytent at 4.2 against Jubilation's 1.0. Paytent also leads on ratings volume (5 vs 1). Jubilation's advantage is iOS requirement (10.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Paytent holds the better App Store score, 4.2 against 1.0. That said, the two scores are not equally well evidenced: Paytent has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Paytent ships an update every 6 weeks, Jubilation every 2 months. The most recent releases landed on September 20, 2026 and June 1, 2026 respectively.

Scorecard3 real differences · 7 level
Paytent versus Jubilation: the parameters behind the verdict, then further details
ParameterPaytentJubilation
PriceFreeFree
Rating4.2 (5 ratings) — better1.0 (1 ratings)
Positive reviews0.0% of reviews—
Number of ratings5 — better1
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.110.0 — better
Further details — not scored
Size47 MB71 MB
Age rating4+4+
DeveloperPayAttitudeJubileeLife Mortgage Bank

Customer experience

Paytent

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Jubilation

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Paytent

No in-app purchases

None

Jubilation

No in-app purchases

Questions

Is Paytent free?
Paytent is free to download, with no in-app purchases.
Is Jubilation free?
Jubilation is free to download, with no in-app purchases.
Which has better reviews, Paytent or Jubilation?
Paytent is rated higher. Paytent averages 4.2 out of 5 from 5 ratings, while Jubilation averages 1.0 from 1 ratings.
Do Paytent or Jubilation have ads?
Neither Paytent nor Jubilation shows ads.
Which is updated more often, Paytent or Jubilation?
Paytent ships an update every 6 weeks, and Jubilation every 2 months. Most recently, Paytent was updated on September 20, 2026 and Jubilation on June 1, 2026.

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