VeridiumID vs Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VeridiumID
Secure your online accounts with multi-factor authentication using biometrics and one-time passcodes. Manage access across multiple apps for personal or professional use, adding an extra layer of protection beyond passwords.
- Biometric authentication (Touch ID, Face ID, 4 Fingers TouchlessID)
- One-Time Passcode (OTP) generation
- Multi-factor authentication (MFA)
- Manage access across multiple apps
- Secure personal and professional accounts
- QR code scanning for enrollment
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Protect your personal, school, or work online accounts with Veridium MFA using biometrics. Use VeridiumID Authenticator multi-factor authentication (MFA) to protect your online accounts. You can use VeridiumID Authenticator to manage access across multiple apps for your personal or professional use. Add biometrics and One-Time Passcodes (OTP) to secure your accounts with at least two factors. It’s simple: * If you have an enrollment QR code, tap Scan QR Code, * Or, enable two-step verification on your online account (Dropbox, Facebook, Google, etc.). Scan the QR code from your account. Activate using an OTP generated by the VeridiumID Authenticator app. Use biometrics for additional protection: The power of biometrics is now accessible to everyone for protecting online accounts. Turn on Touch ID, Face ID or Veridium’s 4 Fingers TouchlessID to use biometric authentication to further protect your accounts. Your OTP is displayed only after successful biometric authentication. Factor in security to your online accounts today.
Banking
This finance utility app simulates interest earnings on savings and investments using compound interest formulas. It also estimates loan payments and provides live foreign exchange rates from over 120 countries, with options to share results.
- Compound interest simulation
- Loan payment estimation
- Live FX rates for 120+ countries
- Certificate Deposit Calculator
- Savings and Investment Calculators
- Currency Converter
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This app helps user to simulate interest earnings from future savings investments using the compound interest formula, estimate monthly loan payment, get Live FX rates from over 120 countries and share the results. App offer 5 calculators and Foreign Exchange Rate Currency Converter: ► Certificate Deposit Calculator – User can select the interest compounding type: Daily, Monthly, Quarterly, Semi-Annually or Annually. ► Savings Calculator – User can select a deposit term from 1 year up to a term of 10 years. Interest is compounded on Monthly basis. ►Savings Goal Calculator - User can select a deposit term from 1 month up to a term of 999 months. Interest is compounded on Monthly basis. ►Loan Calculator - User can select a loan term, from 1 month up to a term of 999 months. ►Investment Calculator - User can evaluate an investment with key ratios like annualized ROI. ►Currency Converter - User can get 120 countries Live Foreign Exchange rate and convert them to their local currency.
Screenshots
Verdict
The clearest difference is rating: Banking at 5.0 against VeridiumID's 3.1. Banking also leads on update cadence (every 5 weeks vs every 3 months) and iOS requirement (12.0 vs 15.0). VeridiumID's advantage is ratings volume (23 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Banking holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: VeridiumID has 23 ratings behind it against 1, so its average is the more settled of the two.
VeridiumID ships an update every 3 months, Banking every 5 weeks. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.
| Parameter | VeridiumID | Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (23 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 51.7% of reviews | — |
| Number of ratings | 23 — better | 1 |
| Update frequency | Every 3 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 119 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | VERIDIUM IP LIMITED | Transpose Solutions Inc |
In-app purchases
VeridiumID
No in-app purchases
Banking
No in-app purchases
