Comparison

Pay Chart vs Subscription Ledger

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay Chart

Features
Read full description

This household budgeting app keeps track of your daily expenses. The input screen includes a graph showing the ratio of your expenses every month, so you can tell at a glance when you're spending too much. - Divides up your expenses by category. - Can sync data with multiple devices, including iCloud, iPhone, and iPad. (Syncing may take time.) - Enter expenses from your Apple Watch. (Syncing with the parent device may take time.) - CSV file export lets you open your data in Numbers and other spreadsheet applications.

About

Subscription Ledger

Features
Read full description

This app helps you keep recurring subscriptions under control—think streaming, music, cloud storage, fitness, and productivity services you pay for every month or year. What you can do • See all subscriptions in one list with monthly equivalents, sort by amount (high to low or low to high), and filter by category, payment method, or archived items. • Review renewals scheduled within the next year so the next charge dates never surprise you. • Visualize spending with charts, break down costs by category, and compare total subscription spending to the monthly income you set. • Create your own categories and payment methods, assign them to each subscription, and add optional notes and emoji-style icons. • Choose light, dark, or system theme; set a default currency; and pick how dates are displayed. Privacy and data Subscription entries you add are stored on your device. For currency conversion in the UI, the app may fetch exchange rates over the network when needed.

Screenshots

Pay Chart4 screens
Subscription Ledger4 screens

Verdict

The call

The clearest difference is in-app purchases: Subscription Ledger at none against Pay Chart's 1. Subscription Ledger also leads on update cadence (weekly vs every 4 months) and iOS requirement (13.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pay Chart sells 1 one-off in-app purchase. Subscription Ledger asks for nothing beyond the download.

UpkeepUpdate frequency

Pay Chart ships an update every 4 months, Subscription Ledger weekly. The most recent releases landed on October 4, 2026 and October 10, 2026 respectively.

Scorecard3 real differences · 3 level
Pay Chart versus Subscription Ledger: the parameters behind the verdict, then further details
ParameterPay ChartSubscription Ledger
PriceFreeFree
Update frequencyEvery 4 monthsWeekly — better
AdsYesYes
In-app purchasesYesNo — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS26.013.0 — better
Further details — not scored
Size18 MB67 MB
Age rating4+4+
DeveloperNUTRACTORYudai Abe

In-app purchases

1 purchases

Pay Chart

One-time1
  • Remove Ad$4.99
None

Subscription Ledger

No in-app purchases

Questions

Is Pay Chart free?
Pay Chart is free to download, with in-app purchases available.
Is Subscription Ledger free?
Subscription Ledger is free to download, with no in-app purchases.
Do Pay Chart or Subscription Ledger have ads?
Both Pay Chart and Subscription Ledger show ads.
Which is updated more often, Pay Chart or Subscription Ledger?
Pay Chart ships an update every 4 months, and Subscription Ledger weekly. Most recently, Pay Chart was updated on October 4, 2026 and Subscription Ledger on October 10, 2026.

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