Pay Chart vs Pouch
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Pay Chart
Read full descriptionHide full description
This household budgeting app keeps track of your daily expenses. The input screen includes a graph showing the ratio of your expenses every month, so you can tell at a glance when you're spending too much. - Divides up your expenses by category. - Can sync data with multiple devices, including iCloud, iPhone, and iPad. (Syncing may take time.) - Enter expenses from your Apple Watch. (Syncing with the parent device may take time.) - CSV file export lets you open your data in Numbers and other spreadsheet applications.
Pouch
Read full descriptionHide full description
Pouch is a minimalist expense tracker that keeps your money data where it belongs ā on your phone. Log an expense in seconds with a fast keypad, then organize it three ways: a category (always one), tags (as many as you like), and a group (for trips, projects, or budgets). Everything else ā insights, calendars, group dashboards ā is computed live from what you've logged. EVERYTHING STAYS ON YOUR DEVICE ⢠No account, no sign-up ā open the app and start ⢠Works completely offline; the app makes no network requests ⢠No ads, no analytics, no tracking ⢠Export your full history anytime as CSV or JSON via the share sheet ⢠Delete the app and the data is gone ā nothing lives in a cloud DESIGNED TO STAY OUT OF YOUR WAY ⢠Fast add: keypad, date strip, and inline category, tag and group pickers ⢠Today: your day at a glance with a running monthly pulse ⢠Calendar: your spending mapped over the month ⢠Groups: budgets with progress bars and per-group dashboards ⢠Insights: honest, card-based analysis that appears only when your data supports it ⢠Search your entire history by note, amount, category, or date ⢠Custom categories and tags with a curated icon set FIRST LAUNCH Pouch starts with a short guide and a few clearly-marked sample entries so you can feel the app immediately. One tap ("Start fresh") wipes the samples and hands you a clean ledger. Pouch is completely free. Questions or ideas? coding.harshp@gmail.com
Screenshots
Verdict
The clearest difference is in-app purchases: Pouch at none against Pay Chart's 1. Pouch also leads on ads (none vs shown) and update cadence (every 10 days vs every 4 months). Pay Chart's advantage is device support (3 vs 1). On price there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Pay Chart sells 1 one-off in-app purchase. Pouch asks for nothing beyond the download.
Pay Chart ships an update every 4 months, Pouch every 10 days. The most recent releases landed on November 11, 2026 and October 31, 2026 respectively.
| Parameter | Pay Chart | Pouch |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 10 days ā better |
| Ads | Yes | No ā better |
| In-app purchases | Yes | No ā better |
| Devices | iPhone, iPad, Apple Watch ā better | iPhone |
| Requires iOS | 26.0 | 16.4 ā better |
| Further details ā not scored | ||
| Size | 18 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | NUTRACTOR | Harsh Pandey |
In-app purchases
Pay Chart
- Remove Ad$4.99
Pouch
No in-app purchases
Questions
Is Pay Chart free?
Is Pouch free?
Do Pay Chart or Pouch have ads?
Which is updated more often, Pay Chart or Pouch?
Other comparisons















