Comparison

Bayarind vs M

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bayarind

Manage your finances and make payments easily with this Indonesian electronic wallet. Link multiple funding sources, pay at merchants using QR codes, and purchase various digital services like mobile credit and utilities.

Highlights
  • Multiple funding sources
  • QR code payments
  • Bluetooth payments
  • Mobile credit top-up
  • Bill payments
  • Online product purchases
Read full description

Bayarind is Indonesia’s Electronic Wallet that keeps you connected to your money anytime, anywhere! It’s the easiest way to pay! Multiple Source of funds Put all your source of funds together, from Bayarind e-Money,credit card, debit card, and BCA Oneklik to ease you making transaction with Bayarind. Easy order and payment Enjoy new experience making order and payment at your Bayarind merchant by using Bluetooth and QR Code scanning. In app purchase Using Bayarind to recharge mobile credit, mobile data package, educations, electricity, internet payment, water payment, and various online products to meet your needs with a competitive price that will give you more benefits. For more information please contact us at: Phone +62 21 27899978 Email: caren@bayarind.id

About

M

This e-money application facilitates cashless transactions and is licensed by Bank Indonesia. It offers features for purchasing mobile credit, electricity tokens, paying bills, and transferring funds to other accounts or banks. QRIS transactions are also supported for easy payments.

Highlights
  • Cashless transactions
  • Mobile credit and electricity token purchases
  • Bill payments
  • Fund transfers to M-Bayar and bank accounts
  • QRIS payments
Features
Read full description

M-Bayar adalah aplikasi E-Money yang memudahkan anda melakukan transaksi secara non-tunai dan telah memiliki lisensi dari Bank Indonesia. Dengan berbagai macam fitur yang M-Bayar sediakan, anda tidak perlu khawatir lagi jika bepergian namun lupa membawa uang tunai. Fitur yang tersedia saat ini adalah: - m-Deals, memudahkan anda untuk melakukan pembelian pulsa nomor seluler, token listrik dan sebagainya. - m-Bills, membayar tagihan akan hanya butuh beberapa klik. - m-Transfer, Transfer ke Sesama Akun M-Bayar dan Transfer ke Rekening Bank kapanpun dan dimanapun - QRIS, memudahkan anda untuk melakukan transaksi kapanpun dan dimanapun Fitur yang akan hadir: - m-Shop, berbagai produk yang ditawarkan oleh mitra M-Bayar yang bisa anda beli menggunakan fitur ini. - m-Promo, berbagai promo-promo menarik dapat dinikmati khusus untuk anda. - m-Edu, pembayaran pendidikan anak dan keluarga anda, kini bisa dilakukan kapan pun dan dimana pun. - m-Services, seluruh transaksi akan lebih mudah untuk dikelola dan dimonitor, cukup menggunakan satu aplikasi M-Bayar. ---

Screenshots

Bayarind4 screens
M4 screens

Verdict

The call

The clearest difference is review sentiment: Bayarind at 77% against M's 33%. Bayarind also leads on update cadence (every 2 weeks vs every 3 months). M's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Bayarind ships an update every 2 weeks, M every 3 months. The most recent releases landed on September 22, 2026 and September 8, 2026 respectively.

Scorecard4 real differences · 6 level
Bayarind versus M: the parameters behind the verdict, then further details
ParameterBayarindM
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews77.1% of reviews — better33.3% of reviews
Number of ratings1 — better—
Update frequencyEvery 2 weeks — betterEvery 3 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.6
Further details — not scored
Size134 MB66 MB
Age rating4+4+
DeveloperPT Sprint Asia TechnologyPT. E2Pay Global Utama

Customer experience

Bayarind

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews48 reviews
Positive77.1%
Neutral0.0%
Negative22.9%

M

Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

Bayarind

No in-app purchases

None

M

No in-app purchases

Questions

Is Bayarind free?
Bayarind is free to download, with no in-app purchases.
Is M free?
M is free to download, with no in-app purchases.
Do Bayarind or M have ads?
Bayarind shows ads; M does not.
Which is updated more often, Bayarind or M?
Bayarind ships an update every 2 weeks, and M every 3 months. Most recently, Bayarind was updated on September 22, 2026 and M on September 8, 2026.

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