ANZ Digital Key vs ProSpend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ANZ Digital Key
Securely log in and approve transactions for specific ANZ digital channels using biometric authentication or a PIN. This free app offers a faster and more convenient way to manage your banking securely.
- Biometric login (Face ID, Fingerprint ID)
- PIN authentication
- Secure transaction approval
- Faster banking access
- Enhanced channel security
Read full descriptionHide full description
At ANZ we’re committed to helping you bank simply, safely, securely and conveniently. ANZ Digital Key (ADK) allows you to log on and perform approval activities via Face ID, Fingerprint ID or a PIN in certain ANZ Digital Channels. It enhances the channel security capabilities, providing a free, faster and more convenient method for customers to securely transact with ANZ. For customers completing ANZ's identity verification (eKYC) process, ANZ Digital Key may be used to securely read the microchip in supported ePassports using your phone's NFC (Near-Field Communication) capability. ADK is applicable to specific ANZ customers and ANZ Digital Channels. Please note: 1. To use this app: a) Your ANZ Digital Services User ID must be authorised to use ADK. b) Your device must be running iOS 16.4 or later. 2. It is advisable to have protective software, such as antivirus, installed on your device for security purposes. 3. ADK may require access to the following device resources: a) Camera - For scanning QR codes and enabling Face ID. b) Biometrics - For Fingerprint ID or Face ID. c) Notifications - To receive push notifications. d) NFC - To securely read the microchip in supported ePassports when completing ANZ's identity verification (eKYC) process. For further information about staying safe when banking online, visit http://www.anz.com/onlinesecurity. For further information about ANZ Digital Key, please contact your ANZ representative. Customer service contact details can also be found at http://anz.com/servicecentres. ANZ Digital Key is provided by Australia and New Zealand Banking Group Limited ABN 11 005 357 522 ("ANZBGL"). iPhone and iPad are trademarks of Apple Inc.
ProSpend
This app streamlines business expense management by automating claims and supplier payments. It offers a paper-free solution for remotely capturing receipts and submitting expenses directly from your mobile device.
- Automated expense claims
- Supplier payment processing
- Direct accounting system integrations
- Remote receipt capture
- Paper-free solution
Read full descriptionHide full description
ProSpend gives growing Australian and New Zealand businesses one place to manage expenses, supplier invoices and virtual cards across one or multiple entities. Finance teams can also manage purchase orders and approvals through the mobile and desktop platform. Teams can capture, code and approve expenses, invoices and card claims in ProSpend before sending approved information to their ERP. This helps reduce spreadsheet tracking, receipt chasing, email approvals and manual rekeying. Australia-based implementation and support teams help configure your workflows, GST and FBT requirements, so the platform is set up around how your finance team works.
Screenshots
Verdict
The clearest difference is rating: ProSpend at 5.0 against ANZ Digital Key's 4.0. ProSpend also leads on device support (3 vs 1). ANZ Digital Key's advantage is ratings volume (4 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ProSpend holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 25% of ANZ Digital Key's written reviews are positive against 30% of ProSpend's.
ANZ Digital Key ships an update every 5 months, ProSpend every 4 months. The most recent releases landed on October 15, 2026 and October 5, 2026 respectively.
| Parameter | ANZ Digital Key | ProSpend |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 25.0% of reviews | 30.0% of reviews — better |
| Number of ratings | 4 — better | 1 |
| Update frequency | Every 5 months | Every 4 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.6 — better |
| Further details — not scored | ||
| Size | 55 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | ANZ Banking Group Limited | ProSpend Pty Ltd |
Customer experience
ANZ Digital Key
ProSpend
In-app purchases
ANZ Digital Key
No in-app purchases
ProSpend
No in-app purchases









