Comparison

Fluid card vs Evolution Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fluid card

Manage your financial account securely from your mobile device. View balances, track transactions, make payments, and update your details with ease. Get support and manage preferences all within the app.

Highlights
  • View balance and credit limit
  • Track transactions
  • Make payments
  • Set up Direct Debit
  • Manage statement preferences
  • Update contact details
Features
Read full description

Manage your account anywhere, anytime, with our secure mobile app. Free to download now, we have lots of features to enable you to manage your account easily: - View your latest balance and available credit limit - View your latest transactions, including transactions that are still pending - Make a payment on your account - Set up or manage your Direct Debit - Manage your statement preferences - Update your contact details - Get in contact with us and view our FAQs Registered for Online Account Manager already? If you’re registered for Online Account Manager already then you’ll be able to use these details to login. No need to re-register! Not Registered for Online Account Manger? If you’re not registered for Online Account Manager then no problem! Download the app and click ‘Register for Online Account Manager’. You’ll need the following details to hand: - Last name - Date of birth - Postcode - Your card details OR your account number

About

Evolution Money

Read full description

The Evolution Money App is the simple and safe way for Evolution Money customers to communicate securely and efficiently. Ensuring the protection of sensitive data is imperative to our organisation so we have launched our secure mobile app using the latest Financial Services Technology. The Evolution Money App has been designed with security and innovation in mind to help digitise your Mortgage application, setting new standards in safety and efficiency. We appreciate that a Mortgage application can be a time-consuming process with numerous phone calls, document requests and sometimes even manual verification processes. Our app is designed with all that in mind so we are incredibly proud to announce the Evolution Money app incorporates Digital Identity Verification, Open Banking, collection and storage of relevant Fact Find data and the ability to securely upload documents and send and receive secure messages.

Screenshots

Fluid card4 screens
Evolution Money4 screens

Verdict

The call

The clearest difference is update cadence: Fluid card at weekly against Evolution Money's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Fluid card ships an update weekly, Evolution Money every 3 months. The most recent releases landed on September 24, 2026 and September 15, 2026 respectively.

Scorecard1 real difference · 9 level
Fluid card versus Evolution Money: the parameters behind the verdict, then further details
ParameterFluid cardEvolution Money
PriceFreeFree
Rating4.6 (21 ratings) — better—
Positive reviews59.7% of reviews—
Number of ratings21 — better—
Update frequencyWeekly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.6
Further details — not scored
Size171 MB48 MB
Age rating17+4+
DeveloperNewDay LtdDarwin loan Solutions Limited

Bugs and requests

Fluid card

Reported bugs

11 issues
  • App won't open or load
  • Login fails with 'something went wrong' error
  • Face ID authentication not working
  • Payment recorded but not reflected in account
  • App times out during login
Show 6 more
  • Standing orders not executing
  • App crashes after updates
  • iPhone 7 compatibility issues
  • Payment decline without clear reason
  • Frozen card button disappears from interface
  • OTP not being sent for login verification

Requested features

9 requests
  • Save debit card details for future payments
  • Display payment due date prominently
  • Show interest breakdown in app
  • Alternative login method (passcode option)
  • Better balance transfer functionality
Show 4 more
  • More 0% balance transfer offers for existing customers
  • PIN retrieval option in app
  • Clear information on charges and payment dates
  • Improved standing order management

Evolution Money

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Fluid card

No in-app purchases

None

Evolution Money

No in-app purchases

Questions

Is Fluid card free?
Fluid card is free to download, with no in-app purchases.
Is Evolution Money free?
Evolution Money is free to download, with no in-app purchases.
Do Fluid card or Evolution Money have ads?
Neither Fluid card nor Evolution Money shows ads.
Which is updated more often, Fluid card or Evolution Money?
Fluid card ships an update weekly, and Evolution Money every 3 months. Most recently, Fluid card was updated on September 24, 2026 and Evolution Money on September 15, 2026.

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