Comparison

Nusapay vs M

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Nusapay

This application allows users to purchase mobile credit with a variety of rewards and attractive promotions. Sign up and create your account to start enjoying these benefits.

Highlights
  • Purchase mobile credit
  • Earn rewards
  • Access promotions
  • Easy account creation
Features
Read full description

Nusapay adalah aplikasi yang dapat digunakan untuk membeli pulsa dengan berbagai macam hadiah dan promo-promo menarik. Ayo segera daftar dan buat akunmu sekarang juga

About

M

This e-money application facilitates cashless transactions and is licensed by Bank Indonesia. It offers features for purchasing mobile credit, electricity tokens, paying bills, and transferring funds to other accounts or banks. QRIS transactions are also supported for easy payments.

Highlights
  • Cashless transactions
  • Mobile credit and electricity token purchases
  • Bill payments
  • Fund transfers to M-Bayar and bank accounts
  • QRIS payments
Features
Read full description

M-Bayar adalah aplikasi E-Money yang memudahkan anda melakukan transaksi secara non-tunai dan telah memiliki lisensi dari Bank Indonesia. Dengan berbagai macam fitur yang M-Bayar sediakan, anda tidak perlu khawatir lagi jika bepergian namun lupa membawa uang tunai. Fitur yang tersedia saat ini adalah: - m-Deals, memudahkan anda untuk melakukan pembelian pulsa nomor seluler, token listrik dan sebagainya. - m-Bills, membayar tagihan akan hanya butuh beberapa klik. - m-Transfer, Transfer ke Sesama Akun M-Bayar dan Transfer ke Rekening Bank kapanpun dan dimanapun - QRIS, memudahkan anda untuk melakukan transaksi kapanpun dan dimanapun Fitur yang akan hadir: - m-Shop, berbagai produk yang ditawarkan oleh mitra M-Bayar yang bisa anda beli menggunakan fitur ini. - m-Promo, berbagai promo-promo menarik dapat dinikmati khusus untuk anda. - m-Edu, pembayaran pendidikan anak dan keluarga anda, kini bisa dilakukan kapan pun dan dimana pun. - m-Services, seluruh transaksi akan lebih mudah untuk dikelola dan dimonitor, cukup menggunakan satu aplikasi M-Bayar. ---

Screenshots

Nusapay4 screens
M4 screens

Verdict

The call

The clearest difference is update cadence: Nusapay at every 2 weeks against M's every 3 months. Nusapay also leads on review sentiment (62% vs 33%) and iOS requirement (12.1 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Nusapay ships an update every 2 weeks, M every 3 months. The most recent releases landed on June 10, 2026 and September 8, 2026 respectively.

Scorecard3 real differences ยท 5 level
Nusapay versus M: the parameters behind the verdict, then further details
ParameterNusapayM
PriceFreeFree
Positive reviews61.5% of reviews โ€” better33.3% of reviews
Update frequencyEvery 2 weeks โ€” betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.1 โ€” better15.6
Further details โ€” not scored
Size99 MB66 MB
Age rating4+4+
DeveloperNusapay Solusi Indonesia, PTPT. E2Pay Global Utama

Customer experience

Nusapay

Written reviews26 reviews
Positive61.5%
Neutral0.0%
Negative38.5%

M

Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

Nusapay

No in-app purchases

None

M

No in-app purchases

Questions

Is Nusapay free?
Nusapay is free to download, with no in-app purchases.
Is M free?
M is free to download, with no in-app purchases.
Do Nusapay or M have ads?
Neither Nusapay nor M shows ads.
Which is updated more often, Nusapay or M?
Nusapay ships an update every 2 weeks, and M every 3 months. Most recently, Nusapay was updated on June 10, 2026 and M on September 8, 2026.

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