Comparison

fairPay vs SplitCash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

fairPay

Easily track and split expenses with friends and family. This app handles all the calculations, optimizing debts for the fewest transactions. Works offline and offers cloud backup.

Highlights
  • Offline expense tracking
  • Smart debt optimization
  • Unlimited budgets
  • Currency handling
  • Cloud backup and restore
  • Debt optimization for fewer transfers
Features
Read full description

Paying together? Sharing costs? Splitting payments? If you pay together with others, track and share payments with others, this App is for you! Works offline, no account, no registration, no internet connection needed* Holiday with friends? Somebody pays the fuel, another pays the drinks for some people in the group, another pays.....and at the end, no one knows how to share the costs? Preparing for a party, and everyone pays some part of it....but you want to share equally and fairly? Use fairPay! A SIMPLE, reliable and clever Application to share paying. You just enter the numbers, and all the mathematics is done by fairPay. Create a new budget, enter people, and log the payments. The rest is done by the fairPay! Calculates and smartly optimizes the debts, the result can shared. • Works offline, no account, no registration, no internet connection needed* • Unlimited budgets handling • Currency handling, everything is calculated in your main currency, rates are downloaded • Currency converter • Auto save/load: just continue where you stopped • Cloud backup/restore • Easy, fast, friendly usage, nice graphics • Result is immediately visible on the screen, but can be sent via email as a report as well • You can give "weight" to a person, i.e.: a person can represent more people (e.g.: Smith family = 4 people) • High level, smart debt optimization: • • removing chain and circular debts • • rearranging debts to have the less number of transfers at the end • • optimize the have the less amount of money to transfer at the end • Persons view: current balance and owed/owes summary, you can open detailed balance view from here • Payments view: all payment grouped by the payer/date, total payments, "who should pay next" tip • Debts view: eye-blink fast calculation and optimized results on your mobile, and possibility to share • Charts: payments, balance Note: some features are only available in the Premium version. You can upgrade to Premium in the App. *some extra features (e.g.: downloading currency rates, cloud backup/restore, etc) need internet connection If you have any suggestions, can help to translate to your language, or found any bugs, please contact: fairpay.help@gmail.com

About

SplitCash

Easily track and divide shared expenses for trips, dinners, and group purchases. The app automatically calculates who owes whom and allows for offline expense entry and multiple currency support.

Highlights
  • Group expense tracking
  • Automatic debt calculation
  • Offline expense entry
  • Multi-currency support
  • Receipt photo attachment
  • Trip recap statistics
  • Dark theme option
Features
Read full description

No more tracking "who owes whom" in notes and group chats. SplitCash does the math for you: add an expense and it instantly splits it between everyone and shows who owes what. One tap to settle up, and you're square. Perfect for trips with friends, group dinners, shared flats, or any shared budget. Why you'll love it: • Split evenly, by shares, or by exact amounts • See who owes whom at a glance — no calculator, no spreadsheets • Settle up in a couple of taps and zero out the balance • 150+ currencies — great for travel • Invite friends with a QR code in seconds • Attach receipt photos right to each expense • A group for every trip, dinner, or household • A Wrapped-style trip recap of where the money went Pro features: • Export to CSV and PDF — a full report for the whole group • Consolidate currencies into one — a clear balance, no FX headaches A clean dark interface, fast and simple. Download it and forget the awkward money talk.

Screenshots

fairPay4 screens
SplitCash4 screens

Verdict

The call

The clearest difference is review sentiment: SplitCash at 100% against fairPay's 50%. SplitCash also leads on in-app purchases (none vs 1) and update cadence (every 2 weeks vs monthly). fairPay's advantage is device support (3 vs 1) and iOS requirement (9.0 vs 16.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. fairPay sells 1 one-off in-app purchase. SplitCash asks for nothing beyond the download.

UpkeepUpdate frequency

fairPay ships an update monthly, SplitCash every 2 weeks. The most recent releases landed on October 20, 2026 and October 12, 2026 respectively.

Scorecard6 real differences · 4 level
fairPay versus SplitCash: the parameters behind the verdict, then further details
ParameterfairPaySplitCash
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings—1 — better
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS9.0 — better16.0
Further details — not scored
Size63 MB35 MB
Age rating4+4+
DeveloperZoltan PuskiDenis Bondarenko

Customer experience

fairPay

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

SplitCash

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

fairPay

One-time1
  • Premium features$1.99
None

SplitCash

No in-app purchases

Questions

Is fairPay free?
fairPay is free to download, with in-app purchases available.
Is SplitCash free?
SplitCash is free to download, with no in-app purchases.
Do fairPay or SplitCash have ads?
Neither fairPay nor SplitCash shows ads.
Which is updated more often, fairPay or SplitCash?
fairPay ships an update monthly, and SplitCash every 2 weeks. Most recently, fairPay was updated on October 20, 2026 and SplitCash on October 12, 2026.

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