Comparison

SBS Banking vs Chubb Wealth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SBS Banking

Manage all your financial accounts, including those from other institutions, in one place. Organize transactions with tags and notes, set balance alerts, and make payments and transfers easily. Deposit checks with a photo and secure your account with biometric login.

Highlights
  • Account aggregation
  • Transaction organization
  • Customizable alerts
  • Bill and person payments
  • Mobile check deposit
  • Debit card management
  • Biometric security
Features
Read full description

State Bank Spencer is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with State Bank Spencer: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the SBS Banking app, you must be enrolled as a State Bank Spencer Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

Chubb Wealth

This platform connects investors with global investment funds and private market solutions. It offers expert guidance and a transparent fee structure for a refined wealth management experience. Manage your investments, view holdings, and execute orders seamlessly.

Highlights
  • Access global investment funds
  • Exclusive private market solutions
  • Expert wealth guidance
  • Transparent fee structure
  • View investment profile and holdings
  • Execute and approve orders
Features
Read full description

Chubb Wealth is an advisory-led wealth management platform defined by expertise and a commitment to excellence.   We connect investors to high-quality global investment funds and exclusive private market solutions. Combined with a clear and transparent fee structure and expert guidance, every step of the wealth planning journey is comprehensible and well-defined.   Experience wealth management that is both refined and intuitive. With the Chubb Wealth app, you can manage your investments anytime through a seamless experience which allows you to view your profile, holdings, cash balances and fund details, as well as to execute orders and approve orders placed by your dedicated Chubb Wealth Advisor. Get in touch For more information, please email wealth@chubbinvestment.com. The Chubb Wealth app is provided by Chubb Investment Management (HK) Limited (trading as “Chubb Wealth”) and is designed for use in Hong Kong for Hong Kong professional investors only. Chubb Wealth is an indirect wholly owned subsidiary of Chubb Limited and is licensed (CE No. AVR438) under the Hong Kong Securities and Futures Ordinance (Cap. 571) to carry on business in Type 1 (Dealing in Securities), Type 4 (Advising on Securities) and Type 9 (Asset Management) regulated activities. Investment involves risks, and you may lose part or all of your investment. Please consult a financial advisor and consider your own financial objectives, risk tolerance and circumstances before making any investment decisions. Past performance is not a guide to future returns. Terms and conditions apply, please see https://www.chubbwealth.com/hk-en/termsandconditions.html.

Screenshots

SBS Banking4 screens
Chubb Wealth4 screens

Verdict

The call

SBS Banking and Chubb Wealth both sit at 4.9 stars, but that hides the real split: 100% of Chubb Wealth's written reviews are positive against 0% of SBS Banking's. Chubb Wealth also leads on update cadence (every 10 days vs monthly) and monetization model (free vs ad-supported). SBS Banking's advantage is ratings volume (140 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for SBS Banking against 5.0 for Chubb Wealth. That said, the two scores are not equally well evidenced: SBS Banking has 140 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 0% of SBS Banking's written reviews are positive against 100% of Chubb Wealth's.

UpkeepUpdate frequency

SBS Banking ships an update monthly, Chubb Wealth every 10 days. Both last shipped on October 10, 2026.

Scorecard5 real differences · 5 level
SBS Banking versus Chubb Wealth: the parameters behind the verdict, then further details
ParameterSBS BankingChubb Wealth
PriceFreeFree
Rating4.9 (140 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings140 — better1
Update frequencyMonthlyEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.415.6 — better
Further details — not scored
Size177 MB62 MB
Age rating12+17+
DeveloperState Bank SpencerCHUBB INA HOLDINGS INC

Customer experience

SBS Banking

All ratings140 ratings
Positive98.6%
Neutral0.0%
Negative1.4%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Chubb Wealth

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SBS Banking

No in-app purchases

None

Chubb Wealth

No in-app purchases

Questions

Is SBS Banking free?
SBS Banking is free to download, with no in-app purchases.
Is Chubb Wealth free?
Chubb Wealth is free to download, with no in-app purchases.
Which has better reviews, SBS Banking or Chubb Wealth?
Chubb Wealth is rated higher. SBS Banking averages 4.9 out of 5 from 140 ratings, while Chubb Wealth averages 5.0 from 1 ratings.
Do SBS Banking or Chubb Wealth have ads?
Neither SBS Banking nor Chubb Wealth shows ads.
Which is updated more often, SBS Banking or Chubb Wealth?
SBS Banking ships an update monthly, and Chubb Wealth every 10 days. Most recently, SBS Banking was updated on October 10, 2026 and Chubb Wealth on October 10, 2026.

Other comparisons