Comparison

ANZ Digital Key vs Divitia

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ANZ Digital Key

Securely log in and approve transactions for specific ANZ digital channels using biometric authentication or a PIN. This free app offers a faster and more convenient way to manage your banking securely.

Highlights
  • Biometric login (Face ID, Fingerprint ID)
  • PIN authentication
  • Secure transaction approval
  • Faster banking access
  • Enhanced channel security
Read full description

At ANZ we’re committed to helping you bank simply, safely, securely and conveniently. ANZ Digital Key (ADK) allows you to log on and perform approval activities via Face ID, Fingerprint ID or a PIN in certain ANZ Digital Channels. It enhances the channel security capabilities, providing a free, faster and more convenient method for customers to securely transact with ANZ. For customers completing ANZ's identity verification (eKYC) process, ANZ Digital Key may be used to securely read the microchip in supported ePassports using your phone's NFC (Near-Field Communication) capability. ADK is applicable to specific ANZ customers and ANZ Digital Channels. Please note: 1. To use this app: a) Your ANZ Digital Services User ID must be authorised to use ADK. b) Your device must be running iOS 16.4 or later. 2. It is advisable to have protective software, such as antivirus, installed on your device for security purposes. 3. ADK may require access to the following device resources: a) Camera - For scanning QR codes and enabling Face ID. b) Biometrics - For Fingerprint ID or Face ID. c) Notifications - To receive push notifications. d) NFC - To securely read the microchip in supported ePassports when completing ANZ's identity verification (eKYC) process. For further information about staying safe when banking online, visit http://www.anz.com/onlinesecurity. For further information about ANZ Digital Key, please contact your ANZ representative. Customer service contact details can also be found at http://anz.com/servicecentres. ANZ Digital Key is provided by Australia and New Zealand Banking Group Limited ABN 11 005 357 522 ("ANZBGL"). iPhone and iPad are trademarks of Apple Inc.

About

Divitia

Features
Read full description

Divitia is a free, personal wealth app that helps you find and manage your whole financial world. Having difficulty understanding your financial position? The solution is Divitia. Divitia is an easy to use app that gathers all your information in one place, giving you a clear overview of your wealth. Once you download the app, you can be connected to your finances in just minutes. And with bank level security, your data has never been safer. What features are available with Divitia? Data Collection Give yourself greater control with up-to-date access to all your financial information, including all your assets and liabilities – bank accountants, credit cards, properties, cars, loans and mortgages. Cash Flow Keep track of your cash flow with the autocategorisation of spending and expenses Digital Document Signing Save time and paper by signing those important documents digitally on any device. Goals Have a financial goal? Achieve it with our Goals feature, which helps you budget to reach it. Connect to a professional Connect with your adviser or accountant and request services without having to physically visit them. Divitia can also provide your financial professional with valuable data that they can use to assist you. Tax Time Make tax time easy with all your financial data and documents stored securely in the cloud. So, take control of your finances and download the Divitia app today. (App will uses location background mode, which may dramatically decrease battery life)

Screenshots

ANZ Digital Key4 screens
Divitia4 screens

Verdict

The call

The clearest difference is update cadence: Divitia at every 2 months against ANZ Digital Key's every 5 months. Divitia also leads on device support (3 vs 1) and iOS requirement (14.0 vs 16.4). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ANZ Digital Key ships an update every 5 months, Divitia every 2 months. The most recent releases landed on October 15, 2026 and October 21, 2026 respectively.

Scorecard3 real differences · 7 level
ANZ Digital Key versus Divitia: the parameters behind the verdict, then further details
ParameterANZ Digital KeyDivitia
PriceFreeFree
Rating4.0 (4 ratings) — better—
Positive reviews25.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.414.0 — better
Further details — not scored
Size55 MB113 MB
Age rating4+4+
DeveloperANZ Banking Group LimitedDIVITIA GROUP PTY LTD

In-app purchases

None

ANZ Digital Key

No in-app purchases

None

Divitia

No in-app purchases

Questions

Is ANZ Digital Key free?
ANZ Digital Key is free to download, with no in-app purchases.
Is Divitia free?
Divitia is free to download, with no in-app purchases.
Do ANZ Digital Key or Divitia have ads?
Neither ANZ Digital Key nor Divitia shows ads.
Which is updated more often, ANZ Digital Key or Divitia?
ANZ Digital Key ships an update every 5 months, and Divitia every 2 months. Most recently, ANZ Digital Key was updated on October 15, 2026 and Divitia on October 21, 2026.

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