Comparison

ANZ Digital Key vs ProSpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ANZ Digital Key

Securely log in and approve transactions for specific ANZ digital channels using biometric authentication or a PIN. This free app offers a faster and more convenient way to manage your banking securely.

Highlights
  • Biometric login (Face ID, Fingerprint ID)
  • PIN authentication
  • Secure transaction approval
  • Faster banking access
  • Enhanced channel security
Read full description

At ANZ we’re committed to helping you bank simply, safely, securely and conveniently. ANZ Digital Key (ADK) allows you to log on and perform approval activities via Face ID, Fingerprint ID or a PIN in certain ANZ Digital Channels. It enhances the channel security capabilities, providing a free, faster and more convenient method for customers to securely transact with ANZ. For customers completing ANZ's identity verification (eKYC) process, ANZ Digital Key may be used to securely read the microchip in supported ePassports using your phone's NFC (Near-Field Communication) capability. ADK is applicable to specific ANZ customers and ANZ Digital Channels. Please note: 1. To use this app: a) Your ANZ Digital Services User ID must be authorised to use ADK. b) Your device must be running iOS 16.4 or later. 2. It is advisable to have protective software, such as antivirus, installed on your device for security purposes. 3. ADK may require access to the following device resources: a) Camera - For scanning QR codes and enabling Face ID. b) Biometrics - For Fingerprint ID or Face ID. c) Notifications - To receive push notifications. d) NFC - To securely read the microchip in supported ePassports when completing ANZ's identity verification (eKYC) process. For further information about staying safe when banking online, visit http://www.anz.com/onlinesecurity. For further information about ANZ Digital Key, please contact your ANZ representative. Customer service contact details can also be found at http://anz.com/servicecentres. ANZ Digital Key is provided by Australia and New Zealand Banking Group Limited ABN 11 005 357 522 ("ANZBGL"). iPhone and iPad are trademarks of Apple Inc.

About

ProSpend

This app streamlines business expense management by automating claims and supplier payments. It offers a paper-free solution for remotely capturing receipts and submitting expenses directly from your mobile device.

Highlights
  • Automated expense claims
  • Supplier payment processing
  • Direct accounting system integrations
  • Remote receipt capture
  • Paper-free solution
Features
Read full description

ProSpend gives growing Australian and New Zealand businesses one place to manage expenses, supplier invoices and virtual cards across one or multiple entities. Finance teams can also manage purchase orders and approvals through the mobile and desktop platform. Teams can capture, code and approve expenses, invoices and card claims in ProSpend before sending approved information to their ERP. This helps reduce spreadsheet tracking, receipt chasing, email approvals and manual rekeying. Australia-based implementation and support teams help configure your workflows, GST and FBT requirements, so the platform is set up around how your finance team works.

Screenshots

ANZ Digital Key4 screens
ProSpend4 screens

Verdict

The call

The clearest difference is rating: ProSpend at 5.0 against ANZ Digital Key's 4.0. ProSpend also leads on device support (3 vs 1). ANZ Digital Key's advantage is ratings volume (4 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ProSpend holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 25% of ANZ Digital Key's written reviews are positive against 30% of ProSpend's.

UpkeepUpdate frequency

ANZ Digital Key ships an update every 5 months, ProSpend every 4 months. The most recent releases landed on October 15, 2026 and October 5, 2026 respectively.

Scorecard3 real differences · 7 level
ANZ Digital Key versus ProSpend: the parameters behind the verdict, then further details
ParameterANZ Digital KeyProSpend
PriceFreeFree
Rating4.0 (4 ratings)5.0 (1 ratings) — better
Positive reviews25.0% of reviews30.0% of reviews — better
Number of ratings4 — better1
Update frequencyEvery 5 monthsEvery 4 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.6 — better
Further details — not scored
Size55 MB11 MB
Age rating4+4+
DeveloperANZ Banking Group LimitedProSpend Pty Ltd

Customer experience

ANZ Digital Key

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

ProSpend

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive30.0%
Neutral10.0%
Negative60.0%

In-app purchases

None

ANZ Digital Key

No in-app purchases

None

ProSpend

No in-app purchases

Questions

Is ANZ Digital Key free?
ANZ Digital Key is free to download, with no in-app purchases.
Is ProSpend free?
ProSpend is free to download, with no in-app purchases.
Which has better reviews, ANZ Digital Key or ProSpend?
ProSpend is rated higher. ANZ Digital Key averages 4.0 out of 5 from 4 ratings, while ProSpend averages 5.0 from 1 ratings.
Do ANZ Digital Key or ProSpend have ads?
Neither ANZ Digital Key nor ProSpend shows ads.
Which is updated more often, ANZ Digital Key or ProSpend?
ANZ Digital Key ships an update every 5 months, and ProSpend every 4 months. Most recently, ANZ Digital Key was updated on October 15, 2026 and ProSpend on October 5, 2026.

Other comparisons