SBS Banking vs Root River State Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SBS Banking
Manage all your financial accounts, including those from other institutions, in one place. Organize transactions with tags and notes, set balance alerts, and make payments and transfers easily. Deposit checks with a photo and secure your account with biometric login.
- Account aggregation
- Transaction organization
- Customizable alerts
- Bill and person payments
- Mobile check deposit
- Debit card management
- Biometric security
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State Bank Spencer is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with State Bank Spencer: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the SBS Banking app, you must be enrolled as a State Bank Spencer Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Root River State Bank
Manage all your financial accounts in one place, including those from other institutions. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, transfer funds, and secure your account with biometric options.
- Aggregate all financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- Biometric security
Read full descriptionHide full description
Root River State Bank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Root River State Bank: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Root River State Bank app, you must be enrolled as a Root River State Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
SBS Banking and Root River State Bank both sit at 4.9 stars, but that hides the real split: 100% of Root River State Bank's written reviews are positive against 0% of SBS Banking's. SBS Banking's advantage is ads (none vs shown). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for SBS Banking against 4.9 for Root River State Bank. Both are backed by a comparable volume of ratings — 140 and 74 respectively. Written reviews are what separate them: 0% of SBS Banking's written reviews are positive against 100% of Root River State Bank's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | SBS Banking | Root River State Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (140 ratings) | 4.9 (74 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 140 — better | 74 |
| Update frequency | Monthly | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.4 |
| Further details — not scored | ||
| Size | 197 MB | 170 MB |
| Age rating | 12+ | 4+ |
| Developer | State Bank Spencer | Johnson Bancshares, Inc. |
Customer experience
SBS Banking
Root River State Bank
In-app purchases
SBS Banking
No in-app purchases
Root River State Bank
No in-app purchases
Questions
Is SBS Banking free?
Is Root River State Bank free?
Which has better reviews, SBS Banking or Root River State Bank?
Do SBS Banking or Root River State Bank have ads?
Which is updated more often, SBS Banking or Root River State Bank?
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