Pay Chart vs Foldz

This household budgeting app keeps track of your daily expenses. The input screen includes a graph showing the ratio of your expenses every month, so you can tell at a glance when you're spending too much. - Divides up your expenses by category. - Can sync data with multiple devices, including iCloud, iPhone, and iPad. (Syncing may take time.) - Enter expenses from your Apple Watch. (Syncing with the parent device may take time.) - CSV file export lets you open your data in Numbers and other spreadsheet applications.

Stop overcomplicating your budget. Start using envelopes. Foldz is perfect for people who want a simple, private alternative to complex budgeting apps. Foldz brings the cash envelope method to your iPhone. Divide your income into envelopes, spend from them, and see exactly where your money goes — all without creating an account or sharing a single byte of data. Your data never leaves your device. No cloud. No accounts. No tracking. Period. HOW IT WORKS 1. Add your income for the period 2. Create envelopes for each spending category (Groceries, Transport, Coffee, Fun — whatever you need) 3. Tap an envelope to log a spend using quick-tap amounts 4. Watch your remaining balance update in real time 5. When an envelope runs out, decide: stop spending or move money from another envelope That’s it. No bank linking. No complicated categories. No 47-step setup. BUILT FOR HOW YOU ACTUALLY SPEND • Quick-tap spending — Tap +1, +5, +10, +20, +50, or +100 to build your spend amount faster than typing • Break envelope protection — Spending more than what’s left? Foldz warns you and offers to transfer from another envelope • Period navigation — Browse past and future budget periods to review your spending history • Recurring income — Set it once and your income auto-fills each period • Multiple budget periods — Monthly budgeting included free. Weekly and bi-weekly available with Premium PRIVACY IS NOT A FEATURE — IT'S THE FOUNDATION Foldz collects nothing. No analytics. No crash reporting. No advertising IDs. No servers. Your budget data is stored locally on your device in a file only your phone can read. We don’t know your name. We don’t know how much you earn. We don’t know what you spend on. And we want to keep it that way. FOLDZ PREMIUM Foldz is fully functional for free with monthly budgeting. Premium unlocks: • Weekly and bi-weekly budget periods — align to your pay cycle • Choose your week start day (Monday or Sunday) • Export transactions to CSV for spreadsheet analysis • Support independent, privacy-first development Pricing Foldz Premium is available as: • $4.99/month • $29.99/year • $79.99 one-time lifetime purchase Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription anytime in your Apple ID account settings. Privacy Policy: https://www.sparkbytdigital.com/apps/foldz/privacy/ Terms of Use: https://www.sparkbytdigital.com/apps/foldz/terms/ Support: https://www.sparkbytdigital.com/apps/foldz/support/ Download Foldz and take control of your spending — privately.