Fluid card vs Evolution Money
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fluid card
Manage your financial account securely from your mobile device. View balances, track transactions, make payments, and update your details with ease. Get support and manage preferences all within the app.
- View balance and credit limit
- Track transactions
- Make payments
- Set up Direct Debit
- Manage statement preferences
- Update contact details
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Manage your account anywhere, anytime, with our secure mobile app. Free to download now, we have lots of features to enable you to manage your account easily: - View your latest balance and available credit limit - View your latest transactions, including transactions that are still pending - Make a payment on your account - Set up or manage your Direct Debit - Manage your statement preferences - Update your contact details - Get in contact with us and view our FAQs Registered for Online Account Manager already? If you’re registered for Online Account Manager already then you’ll be able to use these details to login. No need to re-register! Not Registered for Online Account Manger? If you’re not registered for Online Account Manager then no problem! Download the app and click ‘Register for Online Account Manager’. You’ll need the following details to hand: - Last name - Date of birth - Postcode - Your card details OR your account number
Evolution Money
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The Evolution Money App is the simple and safe way for Evolution Money customers to communicate securely and efficiently. Ensuring the protection of sensitive data is imperative to our organisation so we have launched our secure mobile app using the latest Financial Services Technology. The Evolution Money App has been designed with security and innovation in mind to help digitise your Mortgage application, setting new standards in safety and efficiency. We appreciate that a Mortgage application can be a time-consuming process with numerous phone calls, document requests and sometimes even manual verification processes. Our app is designed with all that in mind so we are incredibly proud to announce the Evolution Money app incorporates Digital Identity Verification, Open Banking, collection and storage of relevant Fact Find data and the ability to securely upload documents and send and receive secure messages.
Screenshots
Verdict
The clearest difference is update cadence: Fluid card at weekly against Evolution Money's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Fluid card ships an update weekly, Evolution Money every 3 months. The most recent releases landed on September 24, 2026 and September 15, 2026 respectively.
| Parameter | Fluid card | Evolution Money |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (21 ratings) — better | — |
| Positive reviews | 59.7% of reviews | — |
| Number of ratings | 21 — better | — |
| Update frequency | Weekly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 171 MB | 48 MB |
| Age rating | 17+ | 4+ |
| Developer | NewDay Ltd | Darwin loan Solutions Limited |
Bugs and requests
Fluid card
Reported bugs
11 issues- App won't open or load
- Login fails with 'something went wrong' error
- Face ID authentication not working
- Payment recorded but not reflected in account
- App times out during login
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- Standing orders not executing
- App crashes after updates
- iPhone 7 compatibility issues
- Payment decline without clear reason
- Frozen card button disappears from interface
- OTP not being sent for login verification
Requested features
9 requests- Save debit card details for future payments
- Display payment due date prominently
- Show interest breakdown in app
- Alternative login method (passcode option)
- Better balance transfer functionality
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- More 0% balance transfer offers for existing customers
- PIN retrieval option in app
- Clear information on charges and payment dates
- Improved standing order management
Evolution Money
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Fluid card
No in-app purchases
Evolution Money
No in-app purchases








