BFCU Credit vs Payarc TouchPay
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
BFCU Credit
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Enjoy easy and on-the-go management of your credit cards with the Blackhawk Federal Credit Union Mobile Credit Card app. This app offers a fresh way to: ā¢ View recent and pending transactions. ā¢ View next payment amount and due date. ā¢ Make a payment to your card. ā¢ Report a card lost or stolen. ā¢ Raise a dispute on any transaction. ā¢ Activate a card. ā¢ Set Travel Notifications. Card registration is a cinch from any mobile device, and access is secure and protected by multi-factor authentication. No personal information is stored on the device.
Payarc TouchPay
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TouchPay turns your iPhone into a simple point-of-sale solution for in-person payments. Merchants can log in, select which terminal to use on the phone, and enter an amount to start a sale. The app guides the merchant to present the iPhone for the customer to tap a contactless card or wallet and completes the transaction securely. After a successful payment, merchants can deliver a receipt via SMS or email and can void transactions when needed.
Screenshots
Verdict
The clearest difference is update cadence: Payarc TouchPay at every 2 months against BFCU Credit's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BFCU Credit ships an update every 3 months, Payarc TouchPay every 2 months. The most recent releases landed on October 25, 2026 and October 3, 2026 respectively.
| Parameter | BFCU Credit | Payarc TouchPay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Every 2 months ā better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod ā better | iPhone, iPad |
| Requires iOS | 15.0 ā better | 16.9 |
| Further details ā not scored | ||
| Size | 40 MB | 51 MB |
| Age rating | 4+ | 17+ |
| Developer | BlackhFCU | PAYARC LLC |
In-app purchases
BFCU Credit
No in-app purchases
Payarc TouchPay
No in-app purchases
Questions
Is BFCU Credit free?
Is Payarc TouchPay free?
Do BFCU Credit or Payarc TouchPay have ads?
Which is updated more often, BFCU Credit or Payarc TouchPay?
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