Comparison

UPOS vs SeylanPay Merchant

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UPOS

Features
Read full description

The UPOS app is an essential tool to help simplify and grow your business. As a merchant, simply download the UPOS app and use your smartphone to accept UPay payments from your customers. You can enjoy real-time payment processing minus the hassle of traditional card machines, additional hardware, and unnecessary bank delays. The UPOS app completely replaces the traditional card machine and transforms your smartphone, instantly, to a money accepting machine! To facilitate faster, more secure and simpler payments through the app, UPay — for the first time in Sri Lanka — has introduced dynamic QR codes. All you have to do is enter the bill amount, and a unique QR code will automatically be generated for each transaction. The customer uses the UPay app on their smartphone to scan the QR code unique to their purchase and authorizes the payment. The transaction is complete, thereafter, and the money gets transferred to your bank right away! Harness the power of UPOS, as a merchant, and be a part of the cashless society UPay is creating while growing your business. The security of your business is guaranteed through the UPOS app’s ‘Login’ and ‘Change Password’ features. Track and monitor the progress of your business with our ‘Transaction History’ and ‘Today’s Sale’ functions. Carry out transactions using the ‘Accept payments with dynamic QR’ option.

About

SeylanPay Merchant

Features
Read full description

SeylanPay is a mobile payment solution that brings the convenience and accessibility to your day to day life by making a accepting payments in a simple, secured, hassle-free and convenient way. SeylanPay – Merchant mobile app supports acquiring VISA, MasterCard and LanakaQR payments by any customer who has EMV.co standard Scan and Pay QR app. Customers across Sri Lanka with a Mobile App that support VISA, MasterCard and LANKAQR enabled QR payment Apps can pay by scanning the SeylanPay – Merchant App QR Code. All you have to do is display the QR code generated by the SeylanPay – Merchant app at the point of sale and customer can scan it and make the payment then and there. SeylanPay – Merchant mobile application enables you to; · Acquire payments via LANKAQR QR, VISA and or MasterCard payments schemes · Generate dynamic QR on the app itself and or display a static QR code · Obtain transaction confirmation. · View transaction history. · View and take action on complaint about a disputed transaction using the app and it will be notified to the customer instantly. Please call us on +94 11 2 008 888 or email info@seylan.lk for further details or inquiries.

Screenshots

UPOS4 screens
SeylanPay Merchant4 screens

Verdict

The call

The clearest difference is ads: SeylanPay Merchant at none against UPOS's shown. UPOS's advantage is update cadence (every 4 months vs every 10 months) and iOS requirement (11.0 vs 15.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

UPOS ships an update every 4 months, SeylanPay Merchant every 10 months. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 3 level
UPOS versus SeylanPay Merchant: the parameters behind the verdict, then further details
ParameterUPOSSeylanPay Merchant
PriceFreeFree
Update frequencyEvery 4 months — betterEvery 10 months
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better15.6
Further details — not scored
Size20 MB62 MB
Age rating4+4+
DeveloperSDB Bank PLCSeylan Bank PLC

In-app purchases

None

UPOS

No in-app purchases

None

SeylanPay Merchant

No in-app purchases

Questions

Is UPOS free?
UPOS is free to download, with no in-app purchases.
Is SeylanPay Merchant free?
SeylanPay Merchant is free to download, with no in-app purchases.
Do UPOS or SeylanPay Merchant have ads?
UPOS shows ads; SeylanPay Merchant does not.
Which is updated more often, UPOS or SeylanPay Merchant?
UPOS ships an update every 4 months, and SeylanPay Merchant every 10 months. Most recently, UPOS was updated on October 26, 2026 and SeylanPay Merchant on October 29, 2026.

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