Comparison

Pay Chart vs nPin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay Chart

Features
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This household budgeting app keeps track of your daily expenses. The input screen includes a graph showing the ratio of your expenses every month, so you can tell at a glance when you're spending too much. - Divides up your expenses by category. - Can sync data with multiple devices, including iCloud, iPhone, and iPad. (Syncing may take time.) - Enter expenses from your Apple Watch. (Syncing with the parent device may take time.) - CSV file export lets you open your data in Numbers and other spreadsheet applications.

About

nPin

Securely store and access your credit card PINs using only the last four digits of your card. Protect sensitive information with passcode and FaceID authentication. Organize multiple cards for convenient and secure access.

Highlights
  • Store PINs with last four digits
  • Scan card numbers with camera
  • Passcode and FaceID protection
  • Organize multiple credit cards
  • Enhanced data security
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nPin is the ultimate tool for securely storing and accessing your credit card PIN codes on your iPhone using only card's the last four digits. Protect your sensitive information without storing full card numbers, expiry dates, or CVV codes. With nPin, your data remains secure and accessible only to you. With nPin, you can keep your PIN codes in one place, protected by a passcode and FaceID authentication for added security. Features: - Enhanced security: Rest assured knowing that nPin does not store sensitive information such as full card numbers, expiry dates, or CVV codes. - Easy retrieval: Retrieve your credit card PIN codes by typing in the last four digits or using your phone's camera to scan the number on your card. - Passcode and FaceID protection: Keep your information secure with passcode and FaceID authentication. - Organize and manage your cards: Keep track of multiple credit cards by saving their last four digits and corresponding PIN codes. - Peace of mind: Rest easy knowing your PIN codes are protected within the app, giving you convenient access without compromising security. Never worry about forgetting your PIN codes again. o experience the ultimate security and convenience in managing your credit card information.

Screenshots

Pay Chart4 screens
nPin4 screens

Verdict

The call

The clearest difference is ads: nPin at none against Pay Chart's shown. nPin also leads on update cadence (every 4 weeks vs every 4 months) and iOS requirement (17.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pay Chart sells 1 one-off in-app purchase and nPin sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Pay Chart ships an update every 4 months, nPin every 4 weeks. The most recent releases landed on October 4, 2026 and October 13, 2026 respectively.

Scorecard3 real differences · 7 level
Pay Chart versus nPin: the parameters behind the verdict, then further details
ParameterPay ChartnPin
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 4 monthsEvery 4 weeks — better
AdsYesNo — better
In-app purchasesYesYes
Monetization—Free
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS26.017.0 — better
Further details — not scored
Size18 MB5 MB
Age rating4+4+
DeveloperNUTRACTORHamza Nizameddin

In-app purchases

1 purchases

Pay Chart

One-time1
  • Remove Ad$4.99
1 purchases

nPin

One-time1
  • Premium Version$2.99

Questions

Is Pay Chart free?
Pay Chart is free to download, with in-app purchases available.
Is nPin free?
nPin is free to download, with in-app purchases available.
Do Pay Chart or nPin have ads?
Pay Chart shows ads; nPin does not.
Which is updated more often, Pay Chart or nPin?
Pay Chart ships an update every 4 months, and nPin every 4 weeks. Most recently, Pay Chart was updated on October 4, 2026 and nPin on October 13, 2026.

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