Comparison

Smartkarma vs Consult Insure

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smartkarma

This AI-powered platform delivers real-time investment insights and advanced data analytics for strategic decision-making. It helps users curate, personalize, and collaborate on critical investment information to make faster, more informed decisions.

Highlights
  • AI-powered insights
  • Real-time data analytics
  • Personalized information curation
  • Collaboration tools
  • Access to top analysts
  • Strategic decision support
Features
Read full description

Smartkarma is an AI-powered Investment Intelligence Platform trusted by global asset managers, investment banks, exchanges, and corporate decision-makers. We empower strategic decision-making by delivering real-time, actionable insights, advanced data analytics, and direct access to top-ranked investment analysts. In a fragmented data landscape, our solution has become essential to our users' daily workflows, allowing them to seamlessly curate, personalize, and collaborate on critical investment information. At its core, Smartkarma helps customers make faster, more informed investment decisions. Smartkarma is proud to be a recipient of the Monetary Authority of Singapore's prestigious Enterprise Knowledge Award.

About

Consult Insure

Features
Read full description

Simplify your daily life and use a single app to make the most of your short-term insurance journey. Avoid the hassle of going from company to company comparing different quotes, or dealing with tedious claims processes.By using consult. Insure you can: •Do everything in a single app. No more call centres or heaps of paperwork. Everything is done in a central place, from getting and accepting quotes, to amending cover. •Compare and choose. We’ve partnered with the most trusted names in the insurance industry, so that you can have your pick from the cream of the crop. •Get sound advice. Our policy comparison tool makes choosing the right cover easy. We make recommendations based on your profile. •Stay in touch. Connect directly with your financial adviser when it suits you best, from queries and quotes to questions and claims. Core features include: 1. Request a quoteEverything is done within the app and you only have to enter your details once to get quotes from different insurers. 2. Compare quotesSelect the cover that suits you best. The policy comparison tool, backed by our recommendation, makes choosing the right cover easy, clear and simple. 3. Claim directly through the appSubmitting a claim or getting assistance is an easy, straightforward process, all done through the app. 4. Communicate on your termsChat with your insurance adviser using mobile messaging. Whenever and wherever it suits you. 5. Completely safeOur servers are located in ultra-secure data centers which means your data is completely safe and all transmissions are securely encrypted.Momentum Consult (Pty) Ltd (Reg. No. 1969/009289/07), is an authorised financial services provider (FSP5503), a subsidiary of Momentum Metropolitan Strategic Investments (Pty) Ltd and rated B-BBEE level 1.

Screenshots

Smartkarma4 screens
Consult Insure4 screens

Verdict

The call

The clearest difference is ads: Smartkarma at none against Consult Insure's shown. Consult Insure's advantage is iOS requirement (13.0 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Smartkarma ships an update every 2 months, Consult Insure every 3 months. The most recent releases landed on October 12, 2026 and October 3, 2026 respectively.

Scorecard2 real differences · 8 level
Smartkarma versus Consult Insure: the parameters behind the verdict, then further details
ParameterSmartkarmaConsult Insure
PriceFreeFree
Rating5.0 (5 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings5 — better—
Update frequencyEvery 2 months — betterEvery 3 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size63 MB3 MB
Age rating4+4+
DeveloperSmartkarma Innovations Pte LtdMomentum Metropolitan Life Ltd.

In-app purchases

None

Smartkarma

No in-app purchases

None

Consult Insure

No in-app purchases

Questions

Is Smartkarma free?
Smartkarma is free to download, with no in-app purchases.
Is Consult Insure free?
Consult Insure is free to download, with no in-app purchases.
Do Smartkarma or Consult Insure have ads?
Consult Insure shows ads; Smartkarma does not.
Which is updated more often, Smartkarma or Consult Insure?
Smartkarma ships an update every 2 months, and Consult Insure every 3 months. Most recently, Smartkarma was updated on October 12, 2026 and Consult Insure on October 3, 2026.

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