Comparison

ANZ Digital Key vs Westpac One

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ANZ Digital Key

Securely log in and approve transactions for specific ANZ digital channels using biometric authentication or a PIN. This free app offers a faster and more convenient way to manage your banking securely.

Highlights
  • Biometric login (Face ID, Fingerprint ID)
  • PIN authentication
  • Secure transaction approval
  • Faster banking access
  • Enhanced channel security
Read full description

At ANZ we’re committed to helping you bank simply, safely, securely and conveniently. ANZ Digital Key (ADK) allows you to log on and perform approval activities via Face ID, Fingerprint ID or a PIN in certain ANZ Digital Channels. It enhances the channel security capabilities, providing a free, faster and more convenient method for customers to securely transact with ANZ. For customers completing ANZ's identity verification (eKYC) process, ANZ Digital Key may be used to securely read the microchip in supported ePassports using your phone's NFC (Near-Field Communication) capability. ADK is applicable to specific ANZ customers and ANZ Digital Channels. Please note: 1. To use this app: a) Your ANZ Digital Services User ID must be authorised to use ADK. b) Your device must be running iOS 16.4 or later. 2. It is advisable to have protective software, such as antivirus, installed on your device for security purposes. 3. ADK may require access to the following device resources: a) Camera - For scanning QR codes and enabling Face ID. b) Biometrics - For Fingerprint ID or Face ID. c) Notifications - To receive push notifications. d) NFC - To securely read the microchip in supported ePassports when completing ANZ's identity verification (eKYC) process. For further information about staying safe when banking online, visit http://www.anz.com/onlinesecurity. For further information about ANZ Digital Key, please contact your ANZ representative. Customer service contact details can also be found at http://anz.com/servicecentres. ANZ Digital Key is provided by Australia and New Zealand Banking Group Limited ABN 11 005 357 522 ("ANZBGL"). iPhone and iPad are trademarks of Apple Inc.

About

Westpac One

This app provides enhanced security for online banking by generating one-time passcodes for multi-factor authentication. It allows linking multiple profiles and offers personalized sign-in options like biometrics or a PIN for convenient access on your mobile device.

Highlights
  • One-time passcode generation
  • Multi-factor authentication
  • Multiple profile linking
  • Biometric or PIN sign-in
  • Portable mobile security
Read full description

Securely verify your identity and access Westpac digital banking services with the Westpac One app. Westpac One helps protect your organisation's banking activities with identity verification and strong authentication. Verify your identity and generate one-time passcodes (OTPs) to securely access eligible banking services. Features: • Digital identity verification – Verify your identity for eligible Westpac products and services. • Enhanced security – OTPs for multi-factor authentication to provide an extra layer of security. • Multiple profile linking – If you have more than one profile, you can link them all to one eToken. • Personalised access – Set up your biometrics or a 6-digit PIN to safely and easily sign in to the app. • Portable protection – eToken is conveniently with you on your mobile device when you need it. Activation of this app is by invitation only. If your organisation was not invited by Westpac to install the app, it may not work as intended. For information, contact your Administrator or call Corporate Help Desk on 1300 134 291 if you are in Australia, and (+61 2) 9155 7737 if you are overseas. This app requires iOS 16.0 or later. © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. The Westpac Group, 275 Kent Street, Sydney, NSW 2000, AUSTRALIA.

Screenshots

ANZ Digital Key4 screens
Westpac One4 screens

Verdict

The call

The clearest difference is review sentiment: Westpac One at 50% against ANZ Digital Key's 25%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ANZ Digital Key ships an update every 5 months, Westpac One every 3 months. The most recent releases landed on October 15, 2026 and October 27, 2026 respectively.

Scorecard1 real difference · 9 level
ANZ Digital Key versus Westpac One: the parameters behind the verdict, then further details
ParameterANZ Digital KeyWestpac One
PriceFreeFree
Rating4.0 (4 ratings) — better—
Positive reviews25.0% of reviews50.0% of reviews — better
Number of ratings4 — better—
Update frequencyEvery 5 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad — better
Requires iOS16.416.0 — better
Further details — not scored
Size55 MB47 MB
Age rating4+17+
DeveloperANZ Banking Group LimitedWestpac Banking Corporation

Customer experience

ANZ Digital Key

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Westpac One

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

ANZ Digital Key

No in-app purchases

None

Westpac One

No in-app purchases

Questions

Is ANZ Digital Key free?
ANZ Digital Key is free to download, with no in-app purchases.
Is Westpac One free?
Westpac One is free to download, with no in-app purchases.
Do ANZ Digital Key or Westpac One have ads?
Neither ANZ Digital Key nor Westpac One shows ads.
Which is updated more often, ANZ Digital Key or Westpac One?
ANZ Digital Key ships an update every 5 months, and Westpac One every 3 months. Most recently, ANZ Digital Key was updated on October 15, 2026 and Westpac One on October 27, 2026.

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