Comparison

Raris vs UKFF Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Raris

Manage your exclusive precious metal payment account and access a dedicated concierge service. This app allows Raris members to view transactions, manage security, and use a virtual card for online purchases, all with zero FX markup and transaction fees.

Highlights
  • Manage payment account online
  • View balance and transaction history
  • Use virtual card for online purchases
  • Access 24/7 concierge service
  • Zero FX markup and transaction fees
  • Security settings management
Features
Read full description

You MUST contact us first in order to set up your account. You cannot apply on the app without an invitation. Is it possible to bring back that feeling of freedom and delight from when you used a card for the first time? ​Why not every time? ​The first hallmarked precious metal card in the world, produced by The Royal Mint, the most prestigious currency manufacturer in the world, and hallmarked by the pioneers in the field, the Goldsmiths' Company Assay Office. ​A payment account designed by AF Payments to meet the most exacting standards of functionality and security to deliver a sense of luxury in making payments. ​This is Raris. 00 Zero FX Markup Zero Transaction Fees You do not have to worry about transaction fees or currency conversion commissions. We apply no markups whatsoever to the Mastercard conversion rate. 18 Eighteen Karat Gold Your Raris account is accessed via the exquisite 18kt gold card specifically crafted for you by The Royal Mint. 24 Twenty-four / Seven Concierge As a Mastercard World Elite account holder, a dedicated concierge is at your service round the clock to assist. The Raris app provides Raris members access to manage their account online including security settings, viewing a balance, viewing transaction history, using a virtual card for online spend and many more functions.

About

UKFF Mobile Banking

Read full description

UKFF Mobile Banking is a secure and easy-to-use app designed to help you manage your Debit and Prepaid Cards for both personal and business needs. For individual customers, the app provides a simple way to track daily spending, check balances, and stay informed with real-time transaction alerts. For business users, UKFF Mobile Banking supports Commercial Card management, helping you monitor expenses, manage transactions, and maintain better control over company spending. Stay in control of your finances with real-time access to your account. View balances, review transaction history, and receive instant notifications so you always know where your money is going. With built-in card management tools, you can take action quickly to protect your account. Lock or unlock your card, control usage, and stay informed about important activity. Key Features • Manage Debit and Prepaid Cards for personal and business use • Track everyday spending and monitor company expenses • Real-time transaction notifications • View balances and transaction history • Lock and control your cards instantly • Secure login and protection features UKFF Mobile Banking helps both individuals and businesses manage their cards with confidence. Download now for secure and convenient mobile banking.

Screenshots

Raris4 screens
UKFF Mobile Banking4 screens

Verdict

The call

Raris and UKFF Mobile Banking are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Raris ships an update every 3 months, UKFF Mobile Banking every 2 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

ScorecardNo meaningful differences
Raris versus UKFF Mobile Banking: the parameters behind the verdict, then further details
ParameterRarisUKFF Mobile Banking
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.1 — better15.0
Further details — not scored
Size258 MB31 MB
Age rating4+4+
DeveloperACCOMPLISH FINANCIAL LIMITEDUK FIRST FINTECH LIMITED

In-app purchases

None

Raris

No in-app purchases

None

UKFF Mobile Banking

No in-app purchases

Questions

Is Raris free?
Raris is free to download, with no in-app purchases.
Is UKFF Mobile Banking free?
UKFF Mobile Banking is free to download, with no in-app purchases.
Do Raris or UKFF Mobile Banking have ads?
Neither Raris nor UKFF Mobile Banking shows ads.
Which is updated more often, Raris or UKFF Mobile Banking?
Raris ships an update every 3 months, and UKFF Mobile Banking every 2 months. Most recently, Raris was updated on October 29, 2026 and UKFF Mobile Banking on October 24, 2026.

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