Comparison

Qerko vs CrossCard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Qerko

Effortlessly pay your restaurant bills without waiting. Scan a QR code, pay with a swipe, and receive your receipt instantly. Earn rewards through the loyalty program just for using the app.

Highlights
  • Scan QR codes to pay bills
  • Pay bills with a swipe
  • Instant digital receipts
  • Split bills with friends
  • Loyalty program rewards
  • Multiple payment methods
Features
Read full description

Qerko was born from our desire to make paying in restaurants, bistros and cafés easier. We didn’t want to spend any more time waiting in the queue at the bar or complicatedly separate the bill with our friends at one table. And we pursued this smart payment system beyond gastronomy borders! Download the app, scan the QR code and easily pay with just a swipe. You will get your receipt right after payment in your e-mail and in the profile in app, too. Registration and adding the payment method can be done in less than a minute. Qerko app represents revolution in payment, so let yourself be part of it and decide on your own, when and how you are going to pay. What is more, with Qerko, you can get rewards in the loyalty program too. Benefits of the app: • Easy pay your bill or its part in a restaurant. • No more wasting time waiting till the waiter comes. • Comfy payment via QR code in a restaurant or at your TV screen. • You need only your mobile phone to pay. • You get rewards in the loyalty program just for paying. • Many payment methods so everyone can choose - Visa, Mastercard, meal voucher cards Edenred, Sodexo or Benefit Plus or Apple Pay

About

CrossCard

Join the CrossCafe bonus program with this app. Collect cashback on every purchase, redeem rewards, and enjoy exclusive offers. It also functions as an electronic wallet for quick payments.

Highlights
  • Collect cashback on purchases
  • Redeem rewards and bonuses
  • Electronic wallet for payments
  • Exclusive app-only offers
  • Birthday free coffee
  • Track purchases and loyalty level
Features
Read full description

Stáhni si CrossCard a přidej se do bonusového programu kaváren CrossCafe. CrossCard můžeš používat přímo v mobilní aplikaci nebo ve formě fyzické karty. Zároveň slouží jako elektronická peněženka. SBÍREJ ODMĚNY S KAŽDÝM NÁKUPEM Stačí se zaregistrovat a s každým nákupem v kavárnách CrossCafe získáváš cashback, který můžeš uplatnit při dalších návštěvách. Čím častěji u nás nakupuješ, tím víc peněz se ti ve formě cashbacku vrátí zpět na tvé CrossKonto. Aplikace CrossCard ti přináší až 10% cashback z každého nákupu podle aktuální věrnostní úrovně (bronzová až diamantová), výhodnější nákupy v CrossShopu, speciální akce a dárky dostupné pouze v aplikaci, narozeninovou kávu zdarma a možnost využívat elektronickou peněženku pro rychlé a pohodlné placení. Při dobití kreditu do elektronické peněženky ve výši 500 Kč nebo 1 000 Kč navíc získáš kávu zdarma. JAK CROSSCARD FUNGUJE Při placení v kavárně stačí ukázat QR kód v aplikaci nebo kartu CrossCard. Cashback se ti automaticky připíše na konto a bonusy nebo kredit můžeš využít při dalším nákupu. V aplikaci máš kdykoli přehled o svých nákupech, odměnách i aktuální zákaznické úrovni. Více informací o bonusovém programu najdeš na webu CrossCafe.

Screenshots

Qerko4 screens
CrossCard4 screens

Verdict

The call

The clearest difference is review sentiment: Qerko at 70% against CrossCard's 25%. Qerko also leads on ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Qerko ships an update every 3 weeks, CrossCard monthly. The most recent releases landed on September 14, 2026 and June 4, 2026 respectively.

Scorecard3 real differences · 7 level
Qerko versus CrossCard: the parameters behind the verdict, then further details
ParameterQerkoCrossCard
PriceFreeFree
Rating4.7 (98 ratings) — better
Positive reviews69.7% of reviews — better25.0% of reviews
Number of ratings98 — better
Update frequencyEvery 3 weeks — betterMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.212.2 — better
Further details — not scored
Size31 MB81 MB
Age rating4+4+
DeveloperPiano Payments s.r.o.CrossCafe original s.r.o.

Customer experience

Qerko

All ratings98 ratings
Positive93.9%
Neutral1.0%
Negative5.1%
Written reviews66 reviews
Positive69.7%
Neutral12.1%
Negative18.2%

CrossCard

Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

In-app purchases

None

Qerko

No in-app purchases

None

CrossCard

No in-app purchases

Questions

Is Qerko free?
Qerko is free to download, with no in-app purchases.
Is CrossCard free?
CrossCard is free to download, with no in-app purchases.
Do Qerko or CrossCard have ads?
CrossCard shows ads; Qerko does not.
Which is updated more often, Qerko or CrossCard?
Qerko ships an update every 3 weeks, and CrossCard monthly. Most recently, Qerko was updated on September 14, 2026 and CrossCard on June 4, 2026.

Other comparisons