Comparison

PBS mToken vs m

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PBS mToken

Read full description

mToken is a mobile application that authenticates users when accessing and confirming transactions when using PBS e-banking. mToken serves to generate unique time-limited passwords for implementing the above authentication providing maximum security in data traffic between users and the mobile banking system. Using this application, the user converts his smartphone into a token generator and thus does not care about additional devices that would condition the use of PBS e-banking from any location.

About

m

Manage your business accounts 24/7 with this mobile banking app. It offers features like transaction overviews, payment processing, card management, and a branch locator for legal entities.

Highlights
  • Account balance and transactions overview
  • Local and cross-border payments
  • Transfer between accounts in different currencies
  • Standing orders contracting
  • Card security limits set-up
  • 3DS authorization for web card transactions
  • Card PIN overview
Features
Read full description

EN: M-ba Plus is UniCredit Bank d.d. Mostar mobile banking application for legal entities, which provides full control of business accounts, 24/7, fast and simple. M-ba Plus provides various functionalities while saving you time and costs: •Account balance and transactions overview •Local and cross-border payments •Transfer between accounts in different currencies •Standing orders contracting •Card security limits set-up •3DS authorization for web card transactions via m-ba Plus •Card PIN overview for debit and credit cards •Information on products and services •Branch & ATM locator •Bank contact details You can apply for m-ba Plus at any UniCredit Bank d.d. Mostar branch office.

Screenshots

PBS mToken3 screens
m4 screens

Verdict

The call

The clearest difference is update cadence: m at every 5 months against PBS mToken's every 52 months. PBS mToken's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PBS mToken ships an update every 52 months, m every 5 months. The most recent releases landed on October 10, 2026 and October 2, 2026 respectively.

Scorecard2 real differences · 8 level
PBS mToken versus m: the parameters behind the verdict, then further details
ParameterPBS mTokenm
PriceFreeFree
Rating—4.3 (26 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—26 — better
Update frequencyEvery 52 monthsEvery 5 months — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size10 MB450 MB
Age rating4+4+
DeveloperPING d.o.o. SarajevoUniCredit Bank d.d. (BiH)

In-app purchases

None

PBS mToken

No in-app purchases

None

m

No in-app purchases

Questions

Is PBS mToken free?
PBS mToken is free to download, with no in-app purchases.
Is m free?
m is free to download, with no in-app purchases.
Do PBS mToken or m have ads?
Neither PBS mToken nor m shows ads.
Which is updated more often, PBS mToken or m?
PBS mToken ships an update every 52 months, and m every 5 months. Most recently, PBS mToken was updated on October 10, 2026 and m on October 2, 2026.

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