FC Mortgage vs True Calculator

The FC Mortgage app connects Home Buyers & Realtors with Loan Officers to learn which home loan they can pre-qualify for when searching for a home to purchase. If a home buyer is pre-qualified, they can print an official Pre-Approval letter to use when placing an offer on a house. The FC Mortgage app allows all 3 parties (home buyer, loan officer, real estate agent) to track the progress of the home loan application process as the Home Buyer meets the milestones and conditions required to get final approval. The App allows Home Buyer to: - Use our Mortgage Calculator to determine an exact monthly mortgage payment - Use the Mortgage Calculator to see if you are qualified for a loan amount - Use the Mortgage Calculator to see which home loan types you are eligible for - Print a Pre-Approval Letter to use when making an offer on a Home - Use the Milestones tool to track your Home Loan Application progress - Use the Conditions tool to submit items to your Loan Officer to meet your loan qualifications - Contact your Loan Officer or Realtor quickly and easily The App allows Realtors (for Buyers & Sellers) to: - Review your home buyer's financials - Use the Calculator to determine how much of a home they can afford before scheduling a showing - Use the Mortgage Calculator to see which home loan types they qualify for - Use the Milestones tool to track their Home Loan Application progress - Use the Conditions tool to track your client's progress - Contact the Loan Officer

True Calculator is a professional financial calculator and investment analysis platform built for commercial real estate investors, brokers, and syndicators. Analyze deals in seconds. Run cash flow projections, compare two properties side by side, and generate professional offering memorandums — all from one app. FREE: • Professional financial calculator with TVM solver • Time value of money (N, I/YR, PV, PMT, FV) • Light and dark mode BASIC ($12.99/mo): • Two-deal cash flow worksheets (CF1 + CF2) • NOI projections with rent growth and appreciation • Debt service analysis with balloon payment and LTV • IRR, NPV, equity multiple, cap rate, GRM, DSCR • Side-by-side deal comparison with winner badges • Amortization schedules • PDF export • Bond pricing, breakeven, depreciation, and more PROFESSIONAL ($29.99/mo): • Everything in Basic • Detailed APOD income and expense analysis (16 line items) • Second loan / mezzanine financing • After-tax returns with federal and state tax rates • Depreciation recapture at 25% vs capital gains rate • Cost segregation analysis • Loss carry-forward with release at sale • Capital accumulation with safe rate reinvestment • 3-scenario analysis (conservative / base / aggressive) • Custom annual income for stabilization properties • Year-by-year detail tables • Full 4-scenario deal comparison (cash, debt, after-tax, debt+tax) • Offering Memorandum builder with 7 sections • AI-powered content generation • Professional multi-page OM PDF export • Cloud sync — access your data from any device Basic and Professional are available as in-app subscriptions. Your data syncs across app and web — sign in with the same account anywhere. Built for real estate professionals who need serious analysis tools at a fraction of the cost of enterprise platforms. ——— Legal: Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://thetruecalc.com/privacy