PBS mToken vs m
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PBS mToken
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mToken is a mobile application that authenticates users when accessing and confirming transactions when using PBS e-banking. mToken serves to generate unique time-limited passwords for implementing the above authentication providing maximum security in data traffic between users and the mobile banking system. Using this application, the user converts his smartphone into a token generator and thus does not care about additional devices that would condition the use of PBS e-banking from any location.
m
Manage your business accounts 24/7 with this mobile banking app. It offers features like transaction overviews, payment processing, card management, and a branch locator for legal entities.
- Account balance and transactions overview
- Local and cross-border payments
- Transfer between accounts in different currencies
- Standing orders contracting
- Card security limits set-up
- 3DS authorization for web card transactions
- Card PIN overview
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EN: M-ba Plus is UniCredit Bank d.d. Mostar mobile banking application for legal entities, which provides full control of business accounts, 24/7, fast and simple. M-ba Plus provides various functionalities while saving you time and costs: •Account balance and transactions overview •Local and cross-border payments •Transfer between accounts in different currencies •Standing orders contracting •Card security limits set-up •3DS authorization for web card transactions via m-ba Plus •Card PIN overview for debit and credit cards •Information on products and services •Branch & ATM locator •Bank contact details You can apply for m-ba Plus at any UniCredit Bank d.d. Mostar branch office.
Screenshots
Verdict
The clearest difference is update cadence: m at every 5 months against PBS mToken's every 52 months. PBS mToken's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PBS mToken ships an update every 52 months, m every 5 months. The most recent releases landed on October 10, 2026 and October 2, 2026 respectively.
| Parameter | PBS mToken | m |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.3 (26 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | — | 26 — better |
| Update frequency | Every 52 months | Every 5 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 10 MB | 450 MB |
| Age rating | 4+ | 4+ |
| Developer | PING d.o.o. Sarajevo | UniCredit Bank d.d. (BiH) |
In-app purchases
PBS mToken
No in-app purchases
m
No in-app purchases








