Raris vs HY10
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Raris
Manage your exclusive precious metal payment account and access a dedicated concierge service. This app allows Raris members to view transactions, manage security, and use a virtual card for online purchases, all with zero FX markup and transaction fees.
- Manage payment account online
- View balance and transaction history
- Use virtual card for online purchases
- Access 24/7 concierge service
- Zero FX markup and transaction fees
- Security settings management
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You MUST contact us first in order to set up your account. You cannot apply on the app without an invitation. Is it possible to bring back that feeling of freedom and delight from when you used a card for the first time? Why not every time? The first hallmarked precious metal card in the world, produced by The Royal Mint, the most prestigious currency manufacturer in the world, and hallmarked by the pioneers in the field, the Goldsmiths' Company Assay Office. A payment account designed by AF Payments to meet the most exacting standards of functionality and security to deliver a sense of luxury in making payments. This is Raris. 00 Zero FX Markup Zero Transaction Fees You do not have to worry about transaction fees or currency conversion commissions. We apply no markups whatsoever to the Mastercard conversion rate. 18 Eighteen Karat Gold Your Raris account is accessed via the exquisite 18kt gold card specifically crafted for you by The Royal Mint. 24 Twenty-four / Seven Concierge As a Mastercard World Elite account holder, a dedicated concierge is at your service round the clock to assist. The Raris app provides Raris members access to manage their account online including security settings, viewing a balance, viewing transaction history, using a virtual card for online spend and many more functions.
HY10
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Unlimited. Understood. Designed for ultra high-net-worth individuals, HY10 provides complete control over your money across accounts, currencies, cards, people, and lifestyle. Do more with HY10: - Manage your funds your way with unlimited, multi-currency accounts built around your needs - Send high-value cross-border transfers - Enjoy the freedom of unlimited spending power - Add supplementary cards, set limits and track spending in real time - Grant advisors or personal assistants access to manage your daily finances - A dedicated relationship & lifestyle manager. Any time, anywhere - Curate your world with exclusive experiences From managing your household and staff, to gaining clarity over your finances, HY10 helps you manage your money with efficiency, security, and precision – from anywhere in the world. HY10 GLOBAL LTD is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 [FRN: 1004355] for the issuing of electronic money.
Screenshots
Verdict
The clearest difference is update cadence: HY10 at every 3 weeks against Raris's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Raris ships an update every 3 months, HY10 every 3 weeks. The most recent releases landed on October 5, 2026 and October 16, 2026 respectively.
| Parameter | Raris | HY10 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.1 — better | 15.1 |
| Further details — not scored | ||
| Size | 258 MB | 62 MB |
| Age rating | 4+ | 17+ |
| Developer | ACCOMPLISH FINANCIAL LIMITED | HY10 |
In-app purchases
Raris
No in-app purchases
HY10
No in-app purchases









