Comparison

ReceiptNG vs Paystack Merchant

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ReceiptNG

Manage your small business, freelance, or consulting work on the go. This app offers invoicing, receipting, and customer relationship management tools to streamline operations and track income and expenses.

Highlights
  • Create and send unlimited invoices and receipts
  • In-app CRM for customer communication
  • Track income and expenses
  • Inventory management
  • Multiple business names and users
  • Customizable templates
  • Secure passcode protection
Features
Read full description

ReceiptNG. Award-winning Small business, Freelancers, and Consultants’ business management solution, that enables you to manage your business on the Go! ReceiptNG is a solution you need to take your business to the next level. As an SME, freelancer, or business stakeholder, accountability is a watchword for your growth, our invoicing and receipting solutions enable you to send instant Receipts and invoices! to your clients or prospective customers. With an inbuilt CRM, you can easily send instant emails and SMS to your customers and inform them to make payments for goods and services. Our solution also enables you to create value and with the following benefits Keep track of your day-to-day income and services/products sold. Create & send unlimited invoices and Receipts Preview before Send Receive payments on Invoices & Send Reminders Signature on Invoices and Receipts Multiple Business Names Multiple Users Customize your template Set Passcode Set Currency Income and Expenditure Calculation Inventory: upload, edit, and checkout Book-keeping Records Specialized Support for SMEs: Hire Accountants and Lawyers Access to discounts to run your business better Create Transparent Contracts with/without lawyer verification & endorsement

About

Paystack Merchant

This app enables businesses in Africa to receive payments globally through various methods like cards, bank accounts, and mobile money. It provides transaction management, payment requests, and easy login with biometric authentication. Users can also access support and update their business settings.

Highlights
  • Request and receive international payments
  • Support for cards, bank accounts, USSD, mobile money
  • Payment notifications
  • Transaction search and browsing
  • Biometric authentication login
  • Profile and business settings management
  • Help Center access
Features
Read full description

**With Paystack, run your business wherever you are** Paystack powers payments for businesses across Africa. The Paystack Merchant App puts everything you need to run your business in your pocket, from taking payments in person to tracking sales and resolving chargebacks. **Take payments in person** Enter an amount and accept payment by card, bank transfer, or mobile money. The app automatically applies the right minimum payment amount and formatting for each currency. Every payment appears in your Paystack Dashboard, ready for reconciliation. **Stay on top of your business** See today’s revenue, pending payouts, payment requests, and open disputes as soon as you open the app. You can also find transactions faster by filtering them by status, payment channel, or date. Need to issue a refund? Choose a full, half, or quarter refund directly from the transaction. **Create payment requests in seconds** Create, send, track, mark as paid, or cancel payment requests from the app. Select a customer from your saved customer list instead of entering their details again, then share the payment link through WhatsApp, SMS, or email. **Manage disputes more easily** Chargebacks and fraud claims that need your attention appear in a dedicated “Needs response” queue. A live countdown shows exactly how long you have to reply, and overdue disputes are clearly highlighted in red. Upload evidence, add notes, and respond without leaving the app. **Switch between businesses** Manage more than one Paystack business? Switch between your integrations with a tap, without signing out. The app automatically reloads with the information for the business you select. **Get real-time payment notifications** Receive a notification as soon as a customer pays, so you can confirm the transaction and keep your business moving. **Sign in quickly and securely** Set up a passkey once, then sign in with Face ID or a tap instead of entering your password every time. You can also stay signed in throughout your workday. **Built for Paystack merchants** The app supports merchants in Nigeria, Ghana, Kenya, South Africa, and Côte d’Ivoire, with support for NGN, GHS, KES, ZAR, USD, and XOF. Minimum payment amounts and currency formatting are automatically adjusted for each market. **Completely rebuilt** Paystack 2.0 has been rebuilt from the ground up to be faster, lighter, and easier to use. Every screen has been redesigned as part of a more consistent experience, using Apple’s iOS 26 Liquid Glass materials. And we’re just getting started. Have feedback or ideas for what we should build next? Go to **Account → Help**. Paystack Payments Limited is a licensed and regulated payments processor.

Screenshots

ReceiptNG4 screens
Paystack Merchant4 screens

Verdict

The call

The clearest difference is rating: ReceiptNG at 5.0 against Paystack Merchant's 3.4. ReceiptNG also leads on iOS requirement (13.0 vs 17.6). Paystack Merchant's advantage is in-app purchases (none vs 12) and ratings volume (25 vs 1). On price, update cadence, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ReceiptNG sells 12 one-off in-app purchases. Paystack Merchant asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

ReceiptNG holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Paystack Merchant has 25 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 23, 2026 and October 2, 2026 respectively.

Scorecard4 real differences · 6 level
ReceiptNG versus Paystack Merchant: the parameters behind the verdict, then further details
ParameterReceiptNGPaystack Merchant
PriceFreeFree
Rating5.0 (1 ratings) — better3.4 (25 ratings)
Positive reviews—22.2% of reviews
Number of ratings125 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better17.6
Further details — not scored
Size42 MB18 MB
Age rating4+17+
DeveloperFastrust ABPaystack Payments Limited

Customer experience

ReceiptNG

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Paystack Merchant

All ratings25 ratings
Positive60.0%
Neutral8.0%
Negative32.0%
Written reviews9 reviews
Positive22.2%
Neutral11.1%
Negative66.7%

In-app purchases

12 purchases

ReceiptNG

One-time12
  • 10 Wallet Points$0.99
  • 15 Wallet Points$0.99
  • 20 Wallet Points$0.99
Show 9 more
  • Pay as you Go$1.99
  • 100 Wallet Points$5.99
  • Basic Package - 1Month$7.99
  • 50 Wallet Points$9.99
  • Standard Package - 1 Month$11.99
  • Premium Package - 1 Month$15.99
  • Basic Package - 1 Year$74.99
  • Standard Package – 1 Year$109.99
  • Premium Package - 1 Year$149.99
None

Paystack Merchant

No in-app purchases

Questions

Is ReceiptNG free?
ReceiptNG is free to download, with in-app purchases available.
Is Paystack Merchant free?
Paystack Merchant is free to download, with no in-app purchases.
Which has better reviews, ReceiptNG or Paystack Merchant?
ReceiptNG is rated higher. ReceiptNG averages 5.0 out of 5 from 1 ratings, while Paystack Merchant averages 3.4 from 25 ratings.
Do ReceiptNG or Paystack Merchant have ads?
Neither ReceiptNG nor Paystack Merchant shows ads.
Which is updated more often, ReceiptNG or Paystack Merchant?
ReceiptNG ships an update monthly, and Paystack Merchant monthly. Most recently, ReceiptNG was updated on September 23, 2026 and Paystack Merchant on October 2, 2026.

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