ANZ Digital Key vs Smarty Bucks

At ANZ we’re committed to helping you bank simply, safely, securely and conveniently. ANZ Digital Key (ADK) allows you to log on and perform approval activities via Face ID, Fingerprint ID or a PIN in certain ANZ Digital Channels. It enhances the channel security capabilities, providing a free, faster and more convenient method for customers to securely transact with ANZ. For customers completing ANZ's identity verification (eKYC) process, ANZ Digital Key may be used to securely read the microchip in supported ePassports using your phone's NFC (Near-Field Communication) capability. ADK is applicable to specific ANZ customers and ANZ Digital Channels. Please note: 1. To use this app: a) Your ANZ Digital Services User ID must be authorised to use ADK. b) Your device must be running iOS 16.4 or later. 2. It is advisable to have protective software, such as antivirus, installed on your device for security purposes. 3. ADK may require access to the following device resources: a) Camera - For scanning QR codes and enabling Face ID. b) Biometrics - For Fingerprint ID or Face ID. c) Notifications - To receive push notifications. d) NFC - To securely read the microchip in supported ePassports when completing ANZ's identity verification (eKYC) process. For further information about staying safe when banking online, visit http://www.anz.com/onlinesecurity. For further information about ANZ Digital Key, please contact your ANZ representative. Customer service contact details can also be found at http://anz.com/servicecentres. ANZ Digital Key is provided by Australia and New Zealand Banking Group Limited ABN 11 005 357 522 ("ANZBGL"). iPhone and iPad are trademarks of Apple Inc.

Smart money for smart families! Smarty Bucks helps parents and children manage allowances, chores, savings, and spending in one place - so kids learn real-world money habits while you stay in control. FOR PARENTS • Set up recurring allowances on schedules that work for your family • Assign chores with due dates, priorities and optional payments • Review chore completions and approve or extend deadlines • Approve or decline spending requests before money goes out • Add rewards for great behaviour and fines when rules are broken • Record cash or card spending so balances match real life • See every child at a glance on your family dashboard • Invite a second parent to share the same family account • Get push alerts for chores, spending and activity that needs attention • Receive weekly summary reports you can open anytime in the app • Export payment and chore history to CSV for your records FOR KIDS • Can be managed in Parents account, or set up their own (email required) • See their balance and recent activity clearly • Complete chores and track what’s due • Request spending and learn to plan purchases • Save toward goals and watch progress grow • Understand where their money goes with transaction history BUILT FOR REAL FAMILIES Smarty Bucks is designed for everyday use: practical tools, clear balances and workflows that mirror how families actually handle pocket money - not a toy bank app. Parents manage the household. Kids get age-appropriate visibility into their money. Everyone stays aligned. Settings include family preferences, notifications, security and privacy controls plus data export when you need it. Developed by Apps by Dad - software that is useful, honest and respectful of your time and data. Questions or feedback? admin@appsbydad.com Terms of Use (EULA): https://appsbydad.com/apps/smarty-bucks/terms-of-service.html Privacy Policy: https://appsbydad.com/apps/smarty-bucks/privacy-policy.html