Comparison

ANZ Digital Key vs TripSplitter

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ANZ Digital Key

Securely log in and approve transactions for specific ANZ digital channels using biometric authentication or a PIN. This free app offers a faster and more convenient way to manage your banking securely.

Highlights
  • Biometric login (Face ID, Fingerprint ID)
  • PIN authentication
  • Secure transaction approval
  • Faster banking access
  • Enhanced channel security
Read full description

At ANZ we’re committed to helping you bank simply, safely, securely and conveniently. ANZ Digital Key (ADK) allows you to log on and perform approval activities via Face ID, Fingerprint ID or a PIN in certain ANZ Digital Channels. It enhances the channel security capabilities, providing a free, faster and more convenient method for customers to securely transact with ANZ. For customers completing ANZ's identity verification (eKYC) process, ANZ Digital Key may be used to securely read the microchip in supported ePassports using your phone's NFC (Near-Field Communication) capability. ADK is applicable to specific ANZ customers and ANZ Digital Channels. Please note: 1. To use this app: a) Your ANZ Digital Services User ID must be authorised to use ADK. b) Your device must be running iOS 16.4 or later. 2. It is advisable to have protective software, such as antivirus, installed on your device for security purposes. 3. ADK may require access to the following device resources: a) Camera - For scanning QR codes and enabling Face ID. b) Biometrics - For Fingerprint ID or Face ID. c) Notifications - To receive push notifications. d) NFC - To securely read the microchip in supported ePassports when completing ANZ's identity verification (eKYC) process. For further information about staying safe when banking online, visit http://www.anz.com/onlinesecurity. For further information about ANZ Digital Key, please contact your ANZ representative. Customer service contact details can also be found at http://anz.com/servicecentres. ANZ Digital Key is provided by Australia and New Zealand Banking Group Limited ABN 11 005 357 522 ("ANZBGL"). iPhone and iPad are trademarks of Apple Inc.

About

TripSplitter

Effortlessly track shared expenses for trips, house shares, or nights out. This app calculates who owes whom, allowing for flexible splitting by amount, percentage, or equally. It also features receipt scanning and gentle payment reminders.

Highlights
  • Create groups for shared expenses
  • Add expenses with flexible splitting options
  • Scan receipts to automatically capture details
  • View running balances for individuals and groups
  • Send gentle payment reminders
  • Maintain a history of all transactions
Features
Read full description

TripSplitter keeps track of who paid for what, so you don't have to. Create a group for a trip, a share house, or a night out. Add expenses as they happen. TripSplitter works out who owes whom and keeps a running balance for everyone. Split it however it actually happened Equally, by percentage, or by exact amounts. Choose who was in on each expense — not everyone shares every taxi. Snap the receipt Photograph a receipt and TripSplitter reads the merchant, the total and the date. Receipts are read entirely on your device and never uploaded. See where you stand One number across all your groups, and a per-group breakdown. Balances are simplified, so three people settling up doesn't turn into six payments. A nudge, not a nag Send a gentle reminder when someone owes you. It appears in their activity feed — no notifications, no pestering. Keep the history Every expense and settlement stays on record, so "didn't I already pay you back for that?" has an answer.

Screenshots

ANZ Digital Key4 screens
TripSplitter4 screens

Verdict

The call

The clearest difference is review sentiment: TripSplitter at 100% against ANZ Digital Key's 25%. TripSplitter also leads on rating (5.0 vs 4.0) and update cadence (every 3 weeks vs every 5 months). ANZ Digital Key's advantage is ratings volume (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TripSplitter holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 25% of ANZ Digital Key's written reviews are positive against 100% of TripSplitter's.

UpkeepUpdate frequency

ANZ Digital Key ships an update every 5 months, TripSplitter every 3 weeks. The most recent releases landed on October 15, 2026 and October 3, 2026 respectively.

Scorecard4 real differences · 6 level
ANZ Digital Key versus TripSplitter: the parameters behind the verdict, then further details
ParameterANZ Digital KeyTripSplitter
PriceFreeFree
Rating4.0 (4 ratings)5.0 (1 ratings) — better
Positive reviews25.0% of reviews100.0% of reviews — better
Number of ratings4 — better1
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size55 MB28 MB
Age rating4+4+
DeveloperANZ Banking Group LimitedSIDDHARTH GUPTA

Customer experience

ANZ Digital Key

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

TripSplitter

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

ANZ Digital Key

No in-app purchases

None

TripSplitter

No in-app purchases

Questions

Is ANZ Digital Key free?
ANZ Digital Key is free to download, with no in-app purchases.
Is TripSplitter free?
TripSplitter is free to download, with no in-app purchases.
Which has better reviews, ANZ Digital Key or TripSplitter?
TripSplitter is rated higher. ANZ Digital Key averages 4.0 out of 5 from 4 ratings, while TripSplitter averages 5.0 from 1 ratings.
Do ANZ Digital Key or TripSplitter have ads?
Neither ANZ Digital Key nor TripSplitter shows ads.
Which is updated more often, ANZ Digital Key or TripSplitter?
ANZ Digital Key ships an update every 5 months, and TripSplitter every 3 weeks. Most recently, ANZ Digital Key was updated on October 15, 2026 and TripSplitter on October 3, 2026.

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