Pay Chart vs HourSpend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay Chart
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This household budgeting app keeps track of your daily expenses. The input screen includes a graph showing the ratio of your expenses every month, so you can tell at a glance when you're spending too much. - Divides up your expenses by category. - Can sync data with multiple devices, including iCloud, iPhone, and iPad. (Syncing may take time.) - Enter expenses from your Apple Watch. (Syncing with the parent device may take time.) - CSV file export lets you open your data in Numbers and other spreadsheet applications.
HourSpend
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What if every price tag had a duration? HourSpend converts every expense into the work hours it really cost you. Your $5 coffee? 23 minutes of your Tuesday. Rent? 5 days a month. Once you see it, you can't unsee it. MEET VANTI Your in-app assistant — a gold pocket watch with opinions. Ask her "can I afford this?" and she'll answer in hours, not spreadsheets. She notices when food eats half your week. Celebrates when you keep an hour. Never lectures. SMART EXPENSE TRACKING • Log in seconds — type, speak, or scan receipts • 10+ categories with auto-detection • Installment tracker with interest shown in work hours • Bought / Thinking / Passed — a decision framework before you spend BUDGET THAT MAKES SENSE • Monthly limits by category with time-based warnings • Subscription tracker with renewal alerts • Streak counter for conscious-spending days • Savings pools tied to real goals AI-POWERED INSIGHTS • Vanti chat — real answers from your real data • Proactive observations when patterns matter • Privacy-respecting: your data stays yours BUILT FOR LIFE, NOT JUST NUMBERS • 14 languages at 100% coverage • Multi-currency with live exchange rates • Home-screen widget with today's hours • Full accessibility support FREE TO START Core tracking is free. Premium unlocks Vanti chat, unlimited custom categories, subscription alerts, and advanced analytics. Money is just time, exchanged. Start counting the real cost. ↓ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: HourSpend at none against Pay Chart's shown. HourSpend also leads on update cadence (every 2 months vs every 4 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Pay Chart sells 1 one-off in-app purchase and HourSpend sells 3 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.
Pay Chart ships an update every 4 months, HourSpend every 2 months. The most recent releases landed on October 4, 2026 and October 19, 2026 respectively.
| Parameter | Pay Chart | HourSpend |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 26.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 18 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | NUTRACTOR | Gencay ALLA |
In-app purchases
Pay Chart
- Remove Ad$4.99
HourSpend
- Vantag Premium Monthly EN7 Days trial$6.991 Month
- Vantag Premium Weekly3 Days trial$6.997 Days
- Vantag Premium EN7 Days trial$39.991 Year









