Ledger Wallet™ Crypto Wallet vs moolahPAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ledger Wallet™ Crypto Wallet
Manage your digital assets securely and with confidence. This comprehensive crypto wallet allows you to send, receive, buy, sell, swap, stake, and use your crypto daily. It offers a 360° view of your portfolio, real-time insights, and access to DeFi and NFTs.
- Secure crypto management
- Send, receive, buy, sell, swap crypto
- Stake digital assets
- Portfolio monitoring with real-time insights
- Access to DeFi and NFTs
- Convert crypto to local currency for spending
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Trusted by over 8M users worldwide. Buy, trade, earn and use thousands of coins and tokens across 100+ chains including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), stablecoins and more*. The simplicity you expect. The security you own. BUY & TRADE CRYPTO WITH CLARITY & CONFIDENCE Compare prices across 50+ popular service providers* including Moonpay, Topper, Revolut, Paypal, Coinbase, 1inch, Near Intents, OKX, Exodus so you can spot competitive fees. Buy bitcoin and other top crypto via credit card, bank transfer, Apple Pay or direct deposit. Access DEX and CEX liquidity aggregators directly from your wallet. Set up recurring buys. Swap assets seamlessly across 100+ chains. If you trade Perps, you can now leverage Hyperliquid depth using Yield.xyz breadth and Ledger security*. EARN STAKING REWARDS WITH EASE Experts like Lido, Kiln, Figment or Bitwise & protocols like Morpho or Aave offer staking rewards* at competitive rates on Ethereum (ETH), Solana (SOL), Cosmos (ATOM), Polkadot (DOT), TRON (TRX) and more. Earn stablecoin yield with USDC & USDT*. Explore options with the Earn Simulator. Convert BTC to stablecoin liquidity with the Crypto Loan feature powered by Morpho via Yield.xyz. TRACK YOUR PORTFOLIO EFFICIENTLY Cut through the noise with personalized P&L insights. Set up instant price alerts. Monitor your cross address balances, transaction history, and live market data in a single dashboard. Secure stablecoin loans using wBTC or cbBTC as collateral. Explore tokenized stocks and on-chain funds. EXPLORE DAPPS & DEFI SECURELY Access Ledger Wallet™ directly via decentralized apps (dApps) or using WalletConnect to trade on native protocols, access liquidity pools, and navigate cross-chain bridges. Help protect your trades from malicious bots with integrated MEV protection. Secure your AI tools and stay in control of your private keys with Ledger Agent Stack*. SELF CUSTODY BY DESIGN Unlike hot wallets, Ledger crypto wallets are built for self custody, giving you full control of your private keys at all times. Ledger goes far beyond the traditional cold wallet to include an ecosystem. Its touchscreen signers include advanced security features like Transaction Check scam protection and Clear Signing to help avoid costly mistakes, and emergency backup access**. SEAMLESS INTEGRATIONS Connect to Kraken to fund your account, execute trades on 1inch, secure decentralized loans via Morpho, or delegate your assets to stake via Lido all in one convenient interface. SUPPORTED CRYPTO Whether you want to buy bitcoin or need a BTC wallet, Ethereum wallet, or another popular option, Ledger supports over 15,000 crypto across 100+ blockchains, including all ERC-20 and BEP-20 tokens including Bitcoin (BTC) Ethereum (ETH) Solana (SOL) XRP (XRP) Tether (USDT) USD Coin (USDC) Dogecoin (DOGE) Cardano (ADA) Polkadot (DOT) Cosmos (ATOM) Avalanche (AVAX) The Open Network (TON) Shiba Inu (SHIB) PEPE (PEPE) Tron (TRX) Hedera (HBAR) Litecoin (LTC) Binance Coin (BNB) Stellar (XLM) Chainlink (LINK) *All crypto transaction services, including buying, swapping, staking, trading, borrowing and access to tokenized stocks, are made available through third-party service providers, which are subject to change. Perpetuals trading is speculative, complex and carries substantial risk; read the full risk disclosure provided by the relevant third-party service provider before trading. Leveraged derivatives not suitable for most investors. Rewards are not guaranteed. Some services are not available in all regions. Ledger is a technology provider and does not provide financial or investment advice. Ledger Recover™ is provided by Coincover and requires a paid subscription. T&Cs apply. Learn more about Ledger Agent Stack on https://developers.ledger.com/docs/ai-tools/overview
moolahPAY
This payment super app allows users to exchange currencies, send money internationally at competitive rates, and make local payments. It offers rewards for transactions and secure top-up options.
- International money remittance
- Multi-currency exchange
- Local PayNow payments
- Cashless QR code payments
- Transaction rewards (mCoins)
- Secure e-wallet top-ups
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We've Re-branded to moolahPAY! • After 2.5 years of winning the hearts of Singapore consumers, we've decided to name your beloved payment app to "moolahPAY". Read more about our name change here: https://www.moolahgo.com/moolahgo-rebrands-its-popular-consumer-e-wallet-app-to-moolahpay/ Latest Promotion • All New to moolahPAY users will get a Special Privilege of much higher exchange rates and fee waiver for your 1st cross-border transfer transaction! moolahPAY e-Wallet • moolahPAY is a Singapore payment super app that gives you access to extremely attractive currency exchange rates, remit money to over 20 countries at good rates, purchase your multi-currencies for travel or investment needs, make PayNow SGQR payments and many more. • Best thing is, 1st Timer Users get to enjoy special privileges such as Fees Waiver and Exchange Rates even higher than market rate! What can you do with moolahPAY? Top-up • Conveniently top up your eWallet securely via multiple methods including international Credit/Debit cards, PayNow, QR-code scanning and Bank transfer • Top up for immediate use or auto-debited for future payments Send Money (Cross-border Remittances) • Send money at highly competitive exchange rates, seamlessly and on real-time • Send from Singapore to over 20+ countries • SG's 1st e-Wallet capable of sending money to Indonesia wallets at just 50 Cents per transaction Exchange Currencies • Exchange your currencies at the same competitive rates in your multi-currency eWallet Pay Now (Peer-to-Peer Payments) • Send money locally in SG to your friends free of charge • Pay your friends using Singapore's PayNow network • Handy and more rewarding alternative to your bank app Buy Now (Cashless Payments) • Pay for your purchases without using cash • Scan SGQR PayNow QR Codes Earn Rewards • Get rewarded for your transactions (including top-ups!) • Accumulate our reward points named mCoins® when you transact • Redeem for vouchers at popular retailers About Moolahgo We are an ambitious and rapidly growing digital multi-currency payments Fintech with the mission to challenge the status quo and make financial services fair and accessible to everyone (businesses and individuals). Why Moolahgo? • Licensed and regulated by The Monetary Authority of Singapore as a Major Payments Institution (License No.: PS20200262) • Your money is strictly separated from our own funds so they are secure • Well capitalized - multi-million dollars in paid-up capital. Plus, security deposit held with MAS • Secure – PCI DSS security standards for cards processing, Biometric sign-in, PIN enforcement before wallet deduction Ready to gain control of your finances and get rewarded for it? Download moolahPAY now, sign up for your free account, and start saving with us! --------- Send from: Singapore (SGD) To: Australia (AUD), Bangladesh (BDT), Canada (CAD), China (CNY, CNH), Europe (EUR), Great Britain (GBP), Hong Kong (HKD), Indonesia (IDR), India (INR), Japan (JPY), Kenya (KES), Malaysia (MYR), Nepal (NPR), New Zealand (NZD), Philippines (PHP), South Korea (KRW), Sri Lanka (LKR), Switzerland (CHF), Taiwan (TWD), Thailand (THB), United States (USD), Vietnam (VND), and more... --------- Term of use at https://www.moolahgo.com/index.php/view/tos Privacy policy at https://www.moolahgo.com/index.php/view/privacy Find out more about us at https://www.moolahgo.com/ Follow us on LinkedIn (https://sg.linkedin.com/company/moolahgo), Facebook (https://www.facebook.com/MoolahGoFintech/), and Instagram (https://www.instagram.com/moolahgo/)
Screenshots
Verdict
The clearest difference is rating: Ledger Wallet™ Crypto Wallet at 4.9 against moolahPAY's 4.0. Ledger Wallet™ Crypto Wallet also leads on ratings volume (15K vs 1) and update cadence (every 10 days vs every 5 weeks). moolahPAY's advantage is review sentiment (100% vs 81%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ledger Wallet™ Crypto Wallet holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: Ledger Wallet™ Crypto Wallet has 15K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 81% of Ledger Wallet™ Crypto Wallet's written reviews are positive against 100% of moolahPAY's, so the app with the better star average is not the one people write more warmly about.
Ledger Wallet™ Crypto Wallet ships an update every 10 days, moolahPAY every 5 weeks. The most recent releases landed on October 31, 2026 and October 30, 2026 respectively.
| Parameter | Ledger Wallet™ Crypto Wallet | moolahPAY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (15K ratings) — better | 4.0 (1 ratings) |
| Positive reviews | 80.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 15K — better | 1 |
| Update frequency | Every 10 days — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod, Mac | iPhone, iPad, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 147 MB | 114 MB |
| Age rating | 4+ | 4+ |
| Developer | Ledger SAS | MoolahGo Pte Ltd |
Customer experience
Ledger Wallet™ Crypto Wallet
moolahPAY
Bugs and requests
Ledger Wallet™ Crypto Wallet
Reported bugs
4 issues- App crashes on launch
- Sync issues between mobile and desktop
- Incorrect token balances displayed
- Inability to transfer certain cryptocurrencies
Requested features
4 requests- Add support for more cryptocurrencies and tokens
- Improve iPad compatibility
- Enhance price tracking and portfolio analytics
- Streamline firmware update process
moolahPAY
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Ledger Wallet™ Crypto Wallet
No in-app purchases
moolahPAY
No in-app purchases
Questions
Is Ledger Wallet™ Crypto Wallet free?
Is moolahPAY free?
Which has better reviews, Ledger Wallet™ Crypto Wallet or moolahPAY?
Do Ledger Wallet™ Crypto Wallet or moolahPAY have ads?
Which is updated more often, Ledger Wallet™ Crypto Wallet or moolahPAY?
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