Cash Tracker vs DimeDiary
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cash Tracker
Manages personal finances by tracking income, expenses, and budgets across various accounts. Offers privacy by not requiring bank logins, with data stored locally. Helps users gain awareness of spending habits for better financial control.
- Track income and expenses
- Manage multiple accounts (banks, cards, cash)
- Set and track budgets
- Private and secure data storage
- Categorize spending manually
- Works offline
- Recurring payment setup (Pro)
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Keep your own financial records across multiple banks, cards, accounts and cash, and keep track of your income, expenses, spending and budget. Private and secure, it does not require logging on or disclosing your bank passwords. Simple budget setup and categorized tracking of income and expenses. Simple and free to use with low cost additional features available, it's a complete personal finance management solution. CashTracker tracks your finances independently of your bank. • Keep track of your spending • Keep track of your account balances • Keep track of loans • Simple budget set up • Track your spending vs budget • Avoid missed payments, overdrawn accounts, exceeded credit limits CashTracker - your personal finance manager in your pocket! Concerned about privacy? This is the finance and budgeting app for you! PRIVACY FEATURES • No account set up • No log in • No sharing of your information with unknown third parties • No need to divulge your banking log in passwords • Your data is stored only on your device and accessible only by you All of the above is possible because CashTracker does NOT link to your bank accounts. You have to enter your own data. Some may say that's too hard. Others just really don't want to share their private financial information. Regardless, there are some silver linings to this! CashTracker’s streamlined design makes it quick and easy to enter your spending, as you spend it. CashTracker Pro has recurring payments, allowing your regular payments to be entered automatically. And the biggest bonus of all. Time spent entering transactions is not wasted! Instead of being a passive observer of what has already happened, you are an active participant. You are now much more aware of every dollar you spend and what you are spending it on. Participation and awareness are integral parts of budgeting success, so you are more likely to achieve your financial goals, as you are simply more involved in the process. OTHER BENEFITS • Categorize your spending the way you want. You are not locked into an auto categorization algorithm with a mind of it's own. • Your balances and reports are always up to date. No waiting for days for transactions to be processed by your bank or card provider. • Works offline • Works with cash or virtual transactions (transactions not going through a bank account) • You can choose to share (or not) with your private iCloud account (for syncing your other devices) HOW IT WORKS Enter your day to day spending, as you spend it, and always know exactly where you stand financially. Track your spending, income and all your account balances. CashTracker helps you set budgets and stick to them, a sure way of getting your finances under control. PERFECT FOR • Bank accounts • Credit cards • Debit Cards • Loans • Cash • Virtual accounts • Buy now, pay later accounts (BNPL) The basic version of CashTracker is free to download and use, with additional features available if or when you need them. That way you only pay for the features that you actually need and will use. There are no ongoing monthly or yearly fees. You pay for the features you want... that's it! FEATURES • Clear, uncluttered design • All your account and card balances in the one place • Quick and easy data entry • Spending vs budget progress indicator • Categorized spending • Sync multiple devices EXTRA FEATURES YOU CAN PURCHASE • Additional accounts and cards • Additional custom expense categories • Expenses trend • Recurring payments • Photograph receipts • Built in calculator There are many expense tracking apps available, and I am not saying that this is the best one. But I did build it out of frustration with the other apps that I tried and yes, I do use CashTracker myself! Give it a try, maybe it's right for you!
DimeDiary
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DimeDiary is a simple and intuitive spending tracker designed to help you manage your finances and control your spending habits. With its clean, modern design and easy-to-use interface, logging your expenses and gaining insights into your consumption patterns is effortless. One of DimeDiary's unique features is its ability to predict your remaining expenditures based on your spending from the previous month. This forecasting tool helps you stay on top of your finances and make informed decisions about your budget. Additionally, DimeDiary provides clear and essential insights into your daily spending, allowing you to compare your expenses to the same day of the previous month, identify trends, and track your progress. Logging your expenses is a breeze with DimeDiary's user-friendly interface. Simply tap to record your purchases and categorize them for easy tracking. The app's clutter-free design keeps you focused on your financial well-being, while the collapsible logs help you keep your spending history organized and easily accessible. DimeDiary's eye-comforting color scheme, provides a pleasant visual experience as you navigate your expenses. The app's minimal design ensures that expense tracking is simple and DimeDiary is a simple and intuitive spending tracker designed to help you manage your finances and control your spending habits. With its clean, modern design and easy-to-use interface, logging your expenses and gaining insights into your consumption patterns is effortless. One of DimeDiary's unique features is its ability to predict your remaining expenditures based on your spending from the previous month. This forecasting tool helps you stay on top of your finances and make informed decisions about your budget. Additionally, DimeDiary provides clear and essential insights into your daily spending, allowing you to compare your expenses to the same day of the previous month, identify trends, and track your progress. Logging your expenses is a breeze with DimeDiary's user-friendly interface. Simply tap to record your purchases and categorize them for easy tracking. The app's clutter-free design keeps you focused on your financial well-being, while the collapsible logs help you keep your spending history organized and easily accessible. DimeDiary's eye-comforting color scheme, provides a pleasant visual experience as you navigate your expenses. The app's minimal design ensures that expense tracking is simple and straightforward. Privacy and security are top priorities for DimeDiary. All of your financial data is stored securely on your device, and the app never collects or shares any of your personal information. Whether you're looking to take control of your spending habits, set financial goals, or simply better understand your consumption patterns, DimeDiary is the perfect tool for you. Download the app today and start your journey towards better financial awareness and smarter spending decisions.. Privacy and security are top priorities for DimeDiary. All of your financial data is stored securely on your device, and the app never collects or shares any of your personal information. Whether you're looking to take control of your spending habits, set financial goals, or simply better understand your consumption patterns, DimeDiary is the perfect tool for you. Download the app today and start your journey towards better financial awareness and smarter spending decisions.
Screenshots
Verdict
The clearest difference is in-app purchases: DimeDiary at none against Cash Tracker's 10. DimeDiary also leads on update cadence (every 3 days vs every 6 weeks). Cash Tracker's advantage is iOS requirement (12.0 vs 17.2). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cash Tracker sells 10 one-off in-app purchases. DimeDiary asks for nothing beyond the download.
Cash Tracker ships an update every 6 weeks, DimeDiary every 3 days. The most recent releases landed on June 6, 2026 and May 16, 2026 respectively.
| Parameter | Cash Tracker | DimeDiary |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (9 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 9 — better | — |
| Update frequency | Every 6 weeks | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 12.0 — better | 17.2 |
| Further details — not scored | ||
| Size | 8 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Paul Bennie | Heung Ju Ha |
In-app purchases
Cash Tracker
- CashTracker 15 Accounts$1.99
- CashTracker 15 Categories$1.99
- CashTracker Pro 3 Months$1.99
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- CashTracker 30 Accounts$1.99
- CashTracker 30 Categories$1.99
- CashTracker Premium$3.99
- CashTracker 6 Cards$3.99
- CashTracker Pro 6 Months$3.99
- CashTracker 1000 Transactions$4.99
- CashTracker Pro 12 Months$5.99
DimeDiary
No in-app purchases









