ANZ Digital Key vs TripSplitter
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ANZ Digital Key
Securely log in and approve transactions for specific ANZ digital channels using biometric authentication or a PIN. This free app offers a faster and more convenient way to manage your banking securely.
- Biometric login (Face ID, Fingerprint ID)
- PIN authentication
- Secure transaction approval
- Faster banking access
- Enhanced channel security
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At ANZ we’re committed to helping you bank simply, safely, securely and conveniently. ANZ Digital Key (ADK) allows you to log on and perform approval activities via Face ID, Fingerprint ID or a PIN in certain ANZ Digital Channels. It enhances the channel security capabilities, providing a free, faster and more convenient method for customers to securely transact with ANZ. For customers completing ANZ's identity verification (eKYC) process, ANZ Digital Key may be used to securely read the microchip in supported ePassports using your phone's NFC (Near-Field Communication) capability. ADK is applicable to specific ANZ customers and ANZ Digital Channels. Please note: 1. To use this app: a) Your ANZ Digital Services User ID must be authorised to use ADK. b) Your device must be running iOS 16.4 or later. 2. It is advisable to have protective software, such as antivirus, installed on your device for security purposes. 3. ADK may require access to the following device resources: a) Camera - For scanning QR codes and enabling Face ID. b) Biometrics - For Fingerprint ID or Face ID. c) Notifications - To receive push notifications. d) NFC - To securely read the microchip in supported ePassports when completing ANZ's identity verification (eKYC) process. For further information about staying safe when banking online, visit http://www.anz.com/onlinesecurity. For further information about ANZ Digital Key, please contact your ANZ representative. Customer service contact details can also be found at http://anz.com/servicecentres. ANZ Digital Key is provided by Australia and New Zealand Banking Group Limited ABN 11 005 357 522 ("ANZBGL"). iPhone and iPad are trademarks of Apple Inc.
TripSplitter
Effortlessly track shared expenses for trips, house shares, or nights out. This app calculates who owes whom, allowing for flexible splitting by amount, percentage, or equally. It also features receipt scanning and gentle payment reminders.
- Create groups for shared expenses
- Add expenses with flexible splitting options
- Scan receipts to automatically capture details
- View running balances for individuals and groups
- Send gentle payment reminders
- Maintain a history of all transactions
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TripSplitter keeps track of who paid for what, so you don't have to. Create a group for a trip, a share house, or a night out. Add expenses as they happen. TripSplitter works out who owes whom and keeps a running balance for everyone. Split it however it actually happened Equally, by percentage, or by exact amounts. Choose who was in on each expense — not everyone shares every taxi. Snap the receipt Photograph a receipt and TripSplitter reads the merchant, the total and the date. Receipts are read entirely on your device and never uploaded. See where you stand One number across all your groups, and a per-group breakdown. Balances are simplified, so three people settling up doesn't turn into six payments. A nudge, not a nag Send a gentle reminder when someone owes you. It appears in their activity feed — no notifications, no pestering. Keep the history Every expense and settlement stays on record, so "didn't I already pay you back for that?" has an answer.
Screenshots
Verdict
The clearest difference is review sentiment: TripSplitter at 100% against ANZ Digital Key's 25%. TripSplitter also leads on rating (5.0 vs 4.0) and update cadence (every 3 weeks vs every 5 months). ANZ Digital Key's advantage is ratings volume (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TripSplitter holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 25% of ANZ Digital Key's written reviews are positive against 100% of TripSplitter's.
ANZ Digital Key ships an update every 5 months, TripSplitter every 3 weeks. The most recent releases landed on October 15, 2026 and October 3, 2026 respectively.
| Parameter | ANZ Digital Key | TripSplitter |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 25.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 4 — better | 1 |
| Update frequency | Every 5 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 55 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | ANZ Banking Group Limited | SIDDHARTH GUPTA |
Customer experience
ANZ Digital Key
TripSplitter
In-app purchases
ANZ Digital Key
No in-app purchases
TripSplitter
No in-app purchases
Questions
Is ANZ Digital Key free?
Is TripSplitter free?
Which has better reviews, ANZ Digital Key or TripSplitter?
Do ANZ Digital Key or TripSplitter have ads?
Which is updated more often, ANZ Digital Key or TripSplitter?
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