Comparison

Xtrm vs mobiquity Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xtrm

A secure and convenient mobile app for global fund management. It allows users to send, receive, and access money worldwide in any currency, with options for currency exchange and direct bank transfers. Businesses can also integrate its payment technology into their own solutions.

Highlights
  • Global fund reception and sending
  • Multi-currency support
  • Currency exchange
  • Direct bank transfers
  • Payment platform API integration
  • Digital wallet architecture
  • Multiple payment options (ACH, Wire, Cards, Gift Cards)
Features
Read full description

The Xtrm mobile app is a secure and easy way to receive, send and access your funds from anywhere in the world in any currency. This easy to use and convenient app ensures privacy and security of all information and transactions whilst giving you many options on how to receive your final payment. Companies can now provide their individual payees - partners, employees, contractors and suppliers - with mobile access to their funds. Payees can exchange currency directly from the mobile app to convert payments received into their local currency and then transfer funds directly to their bank account. Developers can now embed all the features of Xtrm’s payment technology and platform to create mobile payment solutions using Xtrm's powerful global payment platform and API. Powered by an intelligent digital wallet architecture, Xtrm’s platform allows consumers and companies of all sizes to receive, manage and make any type of B2B and B2C global payments. Capabilities include multiple mass payment collection, management and transfer options and the broadest choice of cash and non-cash global payment options such as ACH, Wire, VISA Debit Cards, Virtual Visa, Check and over 200 multinational digital gift cards. Xtrm supports over 140 global currencies allowing any kind of currency payments and currency exchange to individuals and companies anywhere in the world, whilst ensuring complete domestic and international tax and security compliance and adherence to all financial and legal regulatory requirements such as SOX , KYC, and AML compliance. Xtrm allows developers to integrate the intelligent wallet architecture into any web or mobile application as a completely white-labeled solution. Whether your business is accounts payables, accounts receivables, incentives, rebates or any global money flow, you can easily embed payments directly into your platform.

About

mobiquity Pay

Features
Read full description

Self onboarding: - Onboard yourself digitally without any physical intervention. - Get your KYC verified and enjoy the plethora of services like Bill Payment, Merchant Payment, Recharge, and many more. Send Money to your Friends and Family: - Enhanced with recent and favorite functionality. You can now select from the favorites added, Select from your contacts and even scan the QR (EMVco) to send money. Linking multiple payment instruments: - mobiquity pay can be integrated with multiple banks. You can link multiple bank accounts to your wallet account. - mobiquity pay can also be integrated with the payment gateway. You can link multiple debit cards and credit cards to facilitate payment use cases. One-click Merchant Payment: - Pay on the go using your wallet balance, debit card, credit card, and bank account by just scanning the QR at the merchants. Recharge at your convenience - Make phone recharges quickly at your favorite mobile operator. You can recharge using your wallet balance, debit card, credit card, and bank account. Unified Payment history: - Track all your transaction in one place hustle-free. A detailed view of all the transactions done using any payment instrument helps you reconcile easily. You can also apply filters to check for any specific transaction within the date range, by service type, and by instrument type as well. Transfer money between your bank and wallet: - Add money to your wallet account using any bank account linked to your wallet profile. - Send money from your wallet to your linked bank account. Business User Locator: - Locate your nearby groceries shops, pets store, restaurants using the business locator

Screenshots

Xtrm4 screens
mobiquity Pay4 screens

Verdict

The call

The clearest difference is update cadence: mobiquity Pay at monthly against Xtrm's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Xtrm ships an update every 2 months, mobiquity Pay monthly. The most recent releases landed on September 16, 2026 and September 26, 2026 respectively.

Scorecard1 real difference · 9 level
Xtrm versus mobiquity Pay: the parameters behind the verdict, then further details
ParameterXtrmmobiquity Pay
PriceFreeFree
Rating4.6 (76 ratings) — better—
Positive reviews40.0% of reviews—
Number of ratings76 — better—
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size26 MB189 MB
Age rating4+17+
DeveloperXTRM IncComviva Technologies Ltd

In-app purchases

None

Xtrm

No in-app purchases

None

mobiquity Pay

No in-app purchases

Questions

Is Xtrm free?
Xtrm is free to download, with no in-app purchases.
Is mobiquity Pay free?
mobiquity Pay is free to download, with no in-app purchases.
Do Xtrm or mobiquity Pay have ads?
Neither Xtrm nor mobiquity Pay shows ads.
Which is updated more often, Xtrm or mobiquity Pay?
Xtrm ships an update every 2 months, and mobiquity Pay monthly. Most recently, Xtrm was updated on September 16, 2026 and mobiquity Pay on September 26, 2026.

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