UPI Merchant vs Mpayz
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UPI Merchant
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UPI Merchant APP is a multi-function collection tool developed specifically for UnionPay direct merchants QR code payment. After the merchant has registered and logged in, the merchant code can be applied. At the same time, it also provides merchants with the functions of QR code transaction notification, transaction inquiry, transaction cancellation and refund, and provides the "one-stop" QR code payment solution for merchants.
Mpayz
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Provide a seamless payment experience to your customers using QR codes. Complete the registration and ACH account enrollment and you're all set! Enter an amount to generate a unique QR code that is displayed on your mobile screen. A customer will scan the QR code with the Payzee app installed on their smartphone and complete the payment. In seconds! Additional features include: Alternate Tipping flow for Restaurants Manage Employees Privilege Management Security Timeouts Transaction reversal flow for disputes Merchant Reporting Transaction search and history
Screenshots
Verdict
The clearest difference is update cadence: Mpayz at weekly against UPI Merchant's every 3 months. UPI Merchant's advantage is iOS requirement (9.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UPI Merchant ships an update every 3 months, Mpayz weekly. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.
| Parameter | UPI Merchant | Mpayz |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 9.0 — better | 12.0 |
| Further details — not scored | ||
| Size | 13 MB | 31 MB |
| Age rating | 4+ | 17+ |
| Developer | UnionPay International Co., Ltd. | Epigwaitt Solutions LLC |
In-app purchases
UPI Merchant
No in-app purchases
Mpayz
No in-app purchases
