Comparison

S1 Connect vs S1 Lending

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

S1 Connect

Simplify your home buying journey with real-time loan updates and secure document uploads. Apply for a loan from anywhere and stay informed every step of the way. Connect instantly with your loan officer and real estate agent.

Highlights
  • Apply for loans remotely
  • Real-time loan status notifications
  • Compare loan scenarios
  • Secure document uploads
  • Direct access to loan officers
  • Instant connection to real estate agents
Features
Read full description

Synergy One Lending is committed to making your home buying experience easy and convenient. S1 Connect is the best way to simplify your home buying experience and to get you into your dream home faster! Whether you’re a millennial, baby boomer or luxury homebuyer, S1 Connect offers you the opportunity to receive real time notifications about your home loan so you are informed every step of the way. Key Highlights: - Apply for a loan from anywhere - Track your home loan with real-time notifications - Compare various loan scenarios to help determine the product that best fits your needs - Safe and secure upload of loan documents from your mobile device - Instant access to your Loan Officer and Real Estate Agent

About

S1 Lending

Simplify your home buying journey with real-time loan updates and document management. Apply for a loan, compare scenarios, and stay informed every step of the way. Securely upload documents and connect with your loan officer and agent.

Highlights
  • Apply for a loan from anywhere
  • Track home loan with real-time notifications
  • Compare loan scenarios
  • Secure document upload
  • Instant access to Loan Officer and Real Estate Agent
Features
Read full description

Synergy One Lending is committed to making your home buying experience easy and convenient. S1 Connect is the best way to simplify your home buying experience and to get you into your dream home faster! Whether you’re a millennial, baby boomer or luxury homebuyer, S1 Connect offers you the opportunity to receive real time notifications about your home loan so you are informed every step of the way. Key Highlights: Apply for a loan from anywhere Track your home loan with real-time notifications Compare various loan scenarios to help determine the product that best fits your needs Safe and secure upload of loan documents from your mobile device Instant access to your Loan Officer and Real Estate Agent

Screenshots

S1 Connect4 screens
S1 Lending4 screens

Verdict

The call

The clearest difference is rating: S1 Lending at 5.0 against S1 Connect's 4.5. S1 Lending also leads on update cadence (every 3 weeks vs every 2 months). S1 Connect's advantage is ratings volume (33 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

S1 Lending holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: S1 Connect has 33 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

S1 Connect ships an update every 2 months, S1 Lending every 3 weeks. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 6 level
S1 Connect versus S1 Lending: the parameters behind the verdict, then further details
ParameterS1 ConnectS1 Lending
PriceFreeFree
Rating4.5 (33 ratings)5.0 (1 ratings) — better
Number of ratings33 — better1
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS18.018.0
Further details — not scored
Size96 MB102 MB
Age rating4+4+
DeveloperSynergy One Lending IncAmerican Pacific Mortgage Corporation

In-app purchases

None

S1 Connect

No in-app purchases

None

S1 Lending

No in-app purchases

Questions

Is S1 Connect free?
S1 Connect is free to download, with no in-app purchases.
Is S1 Lending free?
S1 Lending is free to download, with no in-app purchases.
Which has better reviews, S1 Connect or S1 Lending?
S1 Lending is rated higher. S1 Connect averages 4.5 out of 5 from 33 ratings, while S1 Lending averages 5.0 from 1 ratings.
Do S1 Connect or S1 Lending have ads?
Neither S1 Connect nor S1 Lending shows ads.
Which is updated more often, S1 Connect or S1 Lending?
S1 Connect ships an update every 2 months, and S1 Lending every 3 weeks. Most recently, S1 Connect was updated on November 2, 2026 and S1 Lending on October 31, 2026.

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