Comparison

ABFX vs Kixy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ABFX

This app simplifies opening bank accounts abroad for Thai citizens in the UK and EU. It helps overcome language barriers and complex documentation, offering secure accounts managed via mobile or computer.

Highlights
  • Open bank accounts abroad
  • Overcome language barriers
  • Manage accounts via mobile/computer
  • Supported in GBP and EUR
  • Mastercard partner agreement protection
  • Online account management 24/7
Features
Read full description

When talking about open account abroad - Many people might think it is hard and there are some barriers in language and documents when they need to open an account under many restrictions such as your status, Visa status, as well as Credit Score. You have to unsurely estimate that Finance Officer will allow you to open an account or not? And which type of account will you receive? It might unluckily be the account with limited conditions such as cash card for cash machine use only and it cannot do online purchase. Follow by these many conditions i.e. interest rate, Misuse of account using, Fraud protection check. This causes may take customers get risk to be closed their accounts in finally and they cannot reopen under the restrictions and limited of Thai language in UK and EU. We are committed to researching and reaching the great benefit in financial transactions for Thai account system to all Thais in the EU. We succeeded in starting our small business office in 2007 and gave us 7200 million baht in gross sales from overseas remittances for Thai people. We faced the challenging again in the world shocking 'Brexit' that destroyed account system in the UK in the Financial Sector in 2017. We need to be strong in the face of the global crisis and under a great deal of effort, we have become one of the authorized members of Mastercard in the online account business opening a customer account. Our card is available throughout the UK and EU. Client accounts are protected under a Mastercard partner agreement and are freely available worldwide in two major currencies, GBP and EUR. You can manage your account just by touching your mobile phone or computer 24 hours a day to spend the salary to set up monthly expenses such as utilities bills, or to travel abroad and to exchange rate for business proposes.

About

Kixy

This app integrates your social life with smart financial management. Easily chat, split bills, send money, and manage personal or business finances all in one secure platform. It aims to make financial interactions fun, simple, and connected.

Highlights
  • Social money management
  • Bill splitting
  • Send cash
  • Business customer engagement
  • Active fraud monitoring
  • 2-Factor Authentication
Features
Read full description

Socialising Meets Smart Finance with Kixy Grow your Circle, Grow your Money Welcome to Kixy—the app where your social world and your finances come together. Whether you’re managing your money, connecting with friends, or growing your business, Kixy makes it fun, simple, and all in one place. For Individuals No more switching between apps! With Kixy, manage your money, chat, split bills, send cash, and stay connected with the people who matter most. Whether you’re grabbing a coffee or planning a night out, Kixy keeps it easy, fast, and stress-free. Everything you need, all in one app. For Businesses Kixy makes it easy for you to engage with your customers. With Circles, you can offer products, get paid, and build strong relationships—all while managing transactions in a social, connected space. Build your brand and connect with your audience, effortlessly. Your Social Life, Your Finances Kixy isn’t just about managing money. It’s about connecting—whether you’re chatting with friends, sending cash, or running your business. Grow and connect your community seamlessly, with no barriers between your financial and social life. Security You Can Trust We’ve got your back. With Active Fraud Monitoring, instant alerts, and 2-Factor Authentication, Kixy keeps your financial info safe. Plus, we’re all about transparency—no hidden charges, just simple and clear pricing. Coming Soon: Kixy Cards Kixy Cards are coming soon—get ready to flex your style with sleek, black and white physical and virtual cards. Join the Kixy Movement Whether you’re building your savings or running a business ready to grow, Kixy’s got your back. Download Kixy and join the queue for Early Access. Let’s change the way we think about finance—socially, transparently, and effortlessly. Important Information: Kixy is incorporated in England and Wales as Kixy Ltd (Company Number: 11201126), with its registered address at 40 Gracechurch Street, London, EC3V 0BT. Kixy is authorised and regulated by the Financial Conduct Authority as a Small Payment Institution under registration number 814005. Kixy accounts are provided by Kixy either under its own authorisation or as an appointed distributor for PayerNet Limited, trading as “Railsr”, a company incorporated in England and Wales (Company Number: 14698459), with its registered address at Montacute Yards, Shoreditch High Street, London, E1 6HU. Railsr is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution under registration number 900594.

Screenshots

ABFX4 screens
Kixy4 screens

Verdict

The call

The clearest difference is review sentiment: ABFX at 100% against Kixy's 33%. ABFX also leads on update cadence (every 8 days vs every 2 months). Kixy's advantage is iOS requirement (15.6 vs 17.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ABFX ships an update every 8 days, Kixy every 2 months. The most recent releases landed on September 23, 2026 and July 19, 2026 respectively.

Scorecard3 real differences · 7 level
ABFX versus Kixy: the parameters behind the verdict, then further details
ParameterABFXKixy
PriceFreeFree
Rating—5.0 (7 ratings) — better
Positive reviews100.0% of reviews — better33.3% of reviews
Number of ratings—7 — better
Update frequencyEvery 8 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS17.615.6 — better
Further details — not scored
Size134 MB98 MB
Age rating4+4+
DeveloperA&B General (UK) LtdKixy LTD

Customer experience

ABFX

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Kixy

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

ABFX

No in-app purchases

None

Kixy

No in-app purchases

Questions

Is ABFX free?
ABFX is free to download, with no in-app purchases.
Is Kixy free?
Kixy is free to download, with no in-app purchases.
Do ABFX or Kixy have ads?
Neither ABFX nor Kixy shows ads.
Which is updated more often, ABFX or Kixy?
ABFX ships an update every 8 days, and Kixy every 2 months. Most recently, ABFX was updated on September 23, 2026 and Kixy on July 19, 2026.

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