Panda VMS vs ElitePay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Panda VMS
Easily top up prepaid mobile credit for all Malaysian telcos and pay various bills like electricity, water, and broadband. This app also supports international prepaid reloads for several countries.
- Malaysian prepaid top-ups
- International prepaid reloads
- Electricity bill payments
- Water bill payments
- Broadband bill payments
- Astro bill payments
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Application for you to reload customer prepaid with all telco in Malaysia and Bill Payment for your electricity, water, astro, broadband and etc. It also allows you to reload international prepaid number like Singapore, Indonesia, Bangladesh, Nepal and others.
ElitePay
Facilitates bill payments and mobile top-ups for merchants and users. Enables businesses to operate anywhere in Malaysia with support for over 60 products and vendors, with ticketing services coming soon.
- Bill payments
- Mobile prepaid top-up
- E-commerce business operations
- Supports over 60 products/vendors
- Operates across Malaysia
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ElitePay was created to meet the high demand of E-Commerce and Internet of Things. The application allows Merchant and User to Pay Bills and Buy Mobile Prepaid TopUp with just a few clicks. It enable Merchant to conduct business anywhere, anytime across the whole Malaysia. Currently ElitePay support over 60 products and Vendors, soon ElitePay will be able to provide Ticketing services.
Screenshots
Verdict
The clearest difference is review sentiment: ElitePay at 100% against Panda VMS's 14%. Panda VMS's advantage is iOS requirement (10.2 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Panda VMS ships an update every 6 weeks, ElitePay every 5 weeks. The most recent releases landed on September 26, 2026 and October 12, 2026 respectively.
| Parameter | Panda VMS | ElitePay |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 14.3% of reviews | 100.0% of reviews — better |
| Update frequency | Every 6 weeks | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 10.2 — better | 15.1 |
| Further details — not scored | ||
| Size | 103 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Panda Marketing Sdn. Bhd. | Syntrino Solutions Sdn Bhd |
Customer experience
Panda VMS
ElitePay
In-app purchases
Panda VMS
No in-app purchases
ElitePay
No in-app purchases
